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Best Bank Accounts to save with
Hi, Trying to streamline my finances to gain the best interest rates etc for short term savings i.e. the money might be pulled at any point in the next 12 months to buy a new car and also put towards a house deposit. I currently have 2 x Tesco accounts with 3K balances in each earning 3%, 1 X Nationwide Flex Plus with…
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Which bank is most lenient ?
Anyone had a basic account with Barclays/HSBC and know how lenient they are when it comes to upgrading to full current account? DRO ends next month- and will be on credit file for another 5 years. Want to try to build up a history with a bank, though Barclays were one of my creditors in my DRO so does that mean no credit…
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Santander App log-in problem
I tried to log in to my Santander accounts this morning using the mobile app. I entered my PIN but it was rejected so was extra careful when I entered the correct PIN on a second and third attempts. Unfortunately I received an error message with a request to call a specific phone number. On calling the number it gave me…
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Debit card cloned, but how?
Hi Folks, I’m in need of some advice. My bank (BoS) contacted me early AM today to report suspicious activity happening with one of my current accounts. A series of transactions were taking place in Rio de Janeiro. After confirming that it wasn’t me using the card there they will start refunding the payments to my account,…
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2 questions...
1. Need to open another current account with contactless card ( for bus / tube transport). Any banks with incentives? At moment my other account does all my direct debits and set up on phone too. 2. Friend from Eastern Europe needs to open an account . any with cash incentives ? Or recommend ations to do this? ( she owes…
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My accounts
I'm just checking up on my accounts. I think this is still the best setup can anyone suggest any improvements ? Income circa 1600 pcm. Minimal savings ( paying back family loan via htb isa ) but no other savings to utilise at present. Income into Halifax reward. Rent payments and credit card by DD. Spend on Halifax reward…
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Savings on Car Fuel
I start a new job soon and have estimated my monthly commuting fuel cost will be about £240. My commute will be a daily round trip of 150 miles and I should be getting 70 mpg (diesel). What would be the best way to pay for the fuel? Cashback credit card (which one), Tesco debit card or something else? TIA
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PayPal Refunds after Switching multiple times
Hi all, Wondering if anyone could help or give me some advice? Long story short but PayPal have granted me a £240.00 refund following a eBay claim. Problem is, they have refunded it to the method of payment used rather than sticking it in my PayPal account. Problem is they have refunded my debit card with Santander however…
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Lloyds bank current account
I'm thinking of opening Lloyds current account which pays in 4% but I know I have to pay in £1500 every month or pay £5 fee. my question is: can I transfer that money from BOS & TSB or does it have to from a different bank like nationwide or Tesco bank? Thank you :)
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Verifying Nationwide Monthly Pay-in
I have just opened a FlexDirect account with Nationwide and want to take advantage of its one-year interest rate of 5% on the first £2,500, assuming a pay-in of £1,000 a month. I don't earn £1,000 a month (yet) to add to the account, but I have read it is possible to move money through external transfers to meet the pay-in…
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Bank of Scotland Current Accounts
I've noticed a few changes to BoS terms and conditions taking effect in September. I wonder if we are in for a range refresh soon? Their current account offering doesn't seem as good as it once was (with the new DD requirement). I'd hoped for a Club Lloyds type offering but that's never materialised. Anyone with info?
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Nationwide flex basic upgrade
Hi all Does anyone know if you can upgrade this type of account or do I need to do a new application for a flex account? I have had the account 6 months now and there is no option to upgrade online like other bank accounts? Does nationwide have internal scoring if so when do they update their systems? Thanks Paul
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TSB preferences 'problem'
I wonder if anyone else has had this problem. I received an email to my personal email address (late yesterday but I opened it about an hour ago) telling me that I had a new message in my internet banking inbox and that it was important to view it. When I logged in to internet banking the unread message was about last…
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Halifax closed my bank account - Few questions
About 3 months ago I got a phone call to my mobile, from withheld number, the lady on the phone said she is from Halifax Review, calling to inquire about certain Skrill (Moneybookers) transactions in my account. Skrill is like PayPal but mainly for gambling if you're not familiar with it. Back then I had several "normal"…
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can i switch without activating the debit card?
Hi, I opened an account with Natwest and one with RBS for the purpose of switching them. However even two months later they have failed to send me an "internet banking" activation code. I called them once and told them about not receiving it yet, and they said they would resend it....nothing again. So i cannot log into the…
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Lloyds log in page.
Is anyone else having a Lloyds log in problem? Their home page is loading but when I select personal log in, it takes me to a blank screen.
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Holiday banking transactions- help!
We just returned from.a holiday in Switzerland yesterday. Banking help! We filled our cars up near our campsite, then just topped up the tanks near the airport yesterday (my friend blocked her card so we were paying for her transactions too). Petrol top ups were 33F and 27F (approx £25 and £20). This morning they have come…
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Daily overdraft charges
Hi, Currently myself and my husband bank with Halifax. We have an overdraft that we are trying to pay off. However after neumerous calls I was told this can only be done when we give updated I.D (yet nothing has changed since we opened it 3 yes ago). I find it ludicrous that we can increase our o/d on line yet can't pay it…
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HSBC Accounts Past Debt
If you had a past debt with HSBC on one of their credit cards 15 years ago (possibly up to around 1000 GBP) and it was written off during a bankruptcy order . . . Would that stop you from getting a current account in the present day with a reasonably good credit file ? Seems to be a mixed consensus on which companies do…
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Question about Bank Transfers and Fraud
Let's say somebody offers to provide me with a service in exchange for £40 transferred from my bank account to theirs. It seems like this is a potential scam and the service may never be delivered. But my question is, would I lose anything more than the £40 I transferred? Can they do anything with my bank details to…
