We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pay rent using debit card

Hi all,

I recently changed banks to Natwest and I am yet to receive the card reader to complete payments online. What options are there to complete payments to other people (i.e. rent to a personal account) using my debit card?

Cheers!

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I believe other banks' card readers will work. Do you, or friends/family, have any from Co-op, Nationwide, Tesco, etc?

    If not, NatWest telephone banking may be able to help.
  • Unfortunately they weren't able to help on the phone and it sounds like I'll have to go in branch tomorrow (unless I find someone with a card reader)!
  • The card readers are a pain in the bum! I pay my rent by standing order now, much easier.
    House sale/purchase progress (we're selling our rental property and currently living in rented so no pressure to complete both on the same day).

    2/6 - Accepted offer on our house.

    15/6 - AIP in place with Halifax
    18/6 - Offer accepted on our dream home!
    19/6 - Solicitors instructed
    23/6 - Broker applied for AIP with Nationwide to allow us 23 years due to hubby's age - AIP referred!
    24/6 - AIP approved
    5/7 - Full application finally in with Nationwide & valuation booked within 2 hours
    6/7 - Valuation
    12-13/7 - Hard credit searches on both of us with TransUnion (Credit Karma)
    13/7 Hard search Equifax (ClearScore)
    14/7 Proof of deposit requested in a different format
    19/7 Gifted deposit form requested for non-sale part of the deposit - funds were from some inheritance, not gifted - deed of variation sent.
    2/8 Text and email saying offer issued, details to follow in the post!

    21/9 Exchanged on both properties
    24/9 Completed on sale
    14/10 Due to complete on purchase
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I suppose it really depends on whether the person/ organisation you are paying rent to can accept debit/credit card payments. On option might be paypal or pingit (or your banks equivalent). I personally pay my rent on my credit card which I then pay off by direct debit. (To earn points on card and rewards on account with direct debit)
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Im surprised Natwest telephone banking were unable to help, you got another card reader to try ?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Unfortunately they weren't able to help on the phone
    You may have misunderstood me. I didn't mean to ask them if you could pay your landlord by debit card!...I meant anything you can do online (with a card reader) they will be able to do via telephone banking if you're registered for it. Are you? Will that be quicker/easier than visiting branch? Will branch have a card reader you can take away?


    I think your experience just highlights why you should never switch (or "change" as you call it) banks until you're fully up and running with all features on the new account.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.