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Halifax and BOS closing my accounts
Received two letters this morning dated 2 Feb , one from Halifax and one from BOS, both stating that all my accounts with them will be closed on 4 April. Currently have three BOS Vantage with £5k in each purely for savings and have only used for such purposes since opening around mid last year. Plus the Monthly Saver.…
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Leaving Cahoot for new TSB account?
Hi all, I'm really tempted by the new TSB account with the 5% interest and £100 welcome. Here's my situation... I've been with Cahoot since about 2001 when they offered an awesome overdraft allowance. I had a savings account also which I took all the money out of when the current account was getting more interest. Last…
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Received interest (net) on Club Lloyds account - no direct debits set up
I have received interest (net) of less than £1 despite not having at least two direct debits on the account. I have no direct debits set up on the account. I've funded the account £1500 a month though. I have always thought that interest is paid only when there are two direct debits on the account.
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Halifax Reward and the new Tax free Savings
Curious as to how this will work with the new savings tax-free threshold. Currently, Halifax pay £1.25 in tax to the treasury for every monthly £5 reward to the customer. So how will this work when the new tax-free threshold comes into effect? Will Halifax simply stop paying the treasury and not pass on the saving to the…
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Santander questions
I have two Santander 123 Current accounts.One in my name and a joint one with my wife. Is my wife permitted to open one as well? We both receive monthly interest payments from Virgin ISAs.Can I use these payments a part of the £500 per month that has to be deposited? Thanks
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Old Portman accounts
How do you get old Portman instant access savings account application forms or find out about them. Trying to find out if you add someone to this account when u already have a account by yourself ,do they go on as a joint account holder or as a signitory. Was there more than one form for different ways of adding someone or…
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Santander - system down cost me money
I wonder if anyone can advise me. After numerous attempts to set up a online details to pay off solicitors & service charges. I gave up and phoned Santander and asked them to help I was informed that I would need to go into the branch and show ID as I also wanted to change contact details. The staff tried to help. They…
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new barclays bank account contactless debit card
Opened up a new bank account with barclays last week and git one of those contactless debit cards is this what they issue with new accounts now card starts with 4658 58 can't really see much use for them to he honest, Cheers D
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Halifax to up switching incentive to £125
Halifax to up switching incentive to £125 from Tuesday until 22 March http://www.thisismoney.co.uk/money/saving/article-3433389/Halifax-boosts-incentive-125-new-current-account-customers.html
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BoS-to-BoS weekend topup failed to render interest
Last weekend I noticed my Bank of Scotland Vantage Account was £107 short of the required £1000 deposits for January interest. I decided to do an internal transfer from my other Bank of Scotland Vantage Account, the idea being that the funds wouldn't be held up by some external 'digital gate' that's closed on weekends.…
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Afraid of switching current accounts
Hi, I've banked with since I was 18, so about 7/8 years. I've seen/heard about people switching and getting £150 for free so I thought why not? The only thing is, I'm afraid incase it all goes wrong. So I've got a few questions: 1) Do I tell my employer my new details or are they informed in the switch? 2) Will all my…
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Direct debit notice
Like some other customers of C&G (I presume), I have just received a letter informing me of a change to the DD guarantee. This reduces the notice period they must give of a change in amount to 4 working days. While it is not a great concern to me personally, I did wonder if this complies with banking rules (I assume yes…
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Difference Between Halifax Current Accounts
Hi, Im trying to work out the difference between the Halifax 'Rewards Current Account' and the Halifax 'Current Account.' It seems like the only difference between the two is the £5 pcm reward which involves the two direct debits but it seems a bit weird. Why would they have two seperate accounts that are effectively the…
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Anyone received £150 from Clydesdale?
I completed a current account switch to Clydesdale before their last deadline of 30th November last year. Their T&Cs say that the £150 will be credited to account within 70days of the switch. This would be the 8th Feb for me. I have met all the qualifying criteria within this period, and I somehow doubt it will be paid…
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New business account, which one?
Hi guys, hope you can help. I need to open a business bank account for my new bakery business. I'm a sole trader and turnover is small so I'm looking for something with no or low fees. Essentially I need it so the customers can send me payments by BACS. Any help would be greatly appreciated 😊
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UK Bank Account that can accept online payments in USD?
I get paid by my clients in US dollars, through PayPal. After PayPal have taken their fees, I have to withdraw the money to my UK bank account. PayPal convert the money into UK pounds but their exchange rate is always lower than the real exchange rate. Over the year this really adds up. Do you know if there are any UK bank…
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Switching Bank Accounts
Hello everyone I have a questing about the current account switching service many banks are offering and the rewards for doing so. But first here is a breakdown of our current set up My girlfriend and I bank with three banks, with six accounts in total Both of us have our wages paid into our individual Halifax Reward…
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Nationwide RAF and TopCashBack
Anyone know if these promotions are mutually exclusive? RAF pays £100 to the introducer as well as the new account holder. TCB pays the new account holder if they apply through TCB site. The way RAF operates, it would appear as if you might be able to get both - anyone any experience on this? Many thanks
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Direct Debuts on Account which was switched
Hi, So, I set up an account switch from nationwide to Yorkshire, and messed up the DD's and cancelled them by mistake halfway through the switch, I then set them back up on the nationwide account but because the direct debits had already been told to the new bank, the account was closed without moving them so now I'm…
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TSB Classic Plus application declined, even though I didn't request an overdraft
I applied for the TSB Classic Plus account a few days ago, but was declined today. I didn't request an overdraft, because I'm only interested in being in credit and earning the 5% interest, and getting access to the 5% regular saver. Is it worth contacting them about why I was declined? I've recently (past two weeks) been…
