Nationwide Refer a Friend switch question

Goudy

Recently, I switched a donor account to my Nationwide account with a referral from the Mrs.
I set the donor account up with two DD's, Paypal and O2.
All went through no problem and we picked up the £200 in around a week.

Now I've set up the same two DD's on another account and try plan a similar switch, will Nationwide notice they're the same DD's?

PRAISETHESUN

I'm not 100% sure what you're trying to do, but if you are trying to bag a second referral bonus then you need to closely check the T&Cs - you are only eligible for one referee bonus from Nationwide. The T&Cs need to be met by both parties in order for either party to get their money, so I don't think your Mrs will get any money the second time around unless she was referring someone else.

As for will they notice/care about the DDs being the same as previously - I highly doubt it. The DD mandate reference will be different, since it is a different current account and I suspect that they won't be able to tell that the DD originator is the same - having not tried it however I cannot say for sure however.

EDIT: if you are now referring your Mrs with your RAF code now that you're a Nationwide member, then you should be in the clear now that I think about it - as long as the account is in her name and she hasn't been referred before, the DDs being the same as your switch probably won't matter

Goudy

Thanks, just what I thought.
We can repeat the process with the same DD's, just with me recommending her this time.

colsten

Be aware that when you set up a DD, you confirm that you are the account holder of the account the money gets pulled from.

20SmthngSver

Related to same account:

I was referred in Feb and switched, paid out a few months of direct debits now. I want to move the direct debits to Santander to gear it up to switch to M&S. I don't have to keep any DD's with Nationwide now do I? It was just to switch and to be referred that two had to be in place?

clivep

20SmthngSver wrote: »

I don't have to keep any DD's with Nationwide now do I?

No you don't.

20SmthngSver

Thanks. Wasn't sure if I had to keep them going for a few months or not.

PRAISETHESUN

20SmthngSver wrote: »

Related to same account:

I was referred in Feb and switched, paid out a few months of direct debits now. I want to move the direct debits to Santander to gear it up to switch to M&S. I don't have to keep any DD's with Nationwide now do I? It was just to switch and to be referred that two had to be in place?

As above - there is no obligation to keep the DDs running after the switch. The only caveat is that you need to keep your Nationwide account itself open for 3 months after the switch otherwise they can reclaim the bonus money, but that seems a moot point since its been about 3 months since Feb anyway

20SmthngSver

PRAISETHESUN wrote: »

As above - there is no obligation to keep the DDs running after the switch. The only caveat is that you need to keep your Nationwide account itself open for 3 months after the switch otherwise they can reclaim the bonus money, but that seems a moot point since its been about 3 months since Feb anyway

Yeah that's cool because I opened the regular saver weeks before they pulled it so I'm happy to stay with

Shazbatty234

My bank account details were leaked in talk talk breach I need to get a new account- I have an excellent credit rating and we each would receive £100 for the referral

colsten

Shazbatty234 wrote: »

My bank account details were leaked in talk talk breach I need to get a new account- I have an excellent credit rating and we each would receive £100 for the referral

If you are looking for a referral, please check the referrer's board.

You don't have to provide a reason for wanting a referral or for making a switch, as it makes no difference why you want to do it.