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Negative interest rates for personal banking customers unlikely despite warning to co
The prospect of personal customers receiving negative interest rates is unlikely, despite a warning to business clients...Read the full story: 'Negative interest rates for personal banking customers unlikely despite warning to commercial clients' Click reply below to discuss. If you haven’t already, join the forum to…
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Nationwide faster payments delays
Anyone successfully transferred money in/out of Nationwide today and seen the money hit the account?
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Packaged bank account fees repaid - but not to me
Bit of a complicated story here so bear with me. I've recently reclaimed fees deducted from a packaged bank account I was mis-sold by Natwest, they upheld my complaint (which is great), but when they sent me the settlement cheque they only sent me the interest amount. In their letter they state that as my old account is…
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Paying in a USD Cheuqe
Hi, I will be receiving a cheque from the IRS in the US for some tax back that I need to get converted into GBP. My current Account provider do not have a facility to cash foreign cheques. Anyone have any ideas on how to get this into GBP without taking a massive hit. I've also tried Bureau de Changes etc and no one will…
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Club Lloyds Lifestyle Benefits (cinema tickets)
I opened a Club Lloyds current account in June, in order to benefit from the interest rate and also the linked Monthly Saver. The current account also includes a "lifestyle benefit" and I selected the 6 cinema tickets. These arrived this month in the form of an email attachment with 6 vouchers, each to be exchanged for a…
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Santander 1|2|3 Current Account
Hi all I want to open 123 account but I have been warned by 2 of my work mates that Santander customer service is very bad and opening account takes long time. Is this right? do you guys have any problems with your 123 account? Thank you
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Switching accounts
Is there anything to stop people switching bank accounts and then switch again as soon as the switching bonus is paid?
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Pay off mortgage or save?
This may be a stupid question but is it better to pay off capital on my tracker mortgage currently at 1.2% or save with Santander at 3%?
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Co-op cashback if previously taken?
Anyone know if there is a minimum timescale to get the £150 switching bonus if you've previously had it? In other words, if you've had a co-op switch bonus before (say a year ago) and then closed the account, can you reapply and get another £150 cashback? Do they keep a record of previous accounts and bonuses paid?
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Closing Bank Accounts
Hi all, I've got a quick question related to closing bank accounts. I've recently become a First Direct customer but the entire experience has been so mind-bendingly awful that I just want to be done with them and their platypus army. I'm so displeased with their uselessness that I'm not even bothered about the switching…
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My accounts
Reviewing my accounts situation. Is this still the best ? Very limited savings ( and what I do have is going into HTB isa ) Circa 1600 a month income to play with as main income. Goes into Halifax reward. 200 into NatWest reward for qualifying bills. 1000 Then into first direct ( I switched February time for an incentive…
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HSBC Generic Sort Codes
Hi Guys, Opened HSBC account in branch, got branch sort code. Opened savings accounts through internet banking got what I presume is a generic sort code of 40-10-00. Any way of them changing the accounts to branch based sort codes ? or changing the main current account to the generic sort code - or in reality, does it…
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Swift transfer
Hi Wondered if anyone can advise or have had a similar thing happen to them? We have a Nationwide Flex Account and going on holiday to Spain in August needed to pay for villa. Villa owners are people known to us and fully trusted. Correct bank details given and passed onto Nationwide who asked us to come in to the bank and…
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bank account branch
hi, Just a question, im sure it is simple, i need to open a business account for a new company, i would like to know if i can open the account in a Wells fargo for example branch in New York and then if i am in Los angeles i can add a new signature to the account or if the account can only be managed in the same branch i…
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Santander current accounts
Ihave just upgraded from a basic a/c to the 123 account but I want to know the difference between 123 lite and the ordinary 123. It seems the same, yet only costs £1 a month.
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Bank Account Perks
Looking at switching again for the intro deals, typically switch every 4-6 months. I think I've exhausted all options over the last 18 months. How long before most banks recongise you as a new customer?
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yorkshire bank interest
Opened a YB Current account Direct recently. The terms state that they pay no interest on balances over 3k - does that mean that i will get the interest on 3k but nothing on the extra over 3k or do I have to keep the balance under 3k in order to get any interest. The notes don't make it clear.
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?joint and basic accounts and all the perks
Hi I'm new here! Basically looking for advice and people's experiences. I am recently married (wooo!) and my husband and I are a fairly young couple (but we've been together for over 7years). I've had the same basic bank account since I was a kid and its not benefiting me, my husband is in the same boat. I was looking at a…
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Santander Pre-Approval System
Hi Guys, Was wondering do Santander have a pre-approved type system for Overdrafts and Credit Cards or is everything run on a full credit search. Opened two current accounts in the last 6 months and one credit card so don't really want to be doing any other searches but was wondering if Santander have an internal…
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HSBC Premier Stationary
Hi Guys, Quick one, should the HSBC Premier Stationary be branded or just normal HSBC issue ? For example Cheque Books & Paying In Books ? Thanks JG
