📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

contactless limit amex Aldi? New record £92

Options
michaels
michaels Posts: 29,122 Forumite
Part of the Furniture 10,000 Posts Photogenic Name Dropper
edited 25 May 2019 at 9:44PM in Budgeting & bank accounts
So I was in Aldi paying with Amex and buy mistake touched for contactless even though it was £53 odd.

I quickly went to insert the card but the cs said it had gone through.

Have I missed something, I thought contactless limit was £30?
I think....
«13

Comments

  • Wilt
    Wilt Posts: 100 Forumite
    Part of the Furniture 10 Posts Name Dropper
    I once accidentally used contactless on an AMEX card for something over £30 as I did it without thinking - it went through but as signature required so I had to sign the receipt.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    michaels wrote: »
    So I was in Aldi paying with Amex and buy mistake touched for contactless even though it was £53 odd.

    I quickly went to insert the card but the cs said it had gone through.

    Have I missed something, I thought contactless limit was £30?
    The limit has not changed and is still £30 - perhaps the cashier pressed something on the till to override the transaction?
    Basically if you said that it was fraud - in this case ALDI would be wholly responsible for the loss and not AMEX.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    michaels wrote: »
    So I was in Aldi paying with Amex and buy mistake touched for contactless even though it was £53 odd.

    I quickly went to insert the card but the cs said it had gone through.

    Have I missed something, I thought contactless limit was £30?

    American Express website says the limit is as you say £30 so Im unsure how you can pay if the shopping was £53, maybe ask Amex tomorow.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    Either it has gone through and it will appear on your statement or it hasn't really gone through and you are laughing. Suggest you do nothing and contact nobody.
  • Was it via ApplePay or with the physical card?
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    !!! wrote: »
    Was it via ApplePay or with the physical card?

    It was the card.
    I think....
  • 18cc
    18cc Posts: 2,120 Forumite
    Ben8282 wrote: »
    Either it has gone through and it will appear on your statement or it hasn't really gone through and you are laughing. Suggest you do nothing and contact nobody.

    or you could go back to the store and tell them and pay
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It is my online statement
    55.xx Paid for by contactless
    :eek:
    I think....
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Live chat said that because I had shopped with the merchant before their algorithm approved the contactless transaction to 'avoid embarrassment'.

    Personally I would prefer the 'embarrassment' of being told I needed to use chip and pin over the risk of the card being used for £55 transactions on contactless but apparently that is not an option....:eek:
    I think....
  • 18cc
    18cc Posts: 2,120 Forumite
    Thanks for letting us know I had not heard of this before
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.