We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander debit letter

Options
I switched my bank from Santander to Barclays, all went smoothly, I received update letters as things were being done by Barclays. Apart from a letter telling me they had received a request to change to Barclays I heard nothing from Santander. Until one day I did revceive a letter from Santander telling me that they can't close the account as it is debit ! It was in credit, by a nice amount, but now I owe Santander over £64 !
How ? Surely the account was closed and they should have forwarded any requests for payment to Barclays ? They paid something, from a closed account with no money in it at all, and now I owe Santander ?
They say I need to make a payment in branch (the reason I changed banks is because the road Santander is located on is now a pedestrian area and as I am disabled I cannot walk the distance from the road to the bank, or, send a cheque - I do not have a cheque book , I am not to make an electronic payment a the account is closed.
Is this normal ? Surely if an account is closed they can't pay anything with non existent money ? :(

Comments

  • Norscbu
    Norscbu Posts: 176 Forumite
    call them... they have the answers
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Santander can give you an account number to send the payment to, if they won't do this, call Barclays and ask their switching team to call them for you. You can send an electronic payment, you just need the correct account number from Santander. You can't send an electronic payment to your old account but they will have suspense accounts which will accept the payment and then they can move it to your old account to repay the debit balance.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    I agree with Norscbu, you need to speak to Santander to find out what's happened. If it turns out that you do owe the money then they should be able to take a debit card payment from your new Barclays account over the phone.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.