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Opening a bank account in the UK for the 1st time
Hello everyone I have a similar situation like Maelwys' "UK Bank Account for Irish Newlywed moving to the UK" I will be relocating to London from Dublin in a few weeks time and my husband and I could use some help (FYI, neither of us are Irish so we might cancel our current irish bank accounts after we get our last…
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Current account calculator/payment required calculator
Hi I'm searching the forum but I can not find what am I looking for. A while ago someone posted a web link to a site with all the current accounts where you put what you have to save in and then it gave you the best options (I want to illustrate to my wife how she can make her money work harder) Since my IE upgraded I have…
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Co-op Bank Account Topcashback
Hello I am wondering if any one that has taken out any Topcashback Co-op account offers this year had their payment or their tracked cash back moved to Confirmed? I did mine on the 4th January and it is still stuck on Pending, I know payments take on average 29 weeks so is due about the end of July. I also know from the…
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Halifax Easycash/Basic current account
Anyone know what the difference is? Between Halifax Easycash and Basic accounts. Looks as if Easycash has been withdraw, and you can "upgrade" to basic?
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M&S Bank & HSBC Monthly Savers
I currently have an account each with M&S Bank and HSBC, making me eligible for their 6% monthly savings accounts (up to £250 each per month by standing order). I have opened the HSBC monthly saver today, asking for the £250 to be taken from my current account immediately. The account is still not showing up in online…
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Paypal warning - OFAC screens
I'm not sure if this is the right forum, but I wanted to warn people about a problem I've been having with Paypal. They have frozen £45 of my money, I can't use Paypal for any purchases, and they won't even talk to me about it. Why? I tried to buy theatre tickets to a London show called "Vamos Cuba" through the "Kids Week"…
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Is it possible to open a UK bank account while living abroad?
Hi there. I would really appreciate any advice on how to open a UK bank account while abroad. I'm in Australia and just about to sell my house but the pound has dropped so low I now need to leave the money in a UK account until the value hopefully increases again. I have a basic Santander account but the interest is very…
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Best place to get a USD account
Anyone have any suggestions on the best place to get a USD account? I need it for work as although i live here in the uk i am self employed and some companies are us and will only pay me in USD so need a good account to receive funds. Thanks
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Yorkshire Bank disaster.
Hi All, I am a new member here and I joined specifically to try and get some advice about a serious problem I am having with the Yorkshire Bank. I hope you will be good enough to throw your sage advice in to help. I have a 20 year old Instant acces saver account. It is not used regularly as savings and I rarely share the…
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What happens to savings accounts if you switch?
Hello, I am looking to switch my lloyds current account to a first direct first account. I currently have a monthly saver connected to my lloyds account with a few hundred pounds in it (£800). This account has a fixed 2% interest but I would like to transfer this straight into the first direct saving account with 6%…
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ID for a basic bank account?
Hi All I recently moved in with my Dad and do not have a current active bank account due to having a horrendous credit rating. I am now looking to open a BASIC account with Barclays, however they need proof of my address - I do not have a bank account, a utility bill, as a dependant I am not showing on his tax bill, my…
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switched BOS account then opened another
so I think I may of pushed my luck a little, but we'll see. I have bank accounts with all LLOYDS banking group account and recently switched my BOS to first direct for the £100 and the regular saver at 6%. now all seems fine, all switched over today as should of, but yesterday I really didn't want to loose the interest on…
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Debt free - now new bank account needed
Hi, first post on here and looking for a bit of advice. My partner has recently been diagnosed with a critical illness (very treatable, thankfully) which means that our critical illness cover is due to pay out and wipe out our mortgage. So the silver lining to this dark cloud means that we will very soon be completely debt…
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second job being paid in usd
Hi all, Need a little help with this one. So setting up my business and a part of it will mean that i am paid in gbp but for the most part it will be usd. My options for receiving the payments are bank transfer, cheque or payoneer. Does anyone know of a good usd account i could open in the uk, must mean i have a very low…
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NW Regular Saver T&Cs are months out of date on their website
Many weeks ago I recall getting notification that the monthly increase in the balance will no longer determine the interest rate applied, and that no further subscriptions were needed to maintain the 2% interest. So, I just left some money in there and now want to take it out, so I checked what the current T&Cs are at…
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Switching bank accounts and income support?
Really want to change bank accounts, long story short Nationwide have really given me bad service over the past year so I was wondering if its possible if you are on Income Support and Carers Allowance (Im caring for a disabled wife) to change current accounts with the new switch service? Or would I need to do it the old…
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Moving Into New Home
Hi Folks, I am about to move in with my long term partner and we have agreed that we will put our money together in one pot. However my partner has managed to get herself into a bit of debt. We have both agreed that she will pay the debt off of her credit cards (which have been transferred to a 0% balance transfer card.)…
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First Direct
Can anyone tell me how long I need to stay with First Direct to ensure they don't try to claw back the £150 they gave me for joining?
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Family member moving to Europe - which bank acc to manage transfers to and from UK
Hi, My daughhter is moving to Europe in the next couple of months and we are receiving conflicting messages and information as to how both we and her can best manage banking! Basically she will need a bank account that we can then transfer money into from the UK without being charged a fortune in fees every time and she…
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TSB turned off my "paperless correspondence" - so I get no interest!
Hi All Just wondering if anyone else came across this? I logged on and noticed one of my accounts wasn't getting any interest, the other was? I called up. Apparently I didn't have "paperless correspondence" on? I did till Dec 2015 (as that was my last interest payment) They turned it off. So since then, I've had no…