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Best country to pay dollar invoice in
[FONT="]Hi MSE Forumers,[/FONT] [FONT="] [/FONT] [FONT="]I have been given the option of paying a One Thousand DOLLAR invoice via Nat West in London or via a Bermudan Bank.[/FONT] [FONT="] [/FONT] [FONT="]Would one of the options be significantly cheaper than the other for me and if so can you briefly…
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First Direct switching reward
Hi, I have a current account which I don't really use at present. Would I be able to transfer this to first direct for the £125 reward providing that I add £1000 to the account? The info page doesn't seem to suggest that the account that is being switched needs any direct debits but I thought I'd check. Thanks
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Club / Non-profit
Hi All, Wondering if someone can help me advise. So for the last few years I've been involved in a radio show for a certain football club, it's run by fans and broadcast online twice a week and has a podcast. The platform that our podcast is distrubuted runs ads and we need have some money to get from them, just nowhere to…
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Contactless cards and authorisation
Hi everyone, would be grateful for any advice you can offer- do contactless cards check your bank balance before authorising payment? I'm with Natwest. I ask as i have a few debits on my account via contactless, but at a time when that account had no funds- so how could they have gone through?! A whole other question is of…
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Natwest overdraft fee
I check my bank account everyday and 3 times now I have been stumped by going overdrawn, when I checked throughout the day this last time. All was fine I was in credit, I checked again in the evening (after close of business, so I thought) and I was in credit, I check first thing the following day and I am overdrawn for…
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Switching accounts whilst maintaining another
So I switched my bank account last year. I switched from BOS who I had an account with since I was 8. Since then I have realised that maybe it would be a better idea to have a single current account where my wages gets paid into and then pay that money into another that has all my DD 's in it. I was basically looking to…
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MSE News: Total number of bank switches dropped in 2016 - earn £100+ by switching
Fewer than 2% of the UK's 70 million active personal current accounts were switched in 2016, the latest figures show...Read the full story: 'Total number of bank switches dropped in 2016 - you can earn £100+ by switching' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
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Is First Direct's Bonus Savings really worth it?
I've had the bonus savings for around two years now, I did like it because it encourages me not to withdraw from the account although the rate has dropped significantly since the whole Brexit scenario and is down to 0.4%. I also have their Cash ISA which is really good at 0.9%. I earned quite a lot of interest before now…
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Taking LOTS of coin into your bank...
Hey guys, Hoping this is as 'simple' as I feel for asking it? :o Basically, I have bagged (in bank bags), approximately £1100 in various nominations of coin. It weighs a ton but there's a rural branch of my bank (Lloyds) near me and they have a customer carpark right outside. I want to pay it all into my account in one go,…
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I'm thinking about opening a second bank account. Which bank has the best reputation?
Hi guys, I'm finishing university and I just started to working in an advertising agency (London). I've a bank account with Barclays right now, but I want to open another one to put the savings (or if I find a better day-to-day account than Barclays, I can just do the other way around). Which bank should I choose? I was…
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Nationwide flex direct
Hi all, I opened one of these accounts just over a month ago, but no interest has been added yet, I wondered if anyone could tell me whether it is added monthly or yearly?, I have tried to ring them to find out,but all I'm getting is recorded messages, thanks
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HSBC Current Account
Anyone had any issues opening a HSBC account recently? I did an online application 2 weeks ago. It said at the end that they would get back to me in 5 working todays. Heard nothing today so called them to be told that they couldnt find the application but they are behind and to wait another 2 weeks. Sounds crazy to me!
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bank that doesn't charge when receiving international transfers
Hello everybody. I need your help. Is there a bank in the UK that doesn't charge any fee when receiving money from a european country? Llyoids TSB didn't charge anything some years ago. Now they charge £25, and this fee, doesn't even show up in your bank statement. You receive the money you're expecting, minus £25. Any…
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Bank account with VISA but no credit report?
Hi all, Is there a bank account that functions like a current account, with a VISA debit card, but that has no credit facility and does not appear on a credit report? Doesn't need to have direct debit facility. But would need to manage online, and have ability to make payments out and to recieve money in. Thanks Dan
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advice?
hi, i just applied for TSB clssic plus and its approved ,, but i made mistake ,,after clicking thru moneysavingexpert so i can get £125 switch i went stright to apply ,but i forgot to click on "accept cookies"" on TSB webiste before appying,,is that mean i wont get £125 now??? on thier webiste it says .. .""To receive the…
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Not being asked for verified by visa password when making card purchases
A few months ago, I noticed that I am no longer prompted to enter a Verified by Visa password when I make purchases online, even on sites that support it. I was previously asked to enter my password every time I purchased something to allow the transaction to be completed. This has made me feel a bit unsafe when purchasing…
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MSE News: TSB offers bank switchers free £125, £5/mth cashback AND 3% interest
High street bank TSB has relaunched its free £125 offer for switching to its Classic Plus current account. Here's what you get and how it compares to other top pick bank switch incentives....Read the full story: 'TSB offers bank switchers free £125, £5/mth cashback AND 3% interest' Click reply below to discuss. If you…
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Joint signatory bank account after one signatory dies?
Hi What happens to a joint signatory account if one signatory dies? Does the fact this it's now a dormant account complicate matters further?
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Joint Bank Account
Me and my fianc!e are looking into opening a joint bank account and hoping to get some advice on what and where to go. We moved in together September and are looking for a account which we can both set-up a standing order for money to go into each month to save. This money would go towards wedding, house issues is any…
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Question about Cifas?
About over a year ago my bank account was hacked and someone started to transfer money out online. Thankfully this was immediately identified by Santander who blocked the transfer and everything was sorted out very well. When the security team spoke to me to reassure me that everything had been sorted and there was nothing…
