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First Direct New Chat
Does First Direct's new chat actually work or is it just me that can't use it ??
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'HSBC activation code SMS'
Received a text supposedly from HSBCPaym with an activation code that I 'should use as soon as possible and then delete this text'. I was nowhere near a HSBC session (or indeed any online session) at the time. Indeed I only log in once a month to push money in/out. Have just checked and my C/A and regular saver look fine.…
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Slip-ups when moving money to better places
I'm just emerging from a couple of days of what has seemed at times to be a nightmare. So this may be a bit of a ramble. But I think there may be bits of useful information here and there, so let's go. The basics: like many on here I had the max in two accounts at Santander, so for the past month I've been shovelling my…
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Santander business account - Debit card international fees
A bit of a long shot, but if anyone here uses Santander for their business and travels abroad, I'd appreciate to know if you get charged for using your debit card (a) at ATMs for cash withdrawal and (b) for normal purchases / transactions. I've been a business account holder with Santander for three years and often travel…
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How quickly can you make a mobile claim on a Natwest silver account after upgrading?
Hi, My wife and I upgraded to a Natwest Silver account three days ago. It comes with mobile insurance. As luck (or bad luck however you look at it) would have it, my wife has now damaged her phone. Does anyone know how soon you can claim? We're still in the 14 day cooling off period and haven't had the paperwork through…
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Keeping track of savings
Good evening lovely people, I have been getting myself sorted with cycling my paltry savings into various accounts to make the most of rewards. I am just wondering if there are any good excel docs or similar that can help me keep track of where my money is and when... I have started a basic excel sheet but it would be…
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Co-op £150 switching reward
I'm currently waiting to receive my £150 reward, I believe they said I'd get it within 45 days of the switch completing. What's the experience of others who've had the reward regarding the time it takes, do co-op take the full 45 days or have folks had it sooner? Thanks
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TSB Classic Plus Multiple Accounts
"Another new condition is if you have more than one Classic Plus account in your sole name or more than one Classic Plus account in joint names, we may convert your additional account into an Enhance account or another current account from our range." Anyone heard anything more definite?
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TSB Link - Cannot complete application
I have been trying to apply for a TSB bank account, but as soon as I fill in the first page and press next, it goes to a generic TSB web site and I cannot continue and complete the application process. I tried many times in the past week. Has anyone else encountered the same problem? If so, how did you resolve it?
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Any tips on how to save money if paid in Euros?
Hi all. At present in work in international motorcycling racing for a French team. I am paid in Euros (set amount each month) and I was wondering if any of you experienced people, may have any surprise hints or tips on how to prevent (as much as possible) losses in wages for when the exchanges rates alter? By this I mean,…
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nationwide statements & references
I recently switched my current account to Nationwide. Is Nationwide the only bank that does not display References on its online statements? When transferring money in from other accounts in my name, I always enter a Reference so that I can see on my statement where the money has come from. However N/W simply shows "Bank…
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Late Direct Debits & Invisible Contactless Payments
A little bit of a rant here. I organise my direct debits so they all come out of my bank account on the same day I get paid, that way I know how much I have for the rest of the month. However, they all NEVER, go out at the same time. Sometimes that come out one day later than usual, sometimes two and if the day falls on a…
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Best bank account for travelling Asia
Hey! My boyfriend and I are leaving to travel for SE Asia, the Philippines and Indonesia in February for an undetermined amount of time. A few people have recommended the STA Travel Card but do any experienced travellers know of any other good bank accounts we could use? Looking for easy access accounts that won't get…
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Lloyds bank
I had a success with reclaiming bank charges from Lloyds bank - they were for my mum The charges occurred after my dad was in hospital / cancer / losing him., £540 of charges in 2yrs. Sent an email at the wend, had a call today there crediting the whole lot back this afternoon. X
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Can my mum gift myself and sibling £5000
My mum is 80 not on any benefits.She doesn't own property but has some savings.She wants to give us £5000 each.Would there be any problems with her doing this?
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Santander debit letter
I switched my bank from Santander to Barclays, all went smoothly, I received update letters as things were being done by Barclays. Apart from a letter telling me they had received a request to change to Barclays I heard nothing from Santander. Until one day I did revceive a letter from Santander telling me that they can't…
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Closing tsb current plus, final balance by cheque in post?
Had 2 tsb accounts purely for savings, trying to now get them closed as need funds & proving to be a bit of a mare! :( Won't accept written request to close as no signature on file, sure i completed some forms even though accounts opened online, so have to go into branch now with various id to request closure. Unable to…
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Cash machine error
Hi all Really sorry if this is in the wrong place. A couple of weeks ago (the day when the Asda card payment system had a bit of a meltdown), my partner tried to withdraw £50 from one of their cash machines however no money came out and after waiting 3 or 4 minutes he decided to leave the machine (due to a large queue…
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E20 Note to Pounds?
a relation has sent us a 20Euro note in the post, to put into our little boy's investment account. what is the best way to convert it into pounds to contribute to his JISA? just put it into my own current account and write a cheque for the value? exchange at the Post Office? exchange at M&S? i know it's not a lot of money,…
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Home insurance direct debit
Hi there, I was just wondering if you could all help me. I just noticed that Nationwide have continued to take my home insurance direct debit for the past 2 years even though I had canceled it. Can I ask for an indemnity for this do you know? Or what would be my next step?
