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Standing Order to overseas account
Can anyone advise the best option for setting up a method of paying a set amount onto an overseas account. Preferably through a bank account, but, as I understand, not all banks have the facility to set up this type of standing order.
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Xbox have taken £4000 pounds from our account
Hi im desperate for some help and advice. My step son has his xbox linked to a bank account in my wifes name. We have just found out that £4000 has come out of this account on xbox transactions. The bank have not taken responsibility saying it was outlr account and we are not getting much help from xbox, we are distraught…
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Yorkshire Bank - 2 gripes (was What does this term mean?)
OK here's a test - for advanced readers here it is out of context, what does the second line mean: Interest paid on credit balances † † Up to £3,000 minimum monthly deposit required Does it mean if you pay in from £0.01 to £3000 monthly you will get some interest? And if you pay in £3001 you won't? I'm just not getting the…
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Santander strange processing?
I checked my statement and it shows transactions for tomorrow! Several transactions are listed for the 8th, even though two of them were faster payments (which went through correctly) sent on Saturday the 6th and the other shows as the interest added to the account on the 8th. I checked my current balance and my available…
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Best Banking App
Hi, I'm currently with First Direct. Their customer service is apparently great. Personally, I dont know how great their CS has been because I hardly have to speak to them. What I do know is that I find their Android App and Online Banking is terrible. Slow to log into and not easy to use. It's come to the point where I'm…
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Santander Basic Account and mortgage
I have re mortgage with Santander and am about to open a basic bank account with them. Is it true that you get discount on your mortgage if you bank with them? thanks in advance
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Business Bank Account Damaged Credit
Hi Guys and Gals, I am just wondering if anyone knows of any high street banks that will open a basic business account. Unfortunately a business I had didn't succeed and it has damaged by credit file. I am working on clearing it all up and doing well but unfortunately its not something I am going to be able to do over…
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Switching for Incentive DD Question
Sorry, you probably get these kind of questions all the time over here. I'll get to the point: I realise that I need two DDs set up on an account in order to switch and gain an incentive. Do these DDs have to be regular, or can they be, for example, credit card payments that haven't been taken for a few months due to not…
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"Minimum pay in" question
I'm looking to switch my wife's account (with her permission of course!) to M&S bank. One of the offers is: "If you can commit to a minimum pay in, you now get an extra £10 added to the gift card each month for the first year when you deposit £1,000/mth." The amount of salary getting paid in would be around £800. If this…
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Refused HSBC Advance current account due to failed credit check
Hello all, some help will really be appreciated. This is my story: I recently applied for a HSBC Advance account in branch. However, when the credit check was completed to my shock it was a fail and my application could not proceed. I did not ask what the problem is, although in retrospect i probably should have. Anyway, i…
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switching without closing
as per title - i'm keen to switch accounts to take advantage of the offers available, in this case to M&S banking. however, i'd like to retain my ability to use the regular saver account with my current provider. as i understand it, switching closes my old accounts. how can i circumnavigate this?
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online banking and RED wine
I love online banking when you can do transfers at 9.45pm on a Sat night and see the money in the receiving banks, straight away ! But should I leave it until Monday, after a few glasses of RED and a small Brandy ??? I always run the figures through MS money, to make sure all transactions are fine. So is it legal to bank…
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Switching Reward:
If I switch my current account with halifax to their reward current account will I still qualify for the £100 reward, or is it only for people transferring from an outside bank account, lloyds, nationwide etc?.
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Civil Service Unsocial hours pay.....unsure
I have an interview for a job within the Civil Service which is part time, 4 evenings a week 5pm til 10pm. Does anyone know what time enhancements would kick in for unsocial hours? Is it 7pm? And what % in addition to basic pay is attracted for such hours? I'm having to look very carefully whether it's financially viable…
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Pay off finance or buy new car in cash?
As the title suggests... In my house we have two cars. One is on finance with around 3 years left to go and around £8k to pay off if we settle. Our second car we own outright and has just started going wrong. It's worth maybe £1000 tops. By the end of March our annual bonuses will roll in and our savings will total around…
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First Direct -payment of bonus
Just wondering how fast first direct are at paying out switching bonus? Anyone received there's yet, if so how long did it take? Thanks
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Switching Bank Accounts
Hello, I have a Santander 123 account but have exceeded the £20,000 limit which they pay interest on. I wanted to switch current accounts to qualify for any bonuses I can get, but I was told that if I wanted to switch accounts I would have to close my current account and transfer all direct debits to the new one, along…
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Unauthorised debit from my account!
Hello, i'm looking for some advice on an incredibly embarrassing problem! I noticed an unautorised debit on my account last night, and I called my branch immediately. It was for £20 and I am certain that I didn't authorise it. It thought my bank would be able to sort it out, but I spoke to a young lady who told me that the…
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Switching with an overdraft
Hi, I hope this is in the right place. I currently have an overdraft with Santander of £1700 and looking to switch to the Nationwide FlexDirect account which has a 0% overdraft for 12 months. I have a reasonably good credit history but want to make sure Nationwide will match my £1700 overdraft when switching. Do you know…
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Closed Account Paperwork
Paper work for accounts which I only opened to switch away to other accounts for he bonus, never really used the account, never paid any fee's or anything, do I need to keep all the paperwork for opening/closing the account, or can it just be shredded James
