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Budgeting & bank accounts
Archives for March 2019
Discussion List
Club Lloyd's and switching
Hi, I recently changed from a standard Lloyd's account to their club account and picked the cinema tickets as my gift. I want to switch accounts, and does anyone know if I will still be able to use the cinema vouchers or will I have to forfeit them? Thanks
Switching bank account advice
Hello . I am just about to switch bank accounts and join first direct. My question is does anyone know how long I need to remain a customer of first direct before I could look to switch again Thank you.
RBS £150 switch X2 ?
I already have an account with RBS and have initiated an account switch from a Barclays account to get the £150 bonus. My question is I also have another account with a 3rd bank. If I switched that to RBS would I end up with 2 lots of £150 - or is the offer limited to one switch per person ?
Natwest Graduate Account help
My daughter graduated from uni in summer 2018 and she is currently enjoying a year of her overdraft being interest-free. She knows that in year 2 that only up to £1000 is interest-free but when does this begin? Is it different for each account depending on when it was set up or is there a general nationwide date for this?…
Sending money regularly from uk to usa
I have recently purchased a holiday bond that requires me to send $500 to the USA every month for 2 years. What is the cheapest way to do this?
Opening just to switch
Hi all, Just curious about this: if I were to open a starling bank (zero hard credit checks), is there any reason why I couldn’t just switch that immediately to an account to take advantage of the switching bonus? Thanks!
Lloyds gold packaged account
Lloyds Regarding the Gold packaged account I've had it with them from 2002 till the present day. I have not used any of the services that come with the gold packaged account. I was very young and gullible they could have sold me anything. I thought wow I’ve got a gold card. I tried to use the travel insurance and the AA…
Switching to RBS
I have recently switched to a RBS current account and deposited £1500 and logged into mobile banking to qualify for the £150 bonus. My issue is the bonus can be paid anytime up until May 10th. Can I move the £1500 out and move elsewhere to generate interest or does it have to stay in the RBS account until the bonus is paid?
cash withdrawals abroad: Nationwide FlexPlus vs Halifax Clarity
I use Halifax Clarity for making purchases abroad and up until recently I was also using it for making cash withdrawals abroad. However, I recently switched to Nationwide FlexPlus for their insurance package, and noticed that they don't charge an ATM cash fee for cash withdrawals abroad. MSE says that the Nationwide…
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