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My accounts
Alexdozza
Posts: 38 Forumite
I'm just checking up on my accounts. I think this is still the best setup can anyone suggest any improvements ?
Income circa 1600 pcm.
Minimal savings ( paying back family loan via htb isa ) but no other savings to utilise at present.
Income into Halifax reward. Rent payments and credit card by DD.
Spend on Halifax reward credit card. Paid off in full by DD each month
Transfer just enough ££ to cover bills to NatWest reward.
Transfer 1000 Halifax reward to direct current account. And 900 back to Halifax. Remaining £100 goes to tesco 0% credit card for a big spend ( hope to clear this in time. If not will BT accordingly in December )
Have the linked saver with DD currently £2 balance just to keep active. But not really used.
Second NatWest basic account. That is used for one income. Separate to main income. One payment out. By DD for car finance. Circa 200 pcm in and out.
I visage that Fd and NatWest basic account are potential donor accounts. I plan to switch FD later in year to make use off switching away within a year bonus but I could do this now if suggestions are good.
Am happy to setup SO to get minimum pay ins etc.
Income circa 1600 pcm.
Minimal savings ( paying back family loan via htb isa ) but no other savings to utilise at present.
Income into Halifax reward. Rent payments and credit card by DD.
Spend on Halifax reward credit card. Paid off in full by DD each month
Transfer just enough ££ to cover bills to NatWest reward.
Transfer 1000 Halifax reward to direct current account. And 900 back to Halifax. Remaining £100 goes to tesco 0% credit card for a big spend ( hope to clear this in time. If not will BT accordingly in December )
Have the linked saver with DD currently £2 balance just to keep active. But not really used.
Second NatWest basic account. That is used for one income. Separate to main income. One payment out. By DD for car finance. Circa 200 pcm in and out.
I visage that Fd and NatWest basic account are potential donor accounts. I plan to switch FD later in year to make use off switching away within a year bonus but I could do this now if suggestions are good.
Am happy to setup SO to get minimum pay ins etc.
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