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Assisted service counters
These things seem to be popping up everywhere. Was thinking of going into my Barclays tomorrow. I don't think i have a choice to see a person now. Has anyone used one and what are your thoughts? How do you log in and out of these machines?
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Halifax / TSB / Lloyds / BOS - phone authentication
If i set up a new payment then as you'll know you can set it to call home or mobile as 2 possible options. If i select mobile then no problem. It calls the mobile, enter the code, job done. Except my signal strength is very hit & miss at home so it's better for me to select the home phone. Only thing here is for a while…
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Natwest Rewards joint account - rewards for only one holder?
Hi all, I was thinking of switching my wife and I's joint account from TSB over to Natwest now that the interest on TSB has reduced. My calculations were on the basis that all bills would go out of the account including both mobile phones etc- however in the T&Cs I've happened across the below: "If you have a joint…
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What if you are not switching?
A question I was asked the other day and had no idea about. There is so much information about switching but very little about simply getting a current account. What is the best deal for a customer that is not switching but simply looking to set up a current account? Are there any good cash back amounts for them?
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Best budgeting apps
Hi Can anyone give a recommendation on the best app to track your spending / budget ? Ideally one that gets the info directly from my bank account Thanks
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Santander and 2% cashback on DD
I have a Santander account and currently get £1.54 from my £77 gas and electricity DD. Of course due to me using more gas in the winter my supplier wants to increase my DD to £120 per month, which I disagree with but I can pay, which will give me cashback of £2.40 a month, a gain of £0.86. So for an increase of £43 to my…
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First Direct Regular Saver Application
Apologies if this has been mentioned before, I couldn't see anything, I just wanted to give a heads up for anyone applying/renewing their regular saver with First Direct. When mine matured today, I applied online expecting it to open straight away as it has before, but when completed I got the message that it would take 3…
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First ditect poor service
A few days ago we applied to switch with me as the main account holder. Although the website crashed while doing the application, we repeated all the details and submitted the application which was succesful. We then got a phone call asking our profession were prior to retiring. I have been retired for 7 years and the wife…
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Opening Lloyds Basic Current Account
I am 18, a UK citizen, but currently a resident of Belgium. On my Belgian residence card, it lists my dad's name. If I use one of his bills, would that be adequate proof of address since his name is on my ID?
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Branch closures
As we all know many of our high street banks have closed a lot of their branches. Even in the age of internet banking many people still need branches and have been inconvenienced when their local branch closes. My sister's local HSBC closed which means that she now has to drive into the congestion zone (£11.50 a time) in…
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First Direct's £250 interest free overdraft?
I've banked with First Direct for about two and half years now, but I've had a £1000 overdraft with them since August 2016. Although just recently I've had to drop into it about 3/4 times in the last two months due to car troubles and other expenses. My wage at the end of the week usually pays it off with no problems. I've…
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Handelsbanken - any good? Minimum requirements?
Hiya Just wondering if anyone on here is a Handelsbanken customer. Just found out sbout them today and checked and I do live near one of their branches. Do they have a minimum salary, savings, or funds requirement when opening one of their accounts? Are there monthly costs that come with the account? Has someone gone…
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Charged through an expired debit card
Is it normal to be charged through an expired debit card? I signed up for a trial and cancelled it before the end. Now the card has expired and the company has recently used that card to charge me and the bank has paid them. Thankfully it wasn't much, but I just wanted to know if that's normal. I called the bank and was…
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Accidental payment to an account
Please help. Earlier this week I used my Lloyds current account to make a £95 payment to another person's Lloyds current account (family member with the same branch). Although I have made payments to them many times before, unfortunately they have just been made bankrupt - meaning they can no longer access their account…
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Co-op bank account
So I have searched and can't find a thread on this. Does anyone have a current account with them, and is it as bad as the reviews on trust pilot say it is? Thanks Jack
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Currency conversions
There is (at least one) article on MSE suggesting the currencies direct (CD) is a cost effective way of transferring money . I'm trying to move sterling into euros. I tried a few few routes. The CD rate was far and away the worst. When I checked using MSE site, I could get Euros in CASH at a much better rate. For example…
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Not so easy access savings accounts?
I’m looking for a savings account which doesn’t allow easy access. To explain, I’m looking for an account that doesn’t come with a cash card (even better if it doesn’t come with internet banking), operated by post instead perhaps. I need to save but I think the temptation to use internet banking to transfer out the money…
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Halifax allow you to switch from Lloyds and still gain switch incentive ?
Just completed a switch to Halifax from Lloyds to take advantage of the £100 switch offer. At first I didn't think it would go through since Lloyds and HBOS are both owned by the Lloyds Banking Group. I thought they would surely realise it was counter-intuitive to pay out for something they technically already owned. It's…
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Tesco Direct Debit
Hi, I have just opened a BOS current account and was hoping to set up two Direct Debits via my Tesco account. Having logged in to my Tesco account there is no facility to *Move money in* only to move money out. Can anyone tell me what I need to do to, as I had read on this forum that you could set up Direct Debits from my…
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Halifax switch bonus
Hello - I am planning to open a Halifax current to get the £100 switching bonus. I've got a couple of DDs that could sit in that account. BUT....... I don't want to close my existing FD account that my salary is paid into. Is there any way to stop Halifax from moving my salary payment, other SOs and DDs and closing the FD…
