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Account closures
We often get tales on here of bank accounts being 'frozen' unexpectedly. I often wonder what the person did to initiate that response from the bank. This Observer article highlights a case where merely receiving a compensation payment was enough for Barclays to act, rather hamfistedly.
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Minimum Funding on accounts
In order to fulfil the monthly payment requirements on accounts I have a series of weekly SO going between accounts On tues £200 goes from account A to account B, on weds the £200 goes from account B to account C, on thurs the £200 goes from account C to account D then on Fri the £200 ends up back at account A by being…
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Santander Current Account 123
Hi , Just a warning to people considering this type of Account I opened a 123 Account a number of yrs ago , due to attractive rate of interest . Have to say staff at my local branch are brilliant , however I had a really bad experience with them last week , calling their Call Centre . I totally understand they have to be…
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halifax switch
Have recently switched from Natwest to Halifax, just wanted to know how long do I have to keep the account open to be eligible to keep the bonus 100 quid. I also am looking to switch from Santander to co-op with 4 direct debits open and the same question applies.
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US $ Cheque options
My wife has received a check (sic) for a few hundred dollars from Computershare, and despite the name they refused any other method of payment. We bank with Nationwide who no longer deal with foreign cheques, I do manage my mother's Barclays account, but have been advised that I cant pay it into that account even if it is…
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Overdraft with no income?
Hi all, I am a full time student and I have no official income (parents give pocket money, etc.). Does this make me ineligible for any current account overdrafts? For student accounts, there are some pretty attractive overdrafts for the duration of undergraduate courses and there is a possibility of stoozing with them too.…
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Switching Bank Questions
Having heard the message from ML for years to switch and receive the free bonus, I've always been happy with my bank but then realised that they are doing nothing special for me and I'd like to switch to First Direct or HSBC for the £125/£200 bonus - leaning towards First Direct as they seem to come highly rated. I…
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The great bank robbery - Lloyds Bank
I contacted Lloyds bank by telephone at the end of 2015 regarding my mis sold package account and was told I would receive a letter which I never did. I called and was told that my complaint had been rejected but still didn't receive the letter. I asked again for the letter to be sent out and it wasn't. I called again…
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New Account Benefits
Hi all, I'm looking to switch my current account (nationwide) but was also wondering if there are any accounts out there that have good benefits for new, non switching customers. Aside from the switching service, the ones I have seen are pretty standard. Let me know if you have seen any new account offers. thanks in advance
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British Banks?
Hi all And by that I mean wholly British not just based in the UK. I'm furious at my bank HSBC for saying they are going to relocate 1000 staff to Paris, so I'm looking for a 100% British bank to more to. Thinking about Nationwide. ... Are there any others that are 100% British owned? Regards
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Packaged Account fiasco!
Hi, Just looking for some advice on an ongoing issue with Natwest! I worked for natwest for 3 year, when I joined I was told I had to have a natwest a/c for my wages to be paid in, the accounts offered were all paid packaged accounts but that didn't bother me as their select silver had Hmv downloads as part of the package…
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Santander weekend clearing of BACS
Hi. I am having my salary paid in to my new Santander bank account for the first time. Salary is due Monday but wondered if it is likely to clear saturday or Sunday as I know that happens with some banks. Cheers
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How long can you have an account open before switching to another bank?
Just wondering how this apply and switch bank transfer works? How long can you have one basic current account open before you switch and transfer to another bank?
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Halifax - How long before I can re-open an account?
Hi, Firstly a hello as it my first post, although I've snooped around this site for many years so a big thanks! I've recently switched from a halifax to HSBC to gain the thank you payment (thank you!) my question is, I still would like to have the Halifax account for the £3pm as I can transfer money from elsewhere & have…
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MSE News: Free ATMs 'could start charging withdrawal fees' because of row over costs
Cash machine users face the threat of new fees to withdraw money at thousands of ATMs amid an industry row over service...Read the full story: 'Free ATMs 'could start charging withdrawal fees' because of row over costs' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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Cater Allen Debit Card
Does anyone have a picture of the new Cater Allen VISA Debit card (not the deferred VISA card which they stopped offering last month)?
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Seeking Foreign Currency Current Account
Hi all I'm seeking to open a foreign currency account (US dollars). I do freelance work and am paid for this in dollars, although not always from the US (also African countries). I get charged a lot my bank when I receive this money, so I'm looking for a US dollar account so I can avoid these charges. I’m a UK citizen. I…
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switching from Nationwide - anyone able to clarify?
The Nationwide t and c's are about as confusing as earlier threads on this! My wife and I have Nationwide Flexdirect accounts( one each plus a joint) as well as a Flexaccount jointly, purely for the free travel insurance. We also each have a flexclusive saver which ends soon and we are looking to renew these. Since the…
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Link ATM shake-up
http://www.bbc.co.uk/news/business-38684548 This would be a kick in the proverbials if it happened. Interesting figures on how the independent retailers get charged.
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Can a Cheque be paid into a Savings bank account? (instead of a current)
Can cheques be paid into saving bank accounts? (the cheque is a cheque in US dollars, and this will have a fee for them to process it, convert it, and might take longer to process) but can it be paid into a savings bank account, over the cashier? Such as, Santanders saving account, or RBS savings account? (instead of a…
