Serial switcher

therigler

Hi. I have had my applications for RBS and Halifax. Could this be because I have already got several bank accounts and have been a serial switcher? Apart from the above 2, I have exhausted all other high street banks' offers. I have checked my credit score and all is good.
Thanks

Therigler:

binaryuniverse

You appear to have missed a key word there. Which I shall presume is 'rejected'.

Unless the bank explicitly give you a reason for it, then you won't know and the best we can do is take guesses as to what it might be. Even then, it might be none of those. Sometimes you just don't fit the profile they are looking for.

Have you actually checked your credit history, and not just looked at the score? Is there any adverse data that might affect your application?

Edit: just noticed you have an identical thread.

PRAISETHESUN

Duplicate thread here:

https://forums.moneysavingexpert.com/discussion/5975867/serial-switcher

therigler

Thanks. I'll rpobably wait a bit longer before giving up my bank accounts just in case any otyer offers come along. The credit compay I used was a link on the RBS rejection page, Equifax

Regards

Steve