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Serial switcher
Hi. I have had my applications rejected for RBS and Halifax. Could this be because I have already got several bank accounts and have been a serial switcher? Apart from the above 2, I have exhausted all other high street banks' offers. I have checked my credit score and all is good. Thanks Therigler:
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Serial switcher
Hi. I have had my applications for RBS and Halifax. Could this be because I have already got several bank accounts and have been a serial switcher? Apart from the above 2, I have exhausted all other high street banks' offers. I have checked my credit score and all is good. Thanks Therigler:
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What happens if I tell the bank I don't accept the account T&Cs
Has anyone told a financial institution who they have a product with that they no longer accept the T&Cs? What happened? What is my legal standing once I tell the bank this and does it mean I no longer bound by the contract? Thank your for responses from experience only.
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Starling bank account for 17 year old to use abroad?
My 17 year old granddaughter will be going on holiday to Turkey in the summer. Would a Starling account or similar be the best way for her to take spending money?
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First Direct no longer offering £125 bonus?
Moneysavingexpert claims that you can receive a £125 bonus if you switch via their link but when I click through it says £100. moneysavingexpert.com/banking/compare-best-bank-accounts/#firstdirect Was I too late or will I get £125 if I got through the link?
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smart/conditional direct debits?
I have accounts with two traditional banks, A (current account, credit card) and B (credit card). I pay both credit cards off from my current account at Bank A. In the past, I have set my direct debits to pay the full credit card debt. When I have not had the full sum in my current account, this causes a problem: the…
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Nationwide Flex Direct - Can I get the same benefits?
Hi, If I have had a nationwide flex direct account in 2015 and apply today online... Do I still get 0% overdraft for a year and the 5% interest? Also do I need to switch to get these benefits? Or can I open a standalone one? What about recommend a friend £100. The call centre line is taking forever to answer
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Cater allen clarity
I've had several argument with cater allen about this: When you want to send money to someone else that asks you to enter a "Payment Date" When you hit the button to make the payment, this messages comes up "Your payment has been confirmed. Future dated transfers will take place subject to sufficient funds being available…
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New relationship joint account? Good or bad idea
My partner and I are both looking to rent somewhere together. We are both going through divorce with our ex’s. My partner has recently suggested we have a joint account when we start renting. I feel uncomfortable with this and refusing to have a joint account while we are both still married to other people. I don’t feel…
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Choosing a bank account
Hi guys, Me and my boyfriend are renting a flat together for the first time starting in April. We have decided that for the bills and rent -and to make it fair and equal- we will set up a shared/joint account for all these things. This way both our names are involved and we can have a separate account for household stuff…
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Bank account/saving help
Evening all, Getting a bit lost tonight with information overhaul and was looking a bit of guidance towards best accounts for saving. My main goal is to gather up enough money for a mortgage deposit. Heres what I have so far. Credit card 0% £4000 Help to by ISA £1800 (which I need to close as I've own before) Nationwide…
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Unexpected Payment into Santander account
I have had an unexpected payment into my Santander account. After searching online, I did the recommended thing and called Santander up. They now want to freeze MY bank account until it is resolved. I now cannot use my debit card at all, or make any online transactions. Is there any action I can take, as I really don't…
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Santander ruthless attitude. Help!
I have been scammed and lost £3.5k to a bogus double glazing firm. Until the police visited me many weeks after the pressure salesman demanded a cheque (and I stupidly wrote it) I didn't know I had been robbed. I asked my bank, Santander, to help me. They said I had signed the cheque willingly: not their problem. The…
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Notary Public & Halifax Bank
I am getting married in August 2019 in the UK. I was born & raised in England for over 30 years, then moved to Oz for 8 years in my 30’s and returned back to UK over 15 years ago, fully settled here. I am a British & Australian Citizen and with that have some pensions, etc over on Australia. To change my name I have been…
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Natwest address for overdraft
As the title says I am looking for an address for Nat west I have gone onto benefits and intend to offer Nat west a token payment. I do not want to telephone them as I am not good on the phone thank you for your help.
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Confusing M&S switch term and condition
Hi all, Saw the below in the M&S bank switching terms and conditions: not able to call them today or tomorrow but it seems from the below that you do not qualify for the switching offer of £100 voucher now/£120 after a year for existing M&S credit card holders if you've ever received a switch bonus from another bank? Does…
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Joint Current Account
Hoping someone can advise, as this is making me a bit cross eyed. My partner and I recently moved in together, and up until now our finances have been completely separate. He's paying the mortgage and utilities, while I'm paying a few other bills but also saving into a Help to Buy ISA (he's owned before, I haven't), which…
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Problem with new cheque imaging and Joint account
My wife has had a very unpleasant experience with the new cheque imaging clearance system in Halifax bank. We have a Halifax joint account and recently when in a local branch she paid in a cheque using the new imaging system. She was helped by one of the staff who explained that it would clear in a shorter time and paid in…
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Joint Bank Account advice
Hi, Having recently got married, my husband and I would like a joint bank account but don't know which would be the best. Can we use the switching service from our individual accounts to a joint account? Can anyone recommend a good bank which also has a tied in savings account? Any advice would be gratefully received. G
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Problems with Moneydashboard
Hi, due to following Moneysavingexpert advice (both Martin and Forum), we have a complex set of bank accounts and transactions which I keep a tally of with an Excel spreadsheet. Reading about Moneydashboard, it seemed ideal, so I signed up. I have found that the system is very limited in terms of which bank accounts it…
