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Nationwide, proof of ID in branch required?
So far I've got 6, people to switch to nationwide to claim the £100 each, (using 2 accounts) But a friend (number 7) has just told me it wouldn't let him open an account online and he has to go into a branch with ID to open the account. Nearest branch is over an hour away for us so that's a problem. Is this a new policy?…
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budgeting types - a beginners guide?
hi all, reading some diaries etc, and terms like zero based budgeting and giving every £ a job etc and other systems are thrown about. so could anyone enlighten me as what they mean? a beginners guide if you will? i dont budget as such, but i do have a very good idea what gets spent and when its expected etc. but ive never…
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Tsb compensation
For those that complained in 2018 about the outage, check your accounts you may find a 3 figure extra compensation in it.
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Tesco pay at pump
Got fuel at Tesco pay at pump on Friday used my bank visa debit card, cost was £51.36, is showing on my internet bank statement in the pending section as £1.00, Any idea why?
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If I downgrade my Club Lloyd's account to Classic or close it.....
Will it invalidate the Vue Cinema vouchers I received so that when I try to redeem them at the cinema they will say no, sorry, these don't appear to be valid according to our system?
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Lloyds Bank Switch Issue
Hello, I just wondered if anyone has experienced any issues switching to Lloyds Bank recently? I switched my account from first direct to Lloyds in October for the £125 Club Lloyds offer. Initially when my account was opened, my address was showing correctly. However upon the switch completing, the format of my address…
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Where can I open Lifetime ISAs?
I did read about Lifetime ISAs. https://www.moneysavingexpert.com/savings/lifetime-isas/#tip2 What is the eligible criteria? is all age between 18 to 40 can apply?
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Best Rewards on Bank to Earn Avios or Cashback
Hey guys, i am looking into having a debit card or current account that would allow me to either earn relatively good cashback or Avios points Specifically on standard out goings like utility bills or my mortgage. I saw Santander 123 Lite account and Natwest rewards account. But it seems Natwest is now reducing its…
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Curve card now has free international money xfer
"curve Send is here to take the fuss (and the fees!) out of sending and receiving money. Once. And. For. All. You can now send money from any of your cards, to anyone in your contacts, with just a few taps on the app. Whether they have Curve or not. Whether they're in London or Lisbon – Curve Send lets you send money"
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Charges
Quick history: In 2009 I already had a Basic Bank account with Natwest - Basic because I had been out of work some time. I secured employment in Sept 2009 and went to Natwest to arrange a small overdraft to help me cope with the switch from fortnightly benefits to monthly salary. Natwest told me that the only way I would…
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Best bank account for someone who occasionally goes overdrawn?
That preferably isn't First Direct, as their online system is pretty prehistoric, especially since their 'update/upgrade'. Or is First Direct the only decent bank for this?
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Trouble activating Natwest card reader
I've just opened a new Natwest account via CASS, and now it's complete I'm stuck at the step where I enable my card reader. Has anyone had trouble with this? I've followed the steps about 20-30 times now (locking the card twice in the process) and every time I get the same error from the Natwest website: We can't verify…
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New bank account to Switch
Hi all I realise I'm a bit late to the party here BUT with regards to switching bank accounts.... I am able to create a new current account to use as my switching account? I realise that alot of he providers need you to have a certain amount of DDs or a money in each month which is fine because I can do that without issue.…
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First Direct Login Problems ??
Is anybody else having problems logging into First Direct online banking this morning, Friday 20th December. Can't login via mobile app either. :mad::mad:
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Any Spanish banks not charging fee for UK cards left?
Hi does anyone know of any banks in Spain that do not charge a fee to withdraw money? I was here in Spain about 6 months ago and I was using CaixaBank withdrew using my Starling card with no bank fee to withdraw. I came over again this month and now CaixaBank charge 2 euro to withdraw my money, I also tried Santander and…
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Running out of options for mobile banks - request of recommendation
Hi, I'd like to try to move to another bank from Barclays due to the fact that my bank's branch is only open 3 days a week and I have to travel at least over 30 minutes to get to the next branch which is honestly ridiculous. I've looked at mobile bank apps like monzo , cashplus , starling bank etc. Monzo has been recently…
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NatWest and RBS still including overdrafts in 'available funds' despite ban - MSE News
RBS and NatWest are still including overdrafts when telling customers their 'available balance', despite new rules from the regulator banning this, MoneySavingExpert.com can reveal...Read the full story: 'NatWest and RBS still including overdrafts in 'available funds' despite ban' Click reply below to discuss. If you…
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Need advice for mothers money
My mother and father have recently divorced and my mother is not of sound mind (she has had a very bad time of it). They have sold the house and my mothers money is sitting in her UK bank account and I am cautious with it being over the £85k protected amount of how to make it safe. We have applied for POA so my sister and…
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SEPA credit on my account
As per the title, I've received a credit to my (TSB) account labelled as SEPA refund or something similar. My first thought was Scottish Environment Protection Agency but Google thinks Single Europe Payments Area is more likely. It's not much (£7 something) but I'd still like to know what it's for. There may be a letter…
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Setting up USD Direct Debit
I’m needing to set up at USD account from the UK that will accept USD direct debit. Does anybody have any ideas of the one that will do that? I know that most accounts look for a minimum investment which we cannot do. I’ve also looked at TransferWise borderless account but it looks like I can only set up Direct Debits from…