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Clysdale bank switch
I have opend a basic account with clysdale bank to get the £150 switching bonus. My switch went through on the 1st of February, and I paid £1000 into the account on the second. When should I deposit the second £1000 Any time after or should I wait until the 1st of March? The terms state You need to pay in £1,000 within 31…
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What's the Best Prepaid Money card to give my teenager?
My teenager who is under 18 is due to go abroad - we are looking for a prepaid (Euros) card to give him so he (and us) don't having to worry about him carrying cash. We have looked at a lot of infomation on line however each card seems to need the person using it to be over 18. As it's an educational trip, without parents,…
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Bank Charges, what should my immediate steps be?
Hi, I've managed to incur £70 odd pounds worth of unarranged overdraft charges on my Natwest account which I had unfortunately forgotten about (yes my fault I know) I now do not have enough to pay these charges and I will not for at least two weeks when I am next paid, is there anyway I can prevent or reduce the fees which…
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Possible stolen bank details
Hi, I came home from work today and received a letter from tesco bank, in bold letters and numbers at the top of the letter was my sort code and account number, the letter also obviously had my name and address on. The problem is, the letter was open, I was the 1st home, the letter was still on the matt behind the door. I…
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Transferring money from South Africa
Hi. I am currently waiting for an inheritance to be transferred to me from SA to the UK, it's almost completed a long and arduous journey! Anyway, I'd like to use a private company (cheaper than the bank) to transfer the funds from the bank in SA to my UK account once the funds have been released. The bank in SA however…
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Halifax - Lowell Court Claim
Hi all, Back in 2007 (I was 19) I had a £1000 over draft with Halifax. I maintained this overdraft until 2010 when halifax set about changing their overdraft charges from a percentage to £1 per day the account was overdrawn, this would more than double my monthly charges. Before the changes where in place I decided to…
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mobile debt
I have £10,000 in my bank account and recently received a debt letter from lowells regarding my mobile phone debt from 3 mobile. I cancelled the direct debit before the contract ended in 2012 and now they're chasing me up. The debt is £177.67. If I don't pay this debt will my bank freeze or close my account and take all…
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Halifax Chq Clearing
I paid a chq in at 9.30 this morning. It immediatly shows on my balance, but the available balance is not showing it. How long does it take for this to update. It has got to be at least 10 years since I last had to do this surely times are better in 2016?!
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Banks and shareholders
Do some banks still record the fact that a customer is a shareholder? I remember seeing on my RBS data protection request a field for Shareholder Y/N? and I think I remember that Lloyds TSB used to do the same. I don't know if any banks offer shareholder perks? Any knowledge anyone?
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M&S Bank Monthly Saver
Looks like M&S Bank are changing the T&Cs for the monthly saver. I've just been notified that you now need to have 2 active direct debits from the account (excluding to the monthly saver) in order to get a new Monthly Saver Account. Seems a shame, that was one of the only real perks of banking with M&S, especially as they…
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Declined Halifax reward account
So I applied for this account last week so that I could take advantage of the switch offer. Initially I got a response of them needing to verify my details so I needed to take in my ID to a branch. At this point I was issued with a sortcode and account number. I took my ID in and then a few days later got an email to say…
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RBS Reward Black Debit Card
Does anyone know if you get a different debit card for this account? What does it look like?
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First Direct - switching incentive
hi all just wanted to report back on some excellent customer service from FD :D I applied back in November when the switching incentive was £150, but as I didn't want to close my old account I told them that I wanted to move across my DDs and SOs myself. When I didn't receive the £150 I queried it, and was initially told…
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Bank Charges Need help please
Hi Im a bit confused about the bank charges that you can reclaim. I was wondering what you can reclaim because I get charged for my overdraft fee which is 6.00 and my overdraft intrest which is around 39.00 and sometimes it makes me go over my limit then I get unplanned charges I'm just wondering what I can reclaim if any…
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Santander text scam
Has anyone been frauded out of money from Thursday 21st January with Santander text banking system?
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Accoutn switching query
Hi I have my main bank account with Barclays (where salary is paid) but I also have a second current account with them that I use to use for paying bills from. However now that I also have a Santander 123 account that I use for paying bills I don't really need the 2nd account with Barclays. If I were to use the 2nd…
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Bank of Scotland Vantage, etc.
Any sign of a new current account deal coming from Bank of Scotland? All seems a bit stale there still holding on to Vantage and no similar sort of 'Club Lloyds' deal. Wondered if anyone had heard anything on the grapevine?
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Which bank? What type of account
Hi I'm new to all this! I want to open a second bank account at a different bank as I have a second job and ideally I'd like the money from it to build up there but I may also pay a few bills through it. I still intend doing the majority of my banking through Danske Bank, who are my current bank. Which bank should I go to…
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Accessing different accounts through one portal
Some years ago I had an Egg credit card. This allowed me to access the Egg portal and link all my other current/savings accounts and credit cards to it. This meant I could log on to Egg and see the balances of all the other accounts with just one single log on instead of having to log on separately to each. It was a great…
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Bank of Scotland - payment under review
Hi, Just attempted to transfer some money from my Bank of Scotland account to my Club Lloyds account and got this message - http://i.imgur.com/xQhRIPI.png I was not setting up a new payee, I transferred money from BoS to this Lloyds account before without any problems. Is this because I was using Halifax online banking…
