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Money Left in Cash Machine, claimed by Supermarket
I found some money in a cash point machine, which is outside a Tesco's. I took the £200 to the customer service desk, told them what happened and asked if they would be able to speak to the bank and hopefully trace the rightful owner. On following this up i have been told that Tesco are not going to be even try to trace…
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Card fraud, bank wont refund.
Hi folks, hope this is in the right forum. I noticed fraudulent transactions to various gambling websites on Friday evening. I have no history with any of these websites. I blocked my card via my banking app and got in touch with customer service. The missing money totalled around £1260. The girl on the phone took down all…
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Possible swtich to Nationwide joint account
Hi there, I'm contemplating a switch from hsbc to nationwide for a joint current account with my partner but worry something may go wrong. We have a joint account with hsbc and 2 separate sole accounts with nationwide. I have the following questions: 1) Our address with hsbc includes our county but the one with nationwide…
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Metro Bank free European transactions?
Has anyone used a Metro Bank card in Europe before? According to their website they don't charge fees for transactions or cash withdrawals in Europe but I'm a little sceptical. I've had a look at "Using your Metro debit card abroad" PDF on their website but I don't really understand these things when it comes to exchange…
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No voice discrimination
I have a developing medical condition in which I am unable to talk for hours or even days. As a result, I am having big problems with broadband suppliers and banks who constantly ask me to telephone to help resolve the issues. I have received replies to emails asking this all the time or saying someone will telephone me!…
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Running out of options for donor/throw away accounts? Suggestions?
I know the best donor accounts are ones that are fast to open and unlikely to offer their own switch bonuses. I know the fastest ones are second accounts with banks I already have or app-based banks like Monzo and Metro. The banks I already use are - Nationwide FlexDirect, First Direct ordinary current/debit account,…
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RBS switch bonus terms
Hi Gang Just want People’s opinion on the exact meaning in the terms for the RBS switch “As part of that application, you must transfer a non-RBS current account to your new eligible current account ” Do you all read this as the account you want to switch in must be done during the application and not ‘anytime before April…
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RBS £150 account switch
Morning Everyone, My other half requested a current account switch last Friday 01/03 using CASS to RBS to gain the £150 switching bonus. During application ID's were uploaded and the application was approved with a switching date 08/03. Much to our annoyance RBS contacted us yesterday saying they couldn't accept an…
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Mobile banking service which allows to top up account by card?
Hello, I'm looking for a mobile banking service (e.g. Monzo, Starling, Revolut, Monese...) that allows you to top up your account paying with debit/credit card. I know Revolut does, but I'm having problems trying to do it with my card. Monzo did it in the past but they removed the option. Thanks.
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Changing business banks and swap bonus
Hi, I'm with Natwest business banking and they are basically trying to get rid of a section of their business customers. I'm not exactly sure why, something to do with competition i think. Anyway , i actually stopped trading last year but will restart again this year but retained by business account as I knew i was going…
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Nationwide 5% interest question
I currently have a Flex Direct account. Been with them nearly a year now meaning the interest is about to drop. If I open a Saver account with them, does this interest remain at 5%?
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M&S monthly saver and current account T&C`s
I am trying to minimise my standing orders and direct debits on various multiple current accounts. I realise I have to keep 2 monthly DD`s on my M&S current account to qualify for their 5% monthly saver. I still have a £1000 monthly standing order going in and 2 days later going out - this was to qualify for a gift card…
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Fixed Rate Bonds - closing the account
I was considering saving a lump sum using a fixed rate bond. Of course these all say "Withdrawals are not permitted before the end of the term." I emailed one bank and asked about closing the account without interest in the event of an emergency since you never know what you might need the money for in the next 5 years.…
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Santander have just closed my accounts. CIFAS Marker
So just tried to log on to my online banking (which was working fine this morning) and it said my online access was blocked and i should contact them to get it unblocked. I phone Santander, and i'm placed on hold for several mins. The lady comes back and tells me i need to contact CIFAS, and that Santander basically do not…
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Monzo etc type bank...?
Hi everyone. Just wondering if many of you use any of the new digital banks such as Monzo? If so, which do you use and why? Are they any better than the "normal" banks such as Halifax etc? Thanks for your help. :beer:
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Childcare vouchers: can you remain in the scheme and use them for child #2 once #1 starts school?
We contribute to childcare voucher schemes, which I understand are now closed to new application. I also understand they have been replaced by Tax-Free Childcare (but vouchers work better for us). The questions are:* can we remain in the scheme even after child #1 starts school, and use them for child #2? * There will be a…
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IT and security glitches reported by banks Q2 to Q4 2018
Now that there is a reporting regime in place under which banks must notify the FCA of any major operational or security incidents which affect payment processing, these figures have been collated into a league table by Which, covering the period from 1 April 2018 to the end of the year, at…
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Hsbc physical secure key replacement!
I need a replacement due to a low battery. I picked this up in branch yet there are no instructions on how to replace an old (dying battery) secure key, only activate a new account or change to a digital. I am not interested in upgrading to a digital secure key at this time. Any help would be appreciated!
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RBS Rewards Black current account
anyone using the RBS Rewards Black account ??? worth the monthly fee ?
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RBS community accounts
So I applied for a community account as I work for a charity and two weeks ago I submitted the charity’s documents however it said takes 5-10 working days before I hear anything It’s march still not heard anything How long does it take for a community to be opened after submitted document