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Joint Bank Account
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chris1988uk
Posts: 48 Forumite
Me and my fianc!e are looking into opening a joint bank account and hoping to get some advice on what and where to go.
We moved in together September and are looking for a account which we can both set-up a standing order for money to go into each month to save. This money would go towards wedding, house issues is any arise and general saving.
Would we be better with a saving account, isa account for interest or a current account for access and which bank currently has the best offers/interest rates.
We moved in together September and are looking for a account which we can both set-up a standing order for money to go into each month to save. This money would go towards wedding, house issues is any arise and general saving.
Would we be better with a saving account, isa account for interest or a current account for access and which bank currently has the best offers/interest rates.
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Best Bank Accounts
Top Savings Accounts
Regular Savings
You'll find that it's current accounts that pay the highest interest ATM while ISAs make no sense for many people because of high personal savings allowance
However, any joint current account creates a financial link between the account holders, that many people prefer not to have.
I'd suggest a sole regular savings account (or two accounts) for the first year that gives you enough time to do more research.0 -
You could each open a couple of Tesco current accounts and use those as savings accounts.
This would give each of you the opportunity to save up to £6000 @ 3% - once you have reached £12,000 you can think again?0
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