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Bank with Barclays, Halifax or Co-op? You may need to pay tax on your rewards
Current account 'rewards' may not be included in the Personal Savings Allowance - a new scheme reducing savings tax...Read the full story: 'Bank with Barclays, Halifax or Co-op? You may need to pay tax on your rewards' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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How many current accounts with the same bank?
Does anyone know how many current accounts I can have with the same bank? I have chosen lloyds for my basic account and want one purely for my bills, did and so and another purely for my spending. Can this be done or would I need to go to another bank?
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Barclays Additions Plus missold - complaint rejected
I used Martin's template to complain to Barclays regarding the miss-selling of my Barclays Additions Plus bank account. I've received a letter from Barclays, stating that my complaint is outside of the time limits allowed. I upgraded to the account in 2007 and closed it in 2009. According to Barclays, I should have raised…
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Safety of Money held in a trading account:
I have a TD trading ISA account with cash in it from shares I sold recently. I plan to buy if share prices fall but does anyone know how safe that cash is if the stockbroking firm goes bust? Thanks.
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Currency exchange fiasco - just take it on the chin?
We have been with the same bank forever and never really had much of a problem, but recently my OH got incensed by the timing of trying to purchase some US shares and how the bank dealt with it. Essentially, there was a work shares investment opportunity and application for doing this happened to be the week of the EU…
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Android Pay
I am thinking of using the Android Pay app - it's supported by LLoyds - I would be interested if anyone else uses it and what they think about it. I like the idea that it's very secure - retailers don't get your card details.
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Atom Bank - Challanger bank
Just had my invitation code to sign up. They are currently only have a 1 or 2 year fixed saver paying up to 2.20% for annual interest so not too bad. App is slick and be interesting to see how they do once they move into current accounts, mortgages and credit products. John
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Gambling Pending Transactions vanished
Last Weds I used my Santander Debit Card on a Online Casino. The amount taken (£1000) was shown as deducted from my banking available balance. I have checked my online banking today and the pending transaction of £1000 has now vanished and its now shows as available to spend in my bank account. Does anyone know why this…
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Financial ombudsman decision not upheld for packaged bank account
Good morning all, Was looking for some advise on replying to the FOD decision, I have until 14th July to do so. Two years after graduating I was told that I was no longer applicable for the student account and had to move to another account. At this time I was still using my free OD on a regular basis and was sold the…
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Opening 3 different bank accounts in less than 2 months?
Thanks to MSE I have opened TSB and nationwide account last month. Now I want to open a RBS select account so I can switch it to other banks which pays out money. But will this effect by credit rating? As this will be my 3rd account in less than 2 months and I already have 3xBOS. Thank you
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Regular Savers - open new after 12 months?
After seeing a comment about maxing out regular savers I've been trying to find out whether I can have another once the current one ends - eg I have a HSBC one ending in March, will I be able to open a new HSBC regular saver once the deal ends, so starting over from £0 and drip feeding the money back in? I've seen comments…
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Refused a basic account?
I tried to open a Barclays basic account as I am applying for bankruptcy but they said I could only open a current account because basic accounts are reserved for people with bad credit which I don't have yet. Does this sound strange to anyone else?
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STB Current Account Closing
A sad day for those who support the alternative financial market but it had to happen sooner or later in the circumstances. Secure Trust Bank Current Account is closing and new accounts cannot now be opened. https://www.securetrustbank.com/login-to-your-account STB appear to be leaving their customers up the creek without…
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In personal debt and business account
Hi all, So I'm sure a few of you have seen my other post in debt free wannabe about the amount of debt I am in. Anyway I'm starting my business to bring in extra income and need a business account. I have opened a lloyds basic account just now for personal use. I have debt with Santander , Barclays and natwest. I know…
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Will applying for a basic account damage my credit rating?
According to Experian I have a good credit rating (yes I know these are only an indication) I've banked with First Direct for a number of years. Am working on my own business idea but it's going to take a while to get off the ground but to kick things off I'm going to need to rent some servers. My intent is to apply for a…
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exchange rate concerns
I'm expecting a settlement soon following divorce, paid to me by cheque in Canadian dollars. I have always had a British NatWest account and have resided back here for a while now. I don't think that my bank will give me a very competitive exchange rate so is there a better alternative? I believe I would be losing a fair…
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coop bank problems
over the last few mths I have noticed money disappearing from my account. the account is a "basic" account with no overdraft facility (not wanted or needed) due to this I decided to switch banks and moved to Lloyds , they set up the "account transfer" the account was due to move and my old account close on the 30th june. I…
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Applied for HSBC Advanced account but not heard anything
Hi, I applied online for a HSBC Advanced current account last Saturday. Since I submitted the form I have not heard anything, not even a confirmation email. Just rang the customer services and they have no record of my application on the system. They said it can take 10 days to process. I'm a little concerned that there…
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Post office card account?
Anyone know if I can have ESA and housing benefit paid into the same Post Office card account? On the Post Office website it says that I need to contact the government department that pays my benefit, but also says I can only have one card.
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Tesco Interest
All my current accounts paid interest in today -except Tesco. Is this normal for Tesco when the 1st of month is a Friday? Only had the accounts a month and a bit ..... Thanks as always ....
