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have i lost my switching offer now?
I went fot the £100 tsb offer I did these terms ok Eligibility 4. To qualify for the offer you must: a. Open a new Classic Plus account by 11 December 2016 and have completed your switch to TSB using the Current Account Switch Service by 30 December 2016 b. As part of the switch, transfer all active credits and debits…
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Basic current accounts and Direct Debits
The article on basic bank accounts says this: Because you can't go overdrawn, you need to make sure you have enough money in the account to meet any payments. There's no fee from the banks for this, though you may face late fees or arrears charges from the company or organisation you were trying to pay. However, if you try…
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Metrobank outside the South East
I applied for a Metro current account on a recent trip to London (primarily for the free European usage). I live outside their branch network and am wondering if it's a viable current account (for spends, ebay sales and stuff). Is anyone using it and are it's FPs instant like the bigger banks? Any pitfalls?
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paying a cheque to someones acc, with just acc number and name
So, I am just the intermediary. I have a friend abroad that needs to pay a cheque to someone else (their friend) in UK. The UK friend cannot pay it in themselves, as although they are from the UK, they are currently abroad too. My friend will be sending me the filled cheque and I need to pay it in to the branch. They said…
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Switching away from account with monthly saver
Hello all, What happens if I switch away from a current account with an associared monthly saver? Specifically I have a TSB current account with the associated 5% monthly saver that I pay into each month. I understand that the account transforms into a low-rate account, but would the interest already accrued be paid…
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Trandfer money with cheque
Hi All Bit of a random one so bare with. We are changing bank accounts for a charity and want to transfer the money between the accounts. Im not sure if its possible to do with a cheque. If i write a cheque for the full balance and then give this to the new bank will they take the money from the old account and cash the…
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was it worth changing insurance?
I was wondering if anybody could help me with a maybe daft question....I am now sure what forum to post this to as it could relate to many. Please excuse me if i appear rather daft...I am in the middle of sorting out my direct debits and checking comparison sites for car insurance etc. I am a sole trader, self employed and…
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Internet Banking as good as First Direct
Hi, I am a FD customer and generally happy. I have been with them for a long time and wondered if any other provider has as good a website where I can log onto all my accounts held with other institutions just through FD or is it just them? any recommendations???
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Halifax Student Account Fail!
Hi all, Looking for a little bit of help here and if nothing else just some clarity. I lost my job last October and with it lost a very good salary. I have since gotten a new job but it pays about £8,000 a year less. I'm over qualified for it too but I'm not really in a position to get a new full time job. The reason for…
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How many purchases before I get Cashback offers with Halifax?
I used to be with Lloyds Bank and used to get their Cashback offers quite often and I think I earned quite a lot of money back that I put into a savings account. Although just less than a year ago was when I started using reward credit cards instead, and throughout the year I also switched my Lloyds Account to Halifax, but…
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Joint Basic Bank Account
Hi All, The OH and I are moving in together at the end of this month after a few months of planning. I am currently on a DMP (around 6 months in) with ~£12k of debt to ~£27k income per year. As part of the moving in procedure we want a joint account. I almost definitely wont be accepted for a bank account with any kind of…
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MSE News: Santander refuses to refund pensioner tricked out of £40,000 life savings
A grandmother who had her £40,000 savings stolen by a con-man has been told by her bank that it won't cover her losses...Read the full story: 'Santander refuses to refund pensioner tricked out of £40,000 life savings in bank transfer scam' Click reply below to discuss. If you haven’t already, join the forum to reply. If…
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M&S switch - reduced ncentive payments
Apologies if this has been posted already (I couldn't find it mentioned), but I was just about to do a current account switch to M&S and found that they have reduced the incentive payments by half. You now only get 50 pounds up front, and only 5 pounds per month over 24 months (not the previous 12 months), so after 2 years…
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Overdraft advice needed
I have a joint bank account with lloyds we have a £3000 overdraft (club lloyds account) We have had the overdraft for about 7 years we are struggling to get rid of it we both work but after paying bills etc we never have enough to pay some off we have asked the bank if we can turn it intp a loan but we have a poor credit…
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joint account/rights on death
Hi everyone, this is my first time posting on here but really do need help. Several months ago my mum sold her house and moved in with me so that I could care for her and support her (She is 84). After the sale of the house she gave money to all of her children rather than when something happens to her as her old will…
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Bank of Scotland - Classic Account - Multi Accounts
Hi Everyone, Ive just opened a new account with BoS to take advantage of their higher interest. I just wondered if anyone else has open multi BOS accounts to max out and how did you do this? Any advice would be greatly appreciated. G0rd0n73
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Switch to FD. Easy for transactions?
I posted earlier about switching bank accounts. I am with Co-operative Bank and have been very happy with the service and the online banking. I am thinking of switching to FD to get the fee. However, I have several accounts, TSB, Lloyds, Tesco etc., and I move money around every month when I get paid to qualify for…
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switching again
i just received my 150 switching incentive from coop bank. can i switch it again immediately to another bribe-offering bank or is there a minimum time to keep account active?
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Would you order from a Web Site that was a person ?
Apologies if this is in the wrong Place, but it is sort of banking related: I am wanting to order some goods from a Web Site, the site looks professional and they accept Credit and Debit cards (Not through PayPal) but I notice that if you order by Post you can pay by Cheque or Postal Order but it is to be made out to a…
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Direct Debits at weekends
I'm in the process of setting up some new regular saver and "high" interest accounts to counter changes at TSB and the end of a couple of other accounts. These need various Direct Debits and deposits each month for which I intend to set up Standing Orders - all OK and nothing new there. I'm sure I've read on here that…
