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Tesco pay at pump

barnaclebill
Posts: 411 Forumite

Got fuel at Tesco pay at pump on Friday used my bank visa debit card, cost was £51.36, is showing on my internet bank statement in the pending section as £1.00, Any idea why?
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Comments
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I believe it’s a security measure to check the validity of your card. It will disappear once they are satisfied and then your actual payment should show up.0
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Have you never used a pay at pump before ? 99%+ of petrol stations do it this way, reserve £1 to check the card then bill the full amount later. The £1 may stay reserved for a week or so as well as the full amount coming off.0
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Standard procedure.
When it debits it will be for the amount you took.
If you did this in Europe you would be looking at 120 Euro auth amount.Life in the slow lane0 -
ASDA fuel pumps do this all the time, authorise with £1, I've never noticed it shows though on my account (probably does) I use my Tesco debit card there.
Remember a while ago in the news ASDA used to authorise something like £99 as standard amount, they were forced to drop it to just £1.0 -
ASDA fuel pumps do this all the time, authorise with £1, I've never noticed it shows though on my account (probably does) I use my Tesco debit card there.
Remember a while ago in the news ASDA used to authorise something like £99 as standard amount, they were forced to drop it to just £1.
They don't know how much you'll spend until you pump the fuel, so charge £1 to your card to check it.
When they charge your card with the actual cost, the £1 charge drops off.0 -
societys_child wrote: »They still authorise up to £99.barnaclebill wrote: »my internet bank statement in the pending section as £1.000
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Remember a while ago in the news ASDA used to authorise something like £99 as standard amount, they were forced to drop it to just £1.
It was not just Asda.
That was a directive from Visa Europe to bring the UK in line with Europe on Automated petrol dispensers.
For once UK consumer power worked and Visa relented.
Or to put it another way. We run our bank accounts with a lot less cash in than the rest of Europe....Life in the slow lane0 -
As everyone else says, this is generally what happens.
Not for me though, I'm with BOS and it never works on the pumps, even with a brand new card, so I have to use manned stations and not those that are pay at pump only.
Friend of mine always pays by debit card because it only takes £1 and she could "find" or borrow the full amount later before the balance came out (she was awful at budgeting and often ran out of money before payday) - don't advise that though!Single woman doing it on my own... First house bought June 2021!
Mortgage end date: 2041. Goal: Anything less!
Mortgage currently paid off: 4%0 -
Here is what VISA say will happen. No mention of a temporary £1 charge.
http://visa.co.uk/pay-with-visa/pay-at-pump.html0 -
Evidently "they" don't any longer:
. . . unless it's changed since yesterday.
There appears to be some kinda misunderstanding between the £1 card check and the maximum spend on a single transaction at the pump. they're two separate things !
Anyway, I'll leave you to work it out yourself . .0
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