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Joint account recommendations
Hi folks I wonder whether any of you would be kind enough to make recommendations for (or warn me off) particular joint accounts? My mother's health is failing and she's becoming increasingly reliant on my arranging goods and services for her. I've been happy to pay for these but it's a bit of a faff arranging…
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18+ how can I get 3% AER
I have just turned 18, my Santander mini account gives me 3% AER up to £2000, will be converted to a Santander student account as I am off to uni, where it will still pay me 3% AER up to £2000. How can I get another account that will give me the same 3% for the money I have left over from my £2000? No other student account…
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Any switches left?
Feb 2017 - M&S Giftcard £100 + £10 pm for 12 months Apr 2017 - TSB £125 Aug 2017 - HSBC £150 + £50 Jan 2018 - Yorkshire Bank £250 Apr 2018 - Natwest £125 Nov 2018 - Halifax £50 + more to come I have a current account at First Direct - for the RS. I will have two Tesco accounts next month that I won't want. Is there…
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Halifax bank account closed
I have a couple of questions. I currently bank with Halifax. I have 1 Halifax current account and 7 savings accounts attached to it. I’ve banked with them for maybe 4 years now. Today I received a text saying that after a review, a decision to close the account in 60 days has been made and that account facilities have been…
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Budgeting Help for Dyslexic Girlfriend
Hi All, My girlfriend (22) and myself (24) are discussing moving in together, into a flat that I own and pay a mortgage on. My partner however is severely dyslexic and also has dyscalcula. This leaves her functionally illiterate on bad days, and means she lacks confidence when doing comparatively simple things such as…
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USD insurance refund to a UK bank
I had an emergency procedure in a Jamaican hospital recently. Had to submit USD $11,000 (credit card) as a 'holding fee' whilst agreement was sought from my travel insurer to cover all costs. This was done, but returning to UK I've discovered that the hospital presented the c/c transaction for payment - it's now sitting on…
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Blackmail Suspicious Activity Account Closure Barclays
Hi I had a Barclays business account since early 2017. The business was completely legal (in fact, at one point I was contracting daily as a solicitor). There was at least 100k cash at all times in the account. Even now, there is about 110k in the account. Today, they tell me they closed my accounts effective immediately.…
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hsbc joint account
hello is the faster payment limit for hsbc online 25k per account or 25k per account holder? thanks
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Debts from spouse
On behalf of a friend - she is very good with budgeting etc for her family with 2 children but her husband is not and this has led to her bailing him out on many occasions in many ways. Aside from the obvious tension that brings in the relationship is she liable for any debts he incurs on credit cards etc and does it…
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Banks & Proof of Address...
Hi my people, I'm not too familiar with credit scores, reports, Equifaxes etc so I've got some questions for you. I'm struggling for proof of address documents and my roommate offered to attach me to a utility bill so I can get a PoA doc to open a bank account. I know some utility bills go on your credit report like gas,…
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Some advice please
Hello We are a family of 3 and we are living on one wage, this wage is not much more than £1500 a month, we rent a house and we can not bring in anymore than this due to me not being able to work. We have no debt apart from paying up a car repair bill from the local garage. How can we start saving money on such a small…
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Anyone have any idea when HSBC might offer a switching bonus again?
I'm looking to switch to HSBC and I remember the other month they had the 175 to switch Anyone know when we could expect them to offer a switching bonus again? I'd hate to switch for nothing and then them offer it a month later :D
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Nationwide existing customer referral needed.
I've asked family and friends and no one seems to bank with nationwide. I'm looking to join their flex account next month, for the 3% savings and packaged account. Does anyone bank with them and able to refer me so we both qualify for the £100 switchg bonus? Won't be untill end of the month. Cheers
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Santander security check for Elderly parent
Dear All, our mum is 83 and although living very independently an LPA being put in place is not appropriate at the moment. Following a brain operation 18 months ago she has become too trusting and nice! Following a bank phone fraud where she lost a large amount of money we investigated alternatives to invoking the LPA. A…
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Best Bank for Foreign Transactions?
Hi All Not sure if I'm posting in the right place but asking a question on behalf of my son. He is a sole trader with a yacht charter business (trading over 10 years) and regularly sends money to companies in mediterranean Europe, Turkey, Caribbean and Far East. He currently banks with Santander and twice now they have…
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HSBC Advance - Deferring a Standing Order?
I have a monthly Standing Order coming out of my HSBC Advance current account. Next month only I wish to defer the payment to a later date in the month (or suspend it for one month and make a manual payment for that month instead). Is there a way to do this online that I haven't spotted, without deleting the SO altogether…
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Opening new Bank Accounts to take advantage of switching bonus
Is this um, okay to do? Well it's plain to see a lot of the savvy people on here do. If I open 2 new bank accounts, I figure I can switch both to First and Natwest and claim £125+£125. Both accounts just really seem to need a deposit or minimum amount of x, which is fine by me.
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Bank Charges
Hello I am new to this, so hope I can find some like-minded souls... Ive been paying off two credit cards, and two loans. One of the loans is now paid, but going through my bank account, the amount of interest and charges is astronomical. Im 55, and work every hour God sends, but still behind. Is there an ombudsman one can…
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Move direct debits from First Direct?
I switched to FD in Oct 2017. Four active direct debits, pay in salary etc. Met and still meet criteria. But now I want to switch my RBS account, which has two active DD, to M&S. I only have this account as I did a switch to it a while ago and did it just to get the cash. Criteria for M&S is to have four active DD and pay…
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Sole Trader joint business account
We have the opportunity of switching our business account(s) to other ring-fenced banks with incentives such as £1000. We chose Starling Bank however, they won't accept a JOINT application for a sole trader's business account, as we have now for RBS. Any idea why they've made that rule? Such a shame as we'll have to go…
