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Direct debit set up in one account 'forwarded' to a different bank and account?
I was called last month by some sales person telling me I could have X for free if I agreed to sign up to the service (A lottery syndicate if I recall right) - I thought why not! and gave them the bank details for an old barclays account I no longer use. A few days ago I was charged on my new bank account, halifax, the…
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HSBC Verdict?
Hi all. Currently with Halifax reward account but thinking of changing. Should I? Thinking of HSBC, what's the verdict with them? If not them, who else? Or stay where I am? (to be fair have had no probs with Halifax and always found the customer service very good - unless you have to go into a branch!!) and I like their…
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santander
Morning All, A bit of advice please, my wife sadly died 12yrs ago. I sorted all finances with bank's etc. so I thought, Santander recently saying an ISA account in my wife's name was still active, I thought I had closed any accounts she had with Santander. Anyway there was an amount in the account which has since been paid…
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Barclays have lost my cheque
After waiting the 6 weeks for my cheque to clear, I asked Barclays what is going on, first online (who told me to go to the branch) then at the branch last week. So, basically they have lost the cheque and I have to provide a photocopy of it as proof. It had not occurred to me to do this as no bank has ever lost my cheque…
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Advice needed on potential fraud(?) - someone changed our address in the bank
Hi, Over a year ago my wife opened saving account with one particular bank. She received all the initial post from them and nothing else for a long time as interests are yearly. Email came through that new tax certificate is available. We looked at that and to our shock there was my wife's name but completely random…
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Student living abroad
Not sure if this is in the right place. My daughter will be studying for a semester next year in Vienna. What is the best way to sort out her bank accounts that is not going to cost too much in charges. She has a student account with Santander and a current account with Nationwide at the moment. I look forward to receiving…
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Switching Current Accounts
Hi all, Just a quick one, I'm trying to take advantage of the current account switch bonuses. I don't want to switch my main account so I've opened a HSBC account in order to switch to the Co-op account and get the £150. I was just wondering do I need to wait a certain amount of time before switching or can I just switch…
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Halifax Web Saver
Hi All, I am trying to pay a solicitor a large sum of money (House deposit) from my Websaver account with Halifax yet the payment says its pending and but also still shows the full amount as available. Obviously I need to get this across ASAP, does anyone know how long this takes or what the upper limit is I can transfer…
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NatWest Rewards Account
Can anybody advise me on best action to take - I am being hounded every time I log on to my NWB account to join a rewards scheme which pays money back on certain direct debits. On looking at the small print they will then deduct a fee "from" £3pm. Sounds great but I fear that once joined the fees will rapidly rise and…
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Mistake Im stupid
Help I've just transferred money from one bank account Halifax to another Halifax account which is closed. Will this be returned to the original account and how long could it take.
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Bank error cash withdrawal
Hi All, I visited a branch recently and requested a large cash withdrawal. Upon checking the amount when I got home they have given me £5000 more. Do I need to give this back? where do I stand, any legal experts out there? Thanks
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Santander 123 rate to be cut to 1.5%
According to the Daily Mail the 123 rate to be "slashed" http://www.dailymail.co.uk/money/currentaccounts/article-3709286/Massive-blow-millions-customers-Santander-plots-slash-rate-Britain-s-favourite-current-account.html The article says they are planning on moving to a flat 2% across all balances by October. Wonder if…
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Opening Halifax Reward Current account to simply take advantage of rewards. Any tips?
I'm considering opening a Halifax Reward current account for the sole purpose of taking advantage of the £5 monthly reward. Are Halifax likely to close my account if I'm taking advantage in this way? If so, what can I do to help prevent them from taking this decision (e.g. I could make sure I use the debit card every so…
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New joint account
Hi My partner and I bank with separate banks and are looking to open a joint account to pay our household bills. Is there any accounts available that we could open jointly that would pay cashback/welcome bonus even without going through a full switch and paying salaries in? Thanks.
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Bank of Scotland Maximum Amount
Hi, I've recently opened a new Bank of Scotland Classic Vantage and a Santander 123 account, my question is after reading the Vantage T&Cs it states " Interest is not paid on balances over £5,000". I'm assuming that means that between £3000-5000 you earn the 3% interest and over £5000 you still do actually get interest but…
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Switching to Co-Operative bank account from Halifax
Hi all, I'm planning on switching my current account from Halifax to the Co-operative to take advantage of the £150 incentive plus ongoing monthly incentive. Had two questions though : 1) This account is showing on Top Cashback with a cashback incentive of £50 for clicking through and applying/being accepted. If I do this…
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26, no savings feel stuck
Hi everyone, I'm new to MSE but I've done some minor lurking for a little while! Everyone is so lovely so I thought I'd join. Apologies this is long.... I'm looking for advice on how to create a proper budget and stick to it with a view to try and save. I also need someone to tell me I'm doing OK and trying my best and not…
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Tesco bank accounts
My Tesco bank accounts are up and running, but I need 6 DDs for my 3x BOS accounts. I know I was told here somewhere how to do it but I forgot now. Can someone please tell me again Thank you
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Nationwide Account. Available balance and Balance error???
Hello, For the last 5 days, I have had a £1 difference between my available balance and my balance. I know, both through the receipts I have kept over the last week and through memory that I haven't spent an exact pound on anything, I also have no outstanding payments or have had no cheques paid into my account so I know…
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Club Lloyds Lifestyle Benefits Options (Cinema Tickets vs Gourmet Society Membership)
If any Student or Graduate is looking at picking your Club Lloyds Lifestyle Benefits then I would select the free cinema tickets as you can get the gourmet society membership for only £3.99 for the year with an NUS card. As I am a newbie I can't post the link so you will need to search on the NUS website
