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Budgeting & bank accounts
Archives for July 2016
Discussion List
Halifax - Downloading to Money
Resolved, no longer valid.
Leaving Santander 123
I've been looking at my transactions for the past few months and it seems I'm paying my £5 fee but only really getting about £3.50 in cashback on average. There's no other benefit to me so I'm wondering should I switch? Is it worth me going into branch to discuss it with them and see if they'll offer me any further…
Slow "Faster Payments" into Co-op Bank?
Does anyone bank with Co-op, and find that incoming faster payments aren't all that fast?
Switching Service didn't work
Hi! I recently used the Co-op Bank Switching Service to move my account from Halifax, tempted by the £150 switch offer. I received a new debit card and pin from the Co-op, and letter stating that the switch would be complete within 7 days. It's now three weeks later, and my old Halifax account isn't closed - I can log into…
What's that cut-off time that changes to 10pm on Fridays?
Several months ago I distinctly remember a post (which I cannot find) giving banks' deadlines for when money had to be in to qualify for that day's interest. I'm not sure if it was Santander changing from 8.20pm to 10pm or Hbos/Lloyds group bringing their's forwards from midnight. Or maybe it was just TSB or Tesco or…
Student Overdraft Dispute - Bank Accept Liability, Outcome is Unnaceptable
Hi Guys, To give you the back story - I had a Student Bank Account with a financial provider with an interest free Student Overdraft provision, that as I began to start looking to purchase a house with my girlfriend, began paying off and systematically reducing. I called up once paid off to close my accounts as I was…
Can I switch banks while temping/unemployed?
I am hoping to switch from my current bank to the co-op so I can benefit from the £150 switch reward. I have 4+ active direct debits which seems to be the only thing they ask for as a necessity. I am temping/on agency books at the moment and therefore have a very low/non existent income. I am also currently looking for a…
Morrisons Fuel Saver to end on 11 July
Posting here because many of us use TSB debit cards to buy gift cards from Morrisons to earn 5% cashback from TSB and x pence per litre as fuel saver coupons. From 11 July the fuelsaver scheme will end. Existing fuelsaver coupons remain valid until the expiry date printed on them. The coupons are stackable - you can use…
Confused by bank accounts for me
Morning :) I was in debt for many, many years, constantly living in, and maxing out, my (rather large, £1000!) overdraft but I'm finally out of the other side and actually have a couple of £K of my OWN money in my account now :) Trouble is, my account is a bog standard, pays no interest, current account with RBOS and I…
Nat West looses cheque paid into ATM!
On the 27th June my wife deposited a cheque for £558 into the ATM within a main Nat West branch; a receipt, complete with printed image of the original was obtained. Today, 1st July, a letter arrived from Nat West (poorly written too I might add) stating that THEY had lost the cheque. The sum had been credited to her…
HBOS/Halifax "current" account
Not sure if this is the right place to put this but here goes... At the end of 2008 I split from my fiancee and moved out. At this point I had a lot of debt which was unmanageable so I sent up a repayment plan to all my creditors through Payplan. All of the debt has now been settled, with all accounts closed…
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