Bank Account App with New Transaction Alerts

DollyTheSheep

Hi,

I am looking for a bank account that has an app or web facility to notify me of new transactions on my account (eg. payments)

Does anyone know or use an online banking app that sends you notifications (push notifications through the App or an email) when I receive new deposits in my bank account?

[Deleted User]

Lots do. If not all of them.

colsten

!!! wrote: »

Lots do. If not all of them.

Lots don't, unless I have turned them off, which I can't remember doing, or you might have to turn notifications on. The apps I have that do not, by default, notify me of incoming (or outgoing) payments are: Barclays, BoS, COOP, FD, Halifax, Lloyds, M&S, Nationwide, Santander, Tesco and TSB.

TransferWise Borderless does send incoming payment notifications, as I think (though not 100% sure) do Starling and Monzo.

EDIT: Just checked Santander. There is a setting "Push notifications" - apparently they "help to keep me informed about important changes and transactions on my accounts". This setting is enabled but I have never received any notifications about anything, even though I have dozens of transactions happening on my Santander accounts every week. Just as well, because I'd have to disable this setting if they did keep interrupting me

Fingerbobs

!!! wrote: »

Lots do. If not all of them.

I just had a quick look at the Santander, NatWest, Halifax, TSB and Tesco Bank apps (iPhone), and I couldn't see such an option in any of them.

I believe Santander can be configured to send you an SMS for any transaction above a user-specified value, but last time I looked the minimum threshold you could set was £100.

EarthBoy

!!! wrote: »

Lots do. If not all of them.

On the contrary, most of them don't. Starling Bank and Monzo do, -instant notifications for all transactions is one of their selling points.

Halifax have recently (in the last three weeks) started sending me notifications of the Standing Orders and Direct Debits that come from my account. They started doing this out of the blue, -I don't remember them telling me they were going to do this. However, the notifications are hit and miss because some of them don't come until the day after the payment has been made.

18cc

Monzo and Starling but these are app-only banks.

Tandem does but this is an app-only credit card.

Barclays does for transactions over £150

colsten

18cc wrote: »

Barclays does for transactions over £150

They don't for me. I can't see any settings that I haven't enabled that would prevent them from sending me notifications (Push notifications are enabled).

colsten

EarthBoy wrote: »

Halifax have recently (in the last three weeks) started sending me notifications of the Standing Orders and Direct Debits that come from my account. They started doing this out of the blue, -I don't remember them telling me they were going to do this.

Interesting. I haven't received such notifications even though I have multiple DDs on my Halifax accounts. Perhaps they are rolling this out in small batches?

They do send me low balance notifications because I asked them to. These usually arrive sometime in the afternoon of the working day after the balance goes below the amount I specified. So it's far from instant and probably of limited use to people.

EarthBoy wrote: »

However, the notifications are hit and miss because some of them don't come until the day after the payment has been made.

That's useful :rotfl:

18cc

In the barclays app, under settings, there is enable push notifications

18cc

i think you have to set up the alert in online banking. £150 is the minimum transaction alert setting

colsten

18cc wrote: »

In the barclays app, under settings, there is enable push notifications

It's enabled for me

18cc wrote: »

i think you have to set up the alert in online banking. £150 is the minimum transaction alert setting

All I can set is notifications

• for monthly account balance on the nth of every month
• if balance rises above (min £10)
• if balance falls below (min £10)
• interest rate changes (what interest rate?)

Perhaps it's different for different types of account. Mine's a bog-standard one which pays a £7 monthly reward if conditions are met, and costs £3 a month.