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first direct's new Internet Banking
Has anyone been moved over to the new first direct Internet Banking yet? Their website mentions it's a phased roll-out. Mine is still using the old version. If you're got the new version, is it much of an improvement? Any new features? The old internet banking was old and clunky and lacked some basic features like…
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Has anybody ordered a lloyds banks statement online?
I just tried to order a statement online because i need one for proof of addressee, when i selected the statement and clicked order, the page went straight back to my accounts home page with no confirmation of the order, It also says the first statement is free and £5 there after, now i have no idea if the order went…
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Banks Without Proof of Address
Which banks or prepaid cards do not require a fixed address guys? The ones I know about are Monzo/Monese/N26. Any else that you know about?
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NatWest switch - £50 bonus terms
Having just switched to NatWest, the terms for the £125 switch bonus are clear. But there's another £50 bonus and even the PDF T&Cs only state:"before 1 June 2020, use your debit card linked to your eligible current account at least once per month." Well forgive me for perhaps missing something, but (i) is that per…
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The Nat West Switch
I would like to do the Nat West Switch I want to do the Select Account one as there is no DD's needed and no mthly fee. The only account I have to move over is a TSB current account in my name, we have a joint TSB account with DD's etc so will leave that as is. My question is when the switch is complete will I be able to…
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New bank account
Just moved to London from Ireland, I'm staying at a friend from highschool until I find a job and I need to get a bank account. I don't possess any proof that I live here which will surely be a huge hassle when trying to get a bank account in England. My friend offered to attach me to a utility bill in here like gas or…
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contactless limit amex Aldi? New record £92
So I was in Aldi paying with Amex and buy mistake touched for contactless even though it was £53 odd. I quickly went to insert the card but the cs said it had gone through. Have I missed something, I thought contactless limit was £30?
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Transferwise No longer have FSA registration Send money to the USA
I want to send £1000 to my Brother in the USA. This year my Granddaughter has attended an American University and I have paid her Dorm. fees. I send the money via my bank and Swift Transfer. I had to do it twice for the 2 Semesters. It cost me a fee of £25 to my bank and $25 by the bank in the US. This is about £44…
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Change of address with banks?
Hi, first of all I'd like to ask - where do banks check your address at for verification (except the electoral roll)? I wrote in my new address today while applying for a basic account online and got the no and got asked to submit proof of address and proof of ID, they said it's ok for me to upload documents online. I…
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Work Pay Day (Middle of Month!)
I've just started the first job that pays in the middle of every month (15th). It's always previous been the end of the month for me and I'm not handling my finances as well as I used to because of it. I want to be paid on the end of each month again, so. I'm looking for a work-around. Is there any ways I can do this??…
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Transfer of funds to India through bank?
I want to transfer small amounts, £300 to start, to a bank in India for use by a cousin whose father, my first cousin, has dementia. As I bank with, Santander, such a transfer would obviously be more secure for me. I checked its website which only shows a fee of £25 for Euros/USDs, so I'd have to ask about Indian rupees.…
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Does anyone else pay their car tax using direct debit?
I was tempted to do it this time around for budgeting but annoyed that there's a 5% surcharge for the privilege!
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Returning an unwanted gift of cash
What would happen if you received a substantial cash gift from a family member directly into your account that you wanted to refuse?? In the old days, they might have sent a cheque which you could have just not banked. Therefore not accepted it. These days with the added implications of IHT, DoA,(or perhaps benefits)...are…
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Demanding letters from bank
Hi, the issue is as follows. We moved into our house some 12 months ago and initially the previous people had the post re-directed. Since then we have received letters on a regular basis for their daughter from a High St bank. At first these were returned as ‘no longer at this address’ still more came. My wife…
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NatWest suspended online banking - won’t tell me why
Yesterday (Friday) evening, on my way home from work, my Natwest banking app stopped letting me in you eh account. I tried logging in via my mobile browser and it told me my account was suspended and to use live chat to unlock it. Tried that, got told I needed to speak to the fraud team. This was at around 7pm. I rang them…
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Halifax switch for long-standing customer
I've been with Halifax for more than 20 years and currently have their reward current account, plus a range of others (savings) under my profile. I've never received any form of switching bonus from Halifax before so I'm thinking of doing so. If I've read it correctly, the switch does not require any standing orders or…
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Financial planning in UK - advice please
Hello, I am looking to settle in the UK in 5 years' time and desperately need advice on how I can make the best out of my current situation. I have opened a few saving accounts since mid-April and will continue to pay into: -FirstDirect Regular Savers £300/month (I switched from Barclays and am kicking myself for not…
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Need a bank account with limited access
Hi All, I’ve got myself into bit of a situation. Basically, I was a gambler for a long time and roughly about 18 months ago I stopped gambling as it got out of my hands . However , as the result of that , I’ve accrued so much debt , I am repaying debts to this day. Recently got married and my wife is worried I could fall…
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NatWest / RBS £175 incentive April 2019
Hi Not sure if this has been asked before so apologies if it has. I recently switched my old Barclays account to NatWest to qualify for their latest £175 switching offer, which has now completed. I started this sometime in April and have never had a NatWest account before. I now see their sister bank RBS is offering the…
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Minimum time to have current accoutn before switching?
Hi all, I switched my TSB current account into Natwest a couple of weeks ago to take advantage of the £125 + £50 switcher incentive. Anyhow - I have no idea why but they have opened 2 accounts for me... I now have 2 select accounts - one of which has my balance etc from my previous bank and the other is just there doing…
