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Is online banking safe?
I may be a little paranoid but after seeing various TV programmes about internet fraud I immediately cancelled my internet online banking account. I realise that there are benefits to online banking but my question is, Is online banking safe?
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Manchester Credit Union online
I recently opened an account with the above as I wanted an ethical savings account but am struggling with their online members area and just wondered if anyone else finds the same or is it just me. It seems to take days to update, even when I pay in by cash, and now for days I've just been getting 'web page is not…
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Can't Access Nationwide Online CC Account
Since yesterday evening I've not been able to access my Nationwide online credit card account……. anyone else having difficulty? When I log on, I can see all of my Nationwide accounts and I can access all except the credit card account. I get this screen notification… If I click on continue it takes my back to my online…
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Cancellation of . Visa Debit Card . then find . previous company can take money
A number of months ago I paid a discount rate for a box of wine . some of the bottles were handed to a Neighbour who took the delivery . because I wasn't at home and no Re Delivery Card was put into the Letter Box Cabinet . Though the issue then was to send me an E Mail saying other boxes of wine would be delivered after a…
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Pending Transactions
I purchased some Video Games from an online retail unit called STEAM. Soon after the Video Games dissapointed me so I refunded them before pending transactions went through. But when I check my online banking there is only OUT payments pending and not IN payments will the OUT payments not go out and just be replaced with…
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Santander Everyday Account
Hello! Do any Santander customers know whether it's possible to have two Santander Everyday accounts and be able to view them on the same banking screen and app? I would like to open one in the new year then would need to open the second one a few months later. Can the second one be opened online through 'Internet…
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Recommendations for business bank account
Hi I just wondered if anyone can recommend a good business bank account. We current use RBS but lately they have not been so great. Charges are quite high for everything we do and they are taking days to take money out and show where it has gone when we have used our debit cards. Many thanks
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Strange goings-on with Lloyds current account
Hi everyone, my Wife has just noticed that £140 has been deposited into her Lloyds current account with an entry next to it that starts 'PP' and loads of numbers after it. She's phoned Lloyds and the bloke she spoke to was about as useful as a chocolate fireguard! All he said was to wait to see if the amount will be…
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Charge-free basic bank accounts for the non-poor
All the commentary about the new basic bank accounts seems to suggest they are for the poor. But aren't they useful for everyone? If you have to give your bank account/debit card details to someone you don't entirely trust then having an account that will refuse payments that will take you overdrawn and not charge you for…
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Halifax Reward Current Account
Hi, I currently have my main current account with first direct. Their service has been great, however I'm thinking of switching to take advantage of the Halifax Reward account. £100 bonus and £5 per month reward sounds like it probably is the best account for me. I've got another account with TSB but am not really keen on…
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Transfers between banks
Good evening one and all. Quick question, I'v only ever had bank accounts (current) with Barclays, however now i'm in a position to save quite a bit i'v opened a TSB Classic Plus account. Between my barclays current accounts transfers are more or less instant. I'v heard in the past that between banks takes longer? is there…
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Quick banking question.
Hi there I have been speaking to someone recently who was lending their bank card to a close friend to help them out while they were unable to get out. This so called friend was taking out a lot more money that the person agreed to. Can I just ask does this lie with the cardholder as their stupid fault for giving a friend…
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Issued a refund a year ago, received letter requesting some of it back.
Hi, Wasn't sure quite where to post this, and i'm drawing blanks on Google. 13 months ago we completed on buying our house and received a check from our Solicitors for £521 - basically what was left after they'd done searches, etc etc (we sent them a larger amount of money, they do the searches they need to do, then they…
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Mobile Phone Contract
I have got a contract from EE which is a Microsoft Nokia Lumia 550, this phone came out just under 2 months ago, so it is fairly new. I have paying £17.49 for Unlimited Texts, 500 Minutes, and 500MB. This is a 2 year contract, and I think I'm paying way too much, as I hardly use the phone...I just think it is such a high…
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Refused Basic Bank Accounts
Hi, in last few days I have been refused basic bank accounts that basically do not even do credit checks. Why would this happen ? I cant see anything on my credit file. How can I see if black mark against my name and this address. Thanks
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Nationwide closing my accounts with no explanation
So I received a letter from Nationwide informing me that both my accounts with them will be closed: one is a free FlexAccount and the other is a FlexPlus account for which I pay £10 a month. Interestingly my surname was printed with one letter wrong, which I found odd, considering that these types of letters are usually…
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Cashing a ltd company cheque
Hi everyone, Im an absolute noob so please bear with me! I wanted to know if anyone has had any experience with this situation... I have been waiting on a company cheque for around 14 weeks! :eek: however, on receiving it, my business account (cashplus business) will not accept cheques... Now im a bit stuck because: 1. all…
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Fraud - but why?
I've received a letter at my parents' house (I no longer live there) saying I've signed up to a magazine subscription and the direct debit has been set up. It's my name and my correct bank account number and sort code. I have absolutely no knowledge of it. A similar thing happened to me a few years ago. That time it was…
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Payment not charged - how long to leave in budget?
Back in October I put £15 worth of fuel in my car at a Shell petrol station on a motorway services. My debit card still hasn't been charged. I am assuming that the payment was authorised but I don't have the receipt any more and wouldn't have thought to check it before shredding shortly afterwards. I have this amount in my…
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Elderley people and current accounts
No doubt we have all read about the 93 year old gentleman who was robbed of £23K in an ATM scam. (Very well done to the bank for repaying him!) My question is why did he have so much money in his current account? This is a battle I have with my elderly Mother-in-Law. Every so often she asks me to look at her accounts and…
