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Co-Operative Reward Missed
I've had an email this morning saying I missed my Reward payment this month, but don't understand how this has happened. Same 4 DD's came out as usual. Logged onto internet banking. Paid in more than £800 and not changed paperless option. Has this happened to anyone else?
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Best online banking to track my spending
I'm looking for advice on which bank has the best online experience in terms of managing your spending. I'm with HSBC and it's just a list of transactions. Since using service like ontrees or money dashboard is usually not allowed by banks (and rightly so as I would have to share my credentials with 3rd party to allow them…
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Recurring payment rejected when card blocked
Hi all I hope someone can help with this.. Basically my card was blocked and that led to a recurring payment going unfulfilled. It seems that the company in question has now requested the payment again, successfully. I am wondering whether this will show as a 'missed payment' on my credit file?
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MSE News: Britain's biggest bank tarts revealed: 'We made £1,565 switching'
MoneySavers who've racked up £100s by switching banks have battled it out for the title of Britain's biggest bank tart...Read the full story: 'Britain's biggest bank tarts revealed: 'We made £1,565 switching'' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Business bank accounts that give SMS/email updates
Hi all, noob member here - would appreciate any advice! Are there business bank accounts out there which send you a message when a payment has been received? It would save me hours every week. Can anyone recommend a business banking account? My business takes payments (between £100 and £1000 over the phone, by BACS…
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TSB Classic Plus future...
5% contactless cash back finishes for existing customers (before 1st June) in December.... I really hope they offer something like the Halifax reward or NatWest reward account.... I think TSB offer a good account but they need to keep up with competition. I hope the 5% thing wasn't just a gimmick to get everyone to sign up…
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Obtaining The Best Return
I am maxed out on a lot of the usual current/savings accounts. A lot of my current regular savers high interest accounts are set to mature. What to do where to save next I’m a tad lost. At present I have the following set to mature, in the next 4 months [FONT="]2 x ISA 3 year BOS (end October) 3 x Nationwide Flex…
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Best account for foreign currency transactions?
Are there any current accounts that don't charge high fees for foreign currency transactions? I currently have a Santander 123 which charges 2.75% + £1.25 for all non-sterling transactions made using the debit card. I have used Paypal in the past but their conversion fees are actually worse than using the card. Are there…
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Transferring DDs
Hi Can my bank not port direct debits over from one account to the other - with the same bank? Santander have basically told me to open a new account with a different bank... !
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Nationwide card being used by someone else?
My daughter has two bank accounts, one of which is with Nationwide. A number of weeks ago she fell out with a friend who had some of her stuff at her house including her bank card. The girl returned practically everything except her bank card which she said she would find and return asap. She didn't and my daughter has…
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Yorkshire Bank website down !!!
Been trying for hours to get online to my internet banking but having just spoken to YB they tell me their website has been down for nearly 24 hrs !! - should be back up and running tomorrow morning (19th )
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Lloyds misusing CIFAS (again)
Another sorry tale of Lloyds misusing CIFAS: http://www.telegraph.co.uk/personal-banking/current-accounts/lloyds-made-me-a-financial-pariah-for-two-years-after-wrongly-pu/ Surely this has got to stop and the banks should be held accountable for their use of these databases?
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first direct pay in £1000 within 3 months
so after opening my FD account last month, one of the terms of getting the £100 switch is to pay in £1000, currently I paid in £300 which went into the monthly saver then another £300 which is sat waiting for the saver to withdraw it again. now I also transferred £800 in then back out again right away, do you still think…
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Reached the end of FlexDirect term and looking for some savings advice
Hi there, Haven't been around the forum for quite some time so was hoping for some advice to get me moving in the right direction again. The reason for my visit is that I've realised that my first year with the FlexDirect (5%) has come to an end and though I should look into an alternative. Here's a summary of my current…
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Best account for PGCE student???
Hi there, I have just finished my 3 year BSc (Hons) degree. I had an HSBC student account of which my overdraft was £500 for the 3 years, however I only dipped into it on 2 or 3 occasions. My account is due to be changed to a graduate account at the end of this month, however I am going to be doing a PGCE in Secondary…
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Food shopping
I know there is no real answer to this but what Ida typical amount for two people and one baby on formula currently to spend shopping each month? Currently shop at Aldi mostly
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Santander Ex-Bankrupt Lending
Had a current acc (everyday) with Santander for ten years. Had a DRO and then just seen on their mortgage lending criteria that : if a client has ever been bankrupt they will be declined. Whereas TSB for example state 'in the last 6 years' which seems fair. would these probably mean Santander won't give credit cards ect to…
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HBOS messed up a transfer
I got a mystery letter a couple weeks back and long story short HBOS owed me money that I told them they weren't due 3 years ago. I closed all my HBOS and related accounts after the incident where they threatened me with debt collectors and all sorts even though I kept pointing out that the paperwork agreed with me and not…
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faster payments at weekends
Hi Guys, does the faster payment scheme only apply to working days? I transferred £10k.( max) from Tesco to my Hsbc last night, 6.30pm, it said it should be in my Hsbc within 2 hours, but, it's not in yet, 16 hours later. I also did £10 two hours ago, same thing, still nothing in Hsbc, but, gone from Tesco. I have done…
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Santander 123
Hi All Wondered if anyone has a quick answer to the following? Would my son be able to have a Student 123 acct running alongside a normal 123 account? Thanks
