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Barclays transferring money out but not paying landlord
My partner pays the rent from his bank account to our private letting agency. He says in the past 6 months 3 of the payments have left his bank account and not been received. All my partner get when he phones is that it is under investigation but as you can imagine this is a lot of money. Luckily our landlord is a family…
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Money transfer abroad
Does anyone know: where may I pay in my US $ in cash to send them to Australia without getting too much charted in currency exchange and transfer fees. Issue is I can't find a bank in Germany nor UK who would take my US $ directly without transferring them first to £ or euros and then sending them to Australia in…
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Switching Whilst Not Working?
Hi I'm currently taking a break from work and therefore have no income other than my savings. I have a Halifax reward account that is now prime for a switch. What I would like to know is will my current status cause me any problems when applying for a switch? I've done a fair bit of switching and applied for numerous…
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Definition of a credit account.
We recently opened a Tesco current account and, as is the way, our imaginary credit score went down and the report said this was because of opening a new credit account. There is no overdraft facility, so how is it a credit account? We have an overdraft facility on our Barclays account of £5000, plus £500 'emergency…
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Setting up a current account just to quickly switch elsewhere
I'd like to perform a current account switch to take advantage of the current MSE First Direct incentive. I currently have a basic RBS account that I've had for as long as I can remember that's doing nothing much for my money. I've also just opening a Nationwide FlexDirect to utilise the 5% interest on £2500 for a year. My…
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HSBC basic bank account upgrade
Hi I'm in the process of repairing my credit history, I have recently opened a HSBC basic account (decline for the normal account) and wondering if anyone has has any expierence upgrading this type of account after building some positive history with them?? Thanks
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YNAB 4 weekly?
I've been using YNAB for the last few weeks. I really want to keep using it. Trouble is I'm 4 weekly paid and YNAB works on a monthly basis so it doesn't work well for me as I have just been paid this week, half way through the month. Is there a way I can make it work on a 4 weekly basis? I'm sure it's simple but I'm not…
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Query on Barclays Blue Rewards
Been considering Blue Rewards ( would need to open a Barclays current account first ) as i have a Woolwich mortgage, so figured i would get £7 monthly for 2 x direct debits plus £5 monthly for the mortgage - less £3 monthly fee of course. Does the mortgage have to be one of your direct debits to get the £5, or do they pick…
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Impossible to contact local branch of Santander!?
Hi, So I am trying to get a remortgage done and they have asked for 3 months bank statements that show name, address, sort code and account number. Now annoyingly the statements I can download don't have this info! So phoned them up and it will take 7-10 working days! Asked if I could get them at my local branch and they…
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Refund issue
Hey guys, I was just wondering if you could help me. A company recently took three unauthorized payments from my bank card so I contacted them and they agreed to refund the three payments. This was back in October and they assured me the money would be with me within 14 days. I never received it. I contacted them a few…
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Best joint account
Hi, I'm moving in with my girlfriend in about 6 weeks, both currently renting separately and moving into a new rental property. We've decided to get a new joint account for bills etc and keep our existing bank accounts. I'm wondering which is the best bank account to get, my gf is already with Santander so i'm not sure…
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Switching two bank accounts to one joint
Is it possible to switch two separate bank accounts into one joint account? We are now with two different banks - Santander and Barclays. We want to switch to joint account in Santander and make it as smooth as possible (direct debits and standing orders on both accounts). What is the best way to do it? Thank you,
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Turned down for bank account but credit rating fine. Any ideas?
My current bank is rubbish, so I tried to apply for a first direct account, and got turned down. I don't earn alot (under £10k) but my credit score is 999 out of 999. This also happened when I applied for an AA credit card last year to move a balance. Any idea why I keep getting turned down for credit? Am I just too piddly…
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someone hacked bank details and spent on amazon - bank says it's not their problem!!
Hi, Spotted a couple of transactions on my bank account - one for amazon, a digital download, and one for a pub in the US. Bank are saying they'll refund the US pub but not the amazon one, and i'll need to contact amazon about that. Trouble is I don't know anything about the amazon transaction, and don't want to give them…
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USD to GBP one-off exchange
Any advice much appreciated. I need to exchange and transfer a fairly large amount of USD to my UK £ bank account and would like to find the most economical way of doing so. The money is with a US attorney at the moment and some of the bank charges being quoted are crazy. Any thoughts please to get the best possible…
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someone banked my cheque early
someone let me know that they banked my cheque last week. a large amount, but banked a week earlier than date on it. both accounts are at same bank, so assume teller accepted the cheque because they checked my bank has enough funds, which it did. the amount shows as having left my account already - so am I safe, and it…
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MSE News: Redirection period for payments to old bank accounts to be extended
Stray payments sent to your old bank account could be redirected to your new account decades after you've switched...Read the full story: 'Redirection period for payments to old bank accounts to be extended ' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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CHAPS International payment unexpected
Hi Guys Total newbie to the boards but I've revived a chaps international payment to my account today for just over £600. The reference begins with PCM. Wondered if anyone could shed any light with this reference having maybe had similar? Bank can't tell me anything at the moment
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Basic Joint bank account
Hello I am looking for a basic joint bank account. One with no credit check and no overdraft. Any recommendations? Thank you
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Lloyds business bank account experiences please?
Hi I'm just about to open a lloyds business bank account and have 18 months free business banking. Just wanted to know experiences from lloyds business banking customers and how they found Lloyd's in terms of online business banking, ease of payments from UK and international customers and general experience with their…
