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What do you automate? How often do you check everything?
I have automated * rent * water (quarterly) * council tax (monthly) * gas (quarterly) * credit cards (monthly or 18 months) * pensions (monthly) * electricity (quarterly) * email/dns (every 3 years) An account has high balance and gives interest. SO and DD from this account to the above. Salary goes into a different…
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HSBC Advance vs HSBC Premier vs First Direct
Hi, I'm a long-time HSBC standard bank account customer. I'm eligible to upgrade to HSBC Advance but need to make an appointment at a branch to do so. I'm also considering switching to First Direct. In both cases the main incentive is to improve quality of telephone banking and to access 5% regular saver. I'm not bothered…
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Lloyds Bank Debit Card Frustration
Hello there folks, I am having issues with Lloyds Bank and debit authorisations and usage, and wondered if someone can set me straight as I get a different answer each time I phone up Lloyds and am getting quite brassed off. So... I have a few current accounts, one for bills, one for my own spending, the hubby's own…
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Contactless Transaction Duality
Hi There, I hope you are able to help out with a conundrum I'm having with a NatWest contactless debit card. I have finance prediction sheet which tells me what I should have in my account and allows me to see where my money will be in advance. Lately I've been seeing a lot of instances where my sheet is telling me I have…
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Halifax vs M &S Bank
I am thinking of opening an addition account via the switch service (after moving a couple of DDs manually to a different account). I am considering Halifax or M &S Bank. Any thoughts on these two accounts. I already have Barclays Blue Rewards and Coop rewards, I had a First Direct account 5 years ago but had some…
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N&P Current Accounts Under Review
Not sure if this has already been covered but Norwich & Peterborough still have their current accounts 'under review' (since October) and are still not accepting new customers at this time :-(
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Nationwide FlexOne ID
My 17yr old has just applied for this account online and on the last page after acceptance it said he should take ID into a branch before they can open the account. But within 10 mins he had an acceptance email saying they are progressing with opening the account, if they need more info they'll get back to him within 5…
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Lost M and S gift card
I've been very careless and lost my M and S gift card issued when I switched an account to M and S Bank in April last year. I think I have dropped it after making a purchase today. It only had around £3 on it. However I am still due £10 top ups in Feb , March and April, making £30 in total, subject to meeting the…
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Tsb
Hi I have set saving goals with my TSB account but wish to delete one- can I? Can't find anythign to delete it. Doing my head in as saying I am short and need x amount . No longer use it.
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NatWest Debit Card
Please delete this thread.
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Will getting a basic bank account affect a good credit rating?
Hi all, this is perhaps a strange/silly question seeing as basic bank accounts serve to help out those with a poor credit rating, but could they have an adverse affect for someone such as myself who already has a good rating? My situation is that I'm currently unemployed (left my job recently to spend some quality time…
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Money transferred but not recieved?!
Hi all, I just wondered if anyone has experienced the same as I'm going through & can offer some advice. We're hopefully moving house in the next few weeks, however Santander wanted to see evidence that we had the deposit for the house before offering us the mortgage. They said this was due to me being on maternity leave…
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Santander 123 Account
Just wondering why the Santander 123 account is featured in first place on the best bank account page? 1.5% interest is an appalling rate of interest........:eek: Has anyone [STRIKE]dumped[/STRIKE] switched their 123 account since the rate cut?
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Possible to open 2nd HSBC current account for switch?
My wife is looking at expanding her current accounts to get a Nationwide FlexDirect, amongst others. I've noticed that I'm in a position to invite her to transfer her account in for a £200 reward between us. This needs to use the full Current Account Switch service with 2 direct debits. The only account that she should…
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New current accounts in quick succession?
My wife is planning to expand her current account portfolio somewhat, as a surplus has accumulated in an HSBC advance that isn't earning any interest right now. Accounts we are talking about are the 'reasonable interest on limited amount' current accounts, i.e. TescoBank, Bank of Scotland vantage, and Nationwide…
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To switch or not
I have 3 current accounts (Santander, TSB and Halifax) and am thinking about switching one of them to get a better incentive deal on opening a new account. It will probably be the Halifax that I switch, but I also have several online savers and a Help To Buy ISA with them. Would switching current account affect the other…
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Advice on opening a business bank account please?
Hi I am wanting to open a business bank account and I know that there are several options available. Just have a few questions and would appreciate your advice please? 1. I am about to start a new business but really don't know how well it will do and I cannot predict an estimated turnover. I want to give it a go and could…
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Debit Card Transaction HSBC
Hi, Does anyone know if it is possible to carry out an HSBC debit card transaction for 12k? Money is in current account and would be transferred to HL.
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Online Banking protection?
Hi, I see lots of advice regarding FSCS protection of up to £75K per banking institution, but what protection do I have with the bank itself regarding security breaches, unauthorised withdrawal ..etc? What would happen if someone managed to hack one of my online bank accounts and transfer funds without my knowledge? Do…
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MSE News: Lloyds and Halifax customers hit by online banking outage
Customers of the Lloyds Banking Group are struggling to access their accounts for the second day running due to ongoing technical problems with the group's online banking services and apps...Read the full story: 'Lloyds and Halifax customers hit by online banking outage' Click reply below to discuss. If you haven’t…
