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Changing my address for my bank to a foreign address
Hello, I left the UK but my banks (Hallifax and Lloyds) still have my old UK address. I have an address in Spain. I still use those accounts but my bank cards will expire in a few months and I was wondering if it is possible to tell them I am abroad without any inconvenience and ask them to send there the cards when the…
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Transferred to Santander 123
I have recently left HSBC after 38 years and moved all of my affairs to Santander and I have to say it's been so well organised and after only 9 days everything as been moved. Let's hope it stays the same in the future
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Things to include in my monthly budget
Starting a new job soon and I'm trying to design a monthly budget, just know I'll have forgotten some things, so this thread is for some suggestions for things to add So far I have Rent - including all bills Food budget - Includes one big food shop at the start of each month, then weekly supermarket trips for milk, bread,…
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Is Halifax's Ultimate Reward worth it?
I'll be getting my first car in a few weeks and I've been advised by my family to take out breakdown cover, and my mum told me recently that her Halifax Ultimate Reward covers her if she had a car or is the passenger in somebody else's. Both RAC and AA charge £15 a month ish for the cover, but Halifax use AA, I get the…
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Cloning
Hi I have checked my account this morning and someone has used £420 on gambling sites showing up as PKR Gibraltar GI. There was also a payment to E ECNEXT CONTOOCOOK US for £10.04 does anyone know what these 2 companys are?
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How long should I leave it before applying for yet another current account?
I might've got a bit carried away earlier this year... new accounts with Halifax and M&S and an application to HSBC, with two sacrificial accounts with Santander so that I could switch. The HSBC application was the most recent one and it got rejected, and the second Santander one (applied for at the same time) came back OK…
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Tesco Bank have allowed my entire savings to be transferred out by telephone fraud!
I've just discovered to my absolute horror that an identity fraudster using a mobile phone managed to empty out my entire £3000 savings just 21 days after my deposit (a cheque from my Santander account sent by post) cleared in my new Tesco Bank online current account. I have been unable to access my new Tesco Bank account…
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Budget help
Sorry if I have missed an alternative thread. Have a specific querry that I am confusing myself with when I try and work it out. So my partner and I have different dosposit amounts and due to poor credit only my name can go on the mortgagei. My question is this, if I put in 4k and she puts in 16k can someone help me work…
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Number changed on my online banking. Faster payment was made not aware off *Fraud*
Hello, I need some advice on this situation i am in with my bank. This bank (i do not want to give out the name) is a well known bank. This happen 4 month ago. Someone changed the home number on my account and attempted to make a payment or something over the phone. They suspended my online banking asking me to go to the…
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HSBC Regular Saver
Does the HSBC Regular Saver take 2 days to setup and appear in online banking ? Thats what my app said. I mainly did it to get my internal behaviour score on the right track after just joining the bank. I presume the standing order to that account will help - does the amount actually matter or can it just be the minimum 25…
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Coop bank closed student account whilst still a student and sold debt
My girlfriend recently discovered that her Coop student account has been closed, with the overdraft debt sold to a debt collector. She discovered this when trying to update her address following a move, during which she realised she had forgot to inform them of her previous move, leaving a one year gap during which the…
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Annual Interest Summary
Got the Tax certificate from Halifax last week, and I thought that was the last one, surely, and then just noticed TSB put on an online one for 2015/16, dated 19th July. This is why I never bother until July to do my taxes. This is like diarrhoea. Drip, drip, drip. :o
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M&S Bank - switching problem - credit rating affected?
Hi all To be brief, I recently switched from Halifax to M&S Bank. At some point between Halifax advising of the balance and the switch taking place, a direct debit came out of my account. As a result, too much was transferred to M&S and I was left in an "unplanned overdraft" with Halifax. I've spoken to Halifax twice to…
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Looking for a no-frills current account
I just finished uni and am starting a graduate job. I have the RBS student account that will become a graduate account and am very happy keeping that account. Having said that, with me now having a much healthier budget than I had at uni, I am very wary of having the debit card on my person. The idea I've had is to keep…
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TSB Classic Plus - not paying interest on second account
I've had 2 solo accounts for a little while now & they both pay interest. My wife recently (couple month ago or so) opened her second solo TSB Classic Plus account. £1,000 gets cycled through all the accounts that require it & this has had £1,000 put in & taken out. It's received no interest, yet her older account which…
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22.07.2016 Nationwide Faster Payments not working?
Hi all, I have sent two faster payments from Nationwide to First Direct and Santander (the payments were already used in the past) this morning at 9.00 a.m. and they still have not arrived (almost 3 hours). I know the banks have until next working day to process the payment but in the past they arrived within minutes. Is…
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Bank Switch to COOP Am I Eligible?
Ok, So about 4 months ago, I switched my Nationwide to Halifax for £250, Now Ive switched that Halifax to COOP hoping for £150 reward, I meet the criteria of 5 DD's on the account to be transferred. It's a full switch and close, Will I qualify, even though I switched for the halifax reward, Cheers
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Switched account from Santander to Co-Op - Missing money
Hello all My partner closed her Santander savings accounts and transferred to Co-op - The switch went through today, however she is short by almost £600 in her new account and cannot log into her old Santander account as it is now closed Is this a common occurrence when switching banks? Will Santander be able to sort this…
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Large money deposit
Can my mum easily put £30000 in to my bank account?