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Bank Switching with a separate account
Hi all, First post here but I did a search and couldn't find the same question answered anywhere. I currently bank with Barclays and have done so for many years, and I wish to remain with them for the majority of my banking needs. However there is a fair amount of money to be made from switching, which I would like to take…
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Nationwide Flex
I have had a NW flex direct account for the past 12 months paying 5% interest.. this has now lapsed so how can I re-aply for a new account to benefit from another year at 5%? Do I have to close the account then re-open it and if so how long do I need to wait before doing so? I can't get a direct answer from NW Thanks
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Barclays Blue Rewards
Last week Martin Lewis said on the tv show about the Barclays Blue Rewards scheme was good. I have two qualifying joint current accounts and registered both for the Rewards in October last year, one in each name. One account was successful, the other failed. In December I complained to Barclays through my local branch and…
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Overdraft
Hi, not used this site before and need some opinions. I have an overdraft of £1000 and wondered if it would be better for me to clear this, maybe by 0 percent card transfer and pay off monthly amount or just live with the overdraft. Problem is, there is a £5 daily charge if I go over. Help.
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Best Bank Account
Hi, I'm a recent graduate with good savings looking to get the best out of my money. I'm wondering which current accounts are the best for earning good interest on money that would otherwise be doing nothing. I'm currently deciding on my next career move as I look towards a full time career and stable income. Would moving…
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Joint Account Overdraft Problem
Is there a way to remove someone from a joint account while still in overdraft? If im prepared to sign whatever document to accept full responsibility for overdraft? Have requested this from bank but they refused until overdraft is paid in full.
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Co-op Bank Everyday Reward
Has anyone received their Co-op Bank Everyday Reward this month? I met the requirements in December but not received the £4 yet.
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Lloyds Internet banking.
Is the site still broke. Haven't been able to log in since middle of last week or so. I can get the Home page but when I try to log in keep getting 'Server not found Firefox can’t find the server at online.lloydsbank.co.uk. Check the address for typing errors such as ww.example.com instead of www.example.com If you are…
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Questions for a 1st time switcher
Hi, I am looking at switching a bank account to rather Co-op, First Direct or the HSBC current account. I wanted to explain my circumstances before i apply to see if a switch is feasible / sensible. I was made redundant at the end of Nov 2016 (recieved a payout). I have a job offer which i am supposed to be starting 1st…
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Downsizing and Capital Gains Tax
Hi folks I hope this is the right place for this subject. If not, please let me know and I'll move it. My wife and I are moving house in the next couple of weeks. We are downsizing and will have a surplus of around £80k. This money will be used for updating and extending the new property, hopefully within a year. What I…
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Accepted for M&B Bank account then refused
I was accepted by email for switching to M&S bank account but then refused by a letter in post, > This was the £100 bank card incentive, Can they do this?
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How to get a cheque?
Hello! I want to pay someone that only accepts cheques. I don''t think I have cheque book or if I was sent one by my bank, I don't know where it is. Can you tell me please if I can just walk in my bank and have them prepare a cheque for me? I cannot wait for a checkbook to be sent to me. Any bank does this? Or is there any…
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Lloyds Basic Bank account & overdraft
Hello I have a Lloyds Basic bank account, with a Visa Debit card which isn't contactless. I'm planning to move my debit card to Curve, due the cashback scheme. My question is, I don't wanna use an Overdraft, but I also don't wanna get overdrawn for using money I don't have in my account. With a Lloyds Basic bank account,…
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Help please with DD and co-op banking
Now that contactless tsb cashback has come to an end I am trying to set up 4 direct debits for the co-op to get the everday rewards. I have an instant access and instant saver account and tried to do different amounts from each of these accounts but it has come up with the same mandate number according to the co-op. I am…
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Switching banks
Hi all, I would like some advice on bank switching please, this will be my first time,, I have read many posts on here, so please don't tell me do to so, I believe I will first have to open a dummy account, my first question is do you have to have this account open for any length of time before you set up the switch.…
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Nationwide or Tesco bank account
Hi, it's been a while since I have switched one of my banks accounts, I'm looking to switch an account to either Nationwide or Tesco. Nationwide - if a 'friend' recommends me do they still have the £100 each incentive? The current accounts interest is attracting me to the account Tesco - the ISA rate is one of the best for…
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Unauthorised direct debit
Hello, I have done a quick search of this site but would be very grateful for any advice anyone could offer me (or put my mind at ease) with regards to an unauthorised direct debit that I have noticed leaving my account please? Today I checked online banking and realised that direct debit payments were leaving our account…
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Better than First Direct
Hi everyone. I was wondering are you aware of a better internet banking account that FD. Been with them a whilst and just looking at other offers. However the FD app allows me to look at all my accounts from one page from non FD organisations. Does anyone else do this? Many thanks Jools
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Pay rent using debit card
Hi all, I recently changed banks to Natwest and I am yet to receive the card reader to complete payments online. What options are there to complete payments to other people (i.e. rent to a personal account) using my debit card? Cheers!
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Can I switch a Direct Debit online?
Without using the full on switch service? I just want to move over my gym membership's monthly DD over to another account. I opened an additional account a few years ago after a hacking and I wanted a spare account, and touch wood, over those past few years, nothing like that has happened, and I do have credit cards now…
