-
When safe to switch away from Tesco
Hi given the rate reduction of the Tesco current accounts which is coming in the 14 June, I'm trying to get my head round the earliest point I can switch away without risking losing a months interest. Should a switch dated 15 June be ok for example, or is there any chance of falling foul of the t & c for the final months…
-
Declined RBS incentive due to switch date
hi all, I appled for an RBS account on 7th March, part of the application is to switch an account, I completed this part too. I wasnt automatically approved, most likely because I was on holiday in Spain when I did it, so I had a spanish IP address. However after a few days and submitting proof of ID, the account was…
-
Name-check service for online payments delayed till next March - MSE News
Major banks are to be given more time to set up a service to check the name of the person or company you're sending money to online...Read the full story: 'Name-check service for online payments delayed till next March' Click reply below to discuss. If you haven’t already, join the forum to reply.
-
First Direct incentives last December...?
Did the First Direct introduce a friend thing last November / December but neither mum nor I remember what the incentives were. We didn't get them anyway. I'm sure we did it right but does anyone please remember what the incentives were then before we ring? I think I was supposed to get cash (£50? £100?) And mum was…
-
Your fav banking apps (if you have used many of them)
If you have used many of the banking apps, which ones are your fav ones, and why do you like these particular ones?
-
Second bank account
Hoping this is something that can be done but generally looking for advice. I have a number of accounts with Natwest, current, savings etc and an ISA with Halifax but i am looking for an account that will provide a debit card that i can transfer money into as a "spending money" account. I don't need an overdraft (ideally i…
-
switching and making a joint account
Hello, My partner and I are looking to open a joint account where all our direct debits will come out of. However, at the same time, I am looking to switch my own bank account because I am currently receiving no incentives to keep it open. We want to keep separate current accounts for our own salaries and expenditure and…
-
Halifax blocked account
My other half back at the end of February attempted to use his debit card to make a payment to find the payment declined. He went to a cash point and the card also would not work there. He looked at his online banking and noted that he had also been logged out of this, could not reset password etc. He called Halifax…
-
Switching from Barclays > Nationwide (help!)
Hi :hello: Been a visitor of the MSE forums for a while but finally joined! I am currently with Barclays with a regular current account and an Everyday Saver (think the rate is 0.3% or less on my savings) Thinking of changing to Nationwide FlexDirect current account with the Flexclusive Saver account, my partner has an…
-
Open Banking- Joint Accounts
Has anyone has problems with setting up open banking from a personal current account to a joint current account across providers? - both providers are signed up to Open Banking and I have Internet and Mobile banking with both parties. Both are major high street players. My personal account with provider X can see no reason…
-
Yorkshire Bank Savings Account theft
Hi Just thought I would make it aware for everyone here that I have had over £11K taken from my Yorkshire Bank savings accounts over the last 48 hours. Currently being investigated by their fraud dept. They suspect these multiple transactions in sums of £400 to £500 were taken via internet banking, not my mobile banking…
-
Where to put £170k short term
I've sold my property and haven't found anywhere to buy yet. I will have £170k to put somewhere safe and with the best interest rates for at least two months. Any thoughts most welcome please.
-
Money transfer from help2save account never arrived in my current account. Which bank is responsible
Hello all. Im going round in circles so any advice is appreciated on what to do next. On 24th April I did an online withdrawal of 200 pounds from my government help to save account. This was sent to my current account with a 3-5 working day time to clear. The money never arrived though. The short version of what happened…
-
Post office cash withdrawals
Hi - won’t go into details but my mother is becoming more and more of a financial liability - she doesn’t seem to grasp the concept of unauthorised overdrafts and thinks that as she can keep getting money from her account that there is money available. Is there any card/account that I could help her set up that I could…
-
Debt and bank accounts
Is it easy to open a basic bank acc? No overdraft or credit needed. Has to be a bricks and mortar bank, not online only.
-
Nationwide Refer a Friend switch question
Recently, I switched a donor account to my Nationwide account with a referral from the Mrs. I set the donor account up with two DD's, Paypal and O2. All went through no problem and we picked up the £200 in around a week. Now I've set up the same two DD's on another account and try plan a similar switch, will Nationwide…
-
Halifax website problems?
Just wondered if anybody else has had any issues applying to switch online for the rewards account to get the bonus? I've tried twice now, once on an ipad and once on a windows laptop, both times it lets me get to stage 4 of 6 (entering details of the donor account) but there is no 'next' or 'submit' button so can't…
-
Best way to budget
What is the best way to budget / pay bills etc with a joint account ? Ideally I’d like one account for all bills, one for petrol, one for food, one for everyday spends and one for savings but find it difficult to do this when there is two of us and some outgoings aren’t the same every month. What does everyone else do?…
-
Free ATMs vanishing - but there's a handy tool to find your nearest
Free cash machines are disappearing, with 1,250 becoming fee-paying in March alone - but there's a handy tool to find nearby machines that let you withdraw cash for free, if you're out and about or don't know where your nearest free one is...Read the full story: 'Free ATMs vanishing - but there's a handy tool to find your…
-
Sending money abroad with Paypal?
Sorry if this post doesn't quite fit in here but I couldn't find a suitable sub-forum for it :( I just wondered what the cheapest method is to send regular small payments (£100 or less) from a UK bank account to an Australian bank account. Martin's "Sending money abroad" post suggests the best method for small one-off…
