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Wage calculation
Hello just wondered if someone could help me with this calculation. Current job 39k salary. Pension 400. Tax and national insurance 800. New job. Year 1 - 22k Year 2 - 36k Year 3 - 41k Year 4 - 52k Assuming I paid the same pension contribution (13.44%). How long would it take for me to be in profit in take home pay with…
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HSBC £175 switch ?
I see this has returned today. I have had a first direct account in the past 3 years although it's now closed would the link between HSBC and FD stop my switch bonus? Also I take it I just open up the account and then go through the CASS after or do I start the CASS in my initial application ? Thank you.
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How is it possible to take a loan in someone's else's name?
Hello, As I am planning to leave an abusive relationship, I must now take care of all aspects of my life, including loans, budgeting and protecting my identity. On various UK forums I found many people complaining about nasty ex-partner or family member having taken out loans in their names. My partner has loads of…
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Bank Account App with New Transaction Alerts
Hi, I am looking for a bank account that has an app or web facility to notify me of new transactions on my account (eg. payments) Does anyone know or use an online banking app that sends you notifications (push notifications through the App or an email) when I receive new deposits in my bank account?
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Switching Banks - Overdraft
Hello all, I'm cracking on with getting rid of my debts, paid my defaults off :beer: and thought it would be a good idea to switch banks from my bank to a provider who offers a year long free overdraft in order to help me pay it off. One problem though, I can't see how much I'd be offered if I was accepted. I wanted to…
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Missing money from account
Hi I could really use some help/advice I have a bank account with cash plus the balance yesterday when I checked was correct I’ve gone on today and the account has £2000 less than it did No transaction showing this money going out of the account nothing it has literally just disappeared.. any one ever experienced anything…
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Best Joint Bank Account?
Hi all, First post on the forums so hello :beer: My girlfriend and I are looking to open a joint bank account, we separately bank with Natwest and Halifax and we would like to keep these still independently. But what joint accounts would you recommend opening for us? Any that will offer good benefits for us to switch or…
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Santander bank cards
Hi hoping someone who banks with Santander can help me. What type of cards do you receive with a 123 current account and what kind of cash card do you receive with an ISA account? How distinguishable are the two, are they both red in colour and what do they say on the front of each card? Many thanks
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Santander and Lloyds fees
I see comments here talking about Santander having no fees to send money or to withdraw back, whereas their website says otherwise...? Any ideas of Lloyds bank is free? Also can you withdraw the £1000 at any time or do you have to wait until the £100 is deposited?
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Easy Utility Bill
What is the easiest UTILITY BILL to get which would work for proof of address with Santander/HSBC etc. My Monzo bank statement was rejected, I tried a TV license but it doesn't seem to be on the supported list. By any chance, is there any utility bill that would be as easy to set as a TV license? Or any bank which supports…
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Financial ombudsman adjudicator has found in my favour
Basically, the bank messed up my account and offered me 400quid as compensation. I took it to the FO and the adjudicator said they felt a payment of 800 was fair, the bank made an offer via the ombudsman of 800 and I accepted This was on the 14th and the FO has said the bank have 4 weeks to correspond to me/make the…
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Bank Account Blocked!
Hello, My 19 year old sons Barclays bank account has been closed due to suspicious activity on his account. This happened a few years ago when he lost his card. He didn't know he'd lost his card until months later and didn't tell me either. He can now, no longer open a bank account anywhere. And Barclays won't talk to us.…
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Chip savings & Co-Op
Since Chip has stopped DD facility all transactions appear as "purchase" on the statements. I wonder whether this "purchases" will be counted as "debit card spending" for rewards purpose?
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Chaotic Branch Opening Times
I wonder whether this situation is "normal" or should I be making a complaint. The local branch which I really need to visit (another branches won't do) seems to have totally unpredictable opening times. Last Friday it was supposed to be open as usual according to the website, but when I got there it was shut down with a…
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Monzo Bank Disgrace
Monzo must be the worst so called "bank" in the UK. Every other normal bank that I have had issues with ATM withdrawals they dispute and refund. Oh no Monzo refuse to refund me saying it can take 3 months to investigate and give me £30 to shut up. Even though it's my ESA money. Idiots. Think I'll need to find a normal bank…
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Co-op Bank/Smile changes to 2FA
Basically ditching card readers and the use of "memorable name" for VBV, will be done by prompting customers to sign into the app or sending a code via sms or email. Can't say I'll miss the card reader! https://www.co-operativebank.co.uk/security/two-factor-authentication?int_cmp=_srchppod3_prdservice_cmpdigauth
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Cooperative Bank - Everyday Rewards
Was wondering if anyone has had this months payment today please?
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Santander Bank
How does this happen? 11 April I get a text from my bank asking if an online debit card transaction for £1,300 is mine – reply Y or N. I reply N and within seconds get a phone call from the security dept. asking questions to confirm it’s not related to me. Online banking cancelled a few hours later and no access to current…
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BACs Payment taking longer than usual
Good afternoon all, My company pays our expenses by BACs payment, they sent the payment on Friday and it is always in my account by Wednesday morning, I haven't received it this morning, could it just be a day late or should I contact my employer? Many thanks, Spencer
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Natwest charges advise taking £100s per month
Hi everyone, Can anyone please advise if there is any solution to Natwest over the past year changing its terms and charging for Standing orders. We have a small business account with Natwest that has run for years, we use standing orders as it is a club based business and its easier for customers to pay via Standing order…
