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MSE News: Voice recognition to replace passwords at First Direct
If you're a First Direct customer you'll soon be able to access your account details without having to give a password...Read the full story: 'Voice recognition to replace passwords for 1.3 million First Direct customers 'within two months' - what to expect' Click reply below to discuss. If you haven’t already, join the…
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Changing current account (shared bank account)
Hi all, So I have a joint bank account with my partner and I'm now thinking in changing. 1) I own this bank account since August 2011, so will leaving an account that is nearly 5 years old affect my credit rating? 2) My partner was added about a 10 months ago to my account. Can she also benefit from the switching offers or…
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Lite version of Santander 123 account is launched – how does it stack up?
Santander has launched a 'lite' version of its 123 current account in a bid to attract lower-earning customers and those without big savings...Read the full story: 'Lite version of Santander 123 account is launched – how does it stack up?' Click reply below to discuss. If you haven’t already, join the forum to reply. If…
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Incentive time limits
I've heard the storys about people switching bank accounts to get the various cash incentives - but how long do you have to keep the account open? Can you just close it again as soon as the money comes in? Surely there are some rules about this - but I can't find them!
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Old direct debits
Good morning Please can anyone give me some advice. I have been trying to sort my partners finances out before we move in together. Looking at his bank statements he has been paying 3 direct debits out every month totalling £77 in total to it looks like credit file agencies. I only have statements back to 2014 but he could…
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Nationwide recommendation reward
Hi I would like to switch to Nationwide and collect the refer a friend bonus. We would get £100 each. Would anyone like to refer me? Thanks Nick
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Halifax reward
I currently have a Halifax reward..with 3 DD. I want to move one dd to another account. This will leave one DD. And a DD to pay off Halifax credit card at minimum balance monthly. But I pay off in full manually. Therefore the DD is not actually taken. Will it still qualify for the 2 DD criteria for monthly reward ?
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New account rewards - without switching?
I want to open a second bank account which will just be for a modest amount of monthly spending - I won't be moving any direct debits or holding enough cash in there for interest etc to be worthwhile. I will be paying £400 in per month. Obviously it's not worth looking at any of the banks which reward me for switching -…
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Switching banks - no accounts to switch. Open new accounts elsewhere first? Where?
Hi, as a graduate it's time I actually bother to take advantage of the switching deals. I've currently got two bank accounts - one with Barclays and one with Natwest. My Barclays account is my main account with many direct debits and is the account that my salary, my websites, friends and family have saved for payment…
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bank sent me credit card I didn't ask for?
Any ideas what he is playing at? I received a credit card today for my business account, I then got a call from business manager and he sounded joyful " did you get the credit card I sent you? " to which I replied " Yes but i dont like credit cards so I shredded it " why would he send me that? I almost thought someone…
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1|2|3 Lite Current Account
I was just checking the new 123 Lite Current Account and feel like its just waste of time. http://www.santander.co.uk/uk/current-accounts/123-lite-current-account
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New NW current account T&Cs - dodgy?
Received some new terms and conditions from Nationwide in relation to my current account. What does anyone think of this? "11. A new clause 63 will be added as follows: 63. We can transfer all of our rights in relation to your account to someone else. We can transfer all of our obligations in relation to your account, but…
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Can I cash a business cheque?
I am a sole trader (second income), doing odd jobs on the side and normally get paid for my services through PayPal. I did a job for someone that has paid me via a bankers cheque in the name of my company. Probably is, I don't have a Business Bank Account as I am not earning enough. So I have this cheque made out to the…
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First Direct - Statement Issue
Hi, I have banked with First Direct for some years now and am generally very happy with the service. It is a joint account with my wife who is quite happy for me to manage the account. We have online statements. Recently, they have started nagging my wife because she doesn't log on. Now they are saying that if she doesn't…
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Switch Back?
I switched from Santander to Halifax to take advantage of the £125 and £5 a month payments. After 9 months, can I switch back to Santander 123? Is there any condition to say that you can't switch back to them within a certain period of time?
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HSBC Global View
Hi there, Anyone with HSBC Global View can tell me how they went about getting it setup ? Can't see a link to get it activated anywhere. Thanks JGUK
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Business current accounts with low charges?
Have just heard from the bank where we have our business current account, that charges are now being introduced for all automated transactions, despite our credit balance. I am wondering if anyone knows of any business current accounts with zero or low charges please? I do all our business banking online - no need for a…
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MSE News: 14 ways to make quick cash
Tricks and tips to make £100s or even £1,000s, some within weeks...Read the full story: '14 ways to make quick cash' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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MSE News: Fewer than 1% of current accounts switched in 2016
Switching is rising, but from a tiny base as just 0.8% of the 68m accounts were switched in the first half of 2016...Read the full story: 'Fewer than 1% of current accounts switched in 2016' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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Wierd logging in issue
This morning can't log in to either NatWest or Santander banking sites -can't even connect. Yet able to browse freely elsewhere - I've got the hated Rapport installed so just wonder if this is causing the issues ?? Anyone else?
