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question about 1st April deadline for switching to HSBC
I'm thinking of switching one of my tesco accounts to HSBC for the switch incentive. I've just seen the offer closes on 1st April, but it also says you have to switch within 30 days of account opening. Does that mean I can open the account on say 31st March, then switch within 30 days (ie after 1st April) and still get the…
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Tesco Bank .
Hi does anyone know if I close my Tesco bank account which is going to change from 3% to 1% soon and switch it to TSB who are giving £150 at the moment will they take back the years interest I've been paid or not as the two years aren t up yet. It was paid monthly. Thank you .
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FInance MOT
Morning Everyone, I am after some advice to maximise the interest available to me in todays poor interest rate climate given my current finances. Finances are as below Ins £13.5k in Marcus 1.5% easy access paying account £1750 out of £3000 HSBC regular saver paying 5% (drip feeding out of Marcus account) £0 out of £3600…
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PoA and cheque book question
I am PoA (joint and several) with my sister for our mother's affairs. We both registered with Lloyds for Mum's account. I was given online access to Mum's account (paying bills etc). as my sister doesn't use a computer. I can also use phonebanking to access Mum's account using my own Lloyds phone banking credentials. Again…
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First Direct and Direct Debits.
I am thinking of switching to FD before the £125 introductory offer ends on Monday. Do I have to have any direct debits with FD to get the £125? Or can I just switch my Tesco account, which has no DD's, to FD?
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Bank Account hacked
Good day all.I don't know if this the correct board but it was the nearest one I could fine with the word Bank. On the 1st of March 2019 I was scammed and lost £19850.00 from my bank account.They said they were from BT checking that my phone line had been hacked and needed help to block the hackers.I was on the phone and…
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Donor Switching and Advice
I have just opened up a donor Barclays account for switch bonus purposes (I'm new to this game, received my first bonus last month with Natwest, then found out serial switching is apparently a thing). My intention was to Switch to HSBC as their bonus is the largest. I read in the terms and conditions that I had to switch…
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Tide business account
Has anyone experience with these? Will be sourcing from China and they don't charge any fees. Want to use them but wondering if anyone has experience. Asking as a LTD company.
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Bank Account switch but leave joint account
I have a individual current and joint current account with the same bank. I want to do a bank switch for just my sole current account to HSBC for the bonus. The T&C's state the old account needs to close to get the switch bonus along with the other factors. I'm concerned even though I'm switching a specified account they…
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Refused Student Account due to having TOO MUCH credit?
Hi guys. I've been with Nationwide for a while now, and I recently tried to convert my FlexOne account to a FlexStudent account, lured by the fee-free overdraft for the duration of the course. Everything was going fine, but I was rejected at the credit check. This was quite shocking to me, as I have a Nationwide Select…
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Could Digital Banks Replace Traditional Banks?
Hi there, I'm a student studying in final year of university and was wondering if anyone could help me out. I am looking for responses about do you think a fully digital bank is the way forward even more than a traditional bank. This is for a research project that thinks about how we could make digital banking better and…
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First Direct Switch Dilemma
Morning All, With the news that the First Direct switching offer is coming to an end Monday I wanted to act fast. I currently have a HSBC current account with a 5%regular saver attached to it which doesn't mature until August producing £81 interest. First direct is offering £125 now. My concern is what happens to the £1750…
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Can I switch?
I have 3 Bank of Scotland current accounts. Could I switch just one of them to First Direct to get the switching incentive or would the switch close all 3 accounts? Also do you need direct debits for First Direct. Thank you.
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RBS Delay Switch
Hi all, I have a little experience of switching accounts having just done my current account to Nationwide (on recommendation) and 11 months ago switching my bills account (shared with the gf) to First Direct. My big problem is that it's high time to switch the bills account again, and the RBS switch looks dreamy, but I…
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Nationwide online banking changes?
I have been a Nationwide customer for many years. Lately it is not my main account but still used. For example I used it for sure in December 2018 when I paid for an ISA investment from my Nationwide account. And I accessed the online account then to check the balance. I have tried today to access the Nationwide online…
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Good bye cash
https://www.bbc.co.uk/news/business-47456698:
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Savings Breakdowns
Hi all! I am a former spendthrift who has started on the road to budgeting and am really excited about having a far more financially sound future. Part of this is tackling debt, having a budget in place to own and control every single dollar I earn and SAVE! In my research and on another forum, I've seen it suggested that…
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Understanding bank account balances?
Hi everyone:j I'm just having a quick moan as usual;) I'm helping my mum with her bank account a bit at the moment as she is having trouble with her eyesight. We printed out a mini statement with her Halifax current account. There was a balance of £2759.84 and a funds available balance of £2900.84. I thought the available…
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Can I get switching bonuses by closing both of my Tesco current accounts?
I was early enough that I got the 3% interest on £3k without the need for any direct debits. I have two of these Tesco accounts, with £3k sitting in each, unused, just earning the interest. Now that they are getting rid of the 3% interest, I was wondering if I could use each one of these accounts individually to get a…
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Wrong Place
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