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newbie wanting advice
hi all i thought id sign up after been lurking for a while. i wouldn't say im worried about debts, but i really dont want them to get worse. im 24, had a mortgage for 1 year now, but have 15k of separate debts (loans/credit cards) me and my partner spend more than we earn, and only just realised :( :( just want to know how…
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funding tesco current accounts
Hi. I have 2 tesco current accounts , funded by £750 monthly!. Is it right that i can now stop this funding & still recieve the interest?. And also i will not have the £5 account charge to pay?, thankyou
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Problem Switching to TSB Classic Plus
Tempted by the £125 switching incentive, I decided to switch my current account from Citibank to TSB. Unfortunately when I entered my Citibank details into the TSB switching service, they weren't accepted. I phoned TSB and they are saying that it is not possible to carry out a switch between Citibank and TSB. I would be…
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Tesco Current Account Overdraft
I think I might have a bit of a mistake somewhere in the application. I applied for a Tesco Current Account last month. It's just come back approved with a whopping £3,000 overdraft facility. It's far too much. I just wanted a small £100 buffer certainly not £3,000. I'm never going to use it as the interest rate is so high…
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TSB cashback fever
Excitement is building here at the prospect of TSB cashback arriving in my current accounts. Just for fun (grown ups need not participate) let’s see who reports the arrival of cashback first, and let’s see when you expect it.
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Is Santander 123 still a good current account?
A couple of years ago Santander persuaded me to 'upgrade' my joint current account to their 123 account for which we paid £2 per month. They have now increased this fee to £5 per month which, to my reckoning, is a 150% increase. I've complained, but their response has been a polite, but firm, 'Tough!'. Is anyone else as…
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Transferring money to overseas bank acount
I want to transfer some money (£1,000) to my daughter's bank account in Canada. I have read what Martin has to say on this subject but wondered if anyone had any experience of doing this personally. I can use my bank which has a flat fee of £25. This seems quite expensive. Thanks MM
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Barclays closing my account
Hi Guys, So, recently opened and account online with barclays. A week or so later, they said they could no longer be my banker etc. Was surprised, maybe credit, identity check etc. Spoke to them on the phone and a fella sated it was because they could not verify my identity and I should go to the branch with 2 forms of ID.…
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Paypal inconsistent fee charging
I really don't get paypal and their random fee charging. I make my living from earnings in dollars from various websites I sell my media. For years they have all paid me with no fee but a couple always get a fee applied. I have asked them why and they say they do not understand as they pay other people who do not get a fee…
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First Direct, been accepted for 2 savings account...
First Direct, been accepted for 2 savings account...but I haven't heard about my current account application. Is this usual? I wouldn't have though they would set me up savings accounts without first approving my current account application? Has anyone else had an experience like this? Was your current account…
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Halifax paid insurance company £170 despite them only having out of date debit card
As above really. I bought my home insurance from AXA last year and to an extent this is my own fault. AXA emailed me to ask me to update my debit card info. I didn't and they then emailed to say my home insurance was due for renewal and gave me a quote. I found a lower priced policy elsewhere and bought this. But I didn't…
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Bank of Scotland branch locator
I'm in the middle of opening an account with Bank of Scotland and because I live in England, I have to put in my nearest branch. I'm playing guessing games as to where they have a branch. Stupid question but are there any branches outside Scotland and where do I find themon their website?
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Cash deposit at post office gone missing, no one accepting responsibility
Anybody had problems with this service before? On 10th Oct I payed in £450 cash and £30 in cheques at my local post office, I bank with Santander and according to website and all ive read the cash should appear immediatly, but its now 20th and still nothing, I have a receipt to prove the cash deposit (no receipt for…
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Lloyds Gold account – Previous Interest/T&C Information
Hi, Does anybody know where I can find backdated information from 2009 onwards; on the interest rates & T&C’s; for the Lloyds bank Gold account? I’ve tried the Lloyds bank website & I’ve visited my local branch; but as this product has not been sold for a number of years, I was informed that all information would have been…
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Opening a bank account with no ID
Hello, I'm writing this on behalf of my brother and just wondered if anyone can offer any advice. To cut a very long story short – my brother decided to make himself homeless several years ago. He is now in a position where he will need to sort out a bank account, but with the lack of ID, it’s a bit of an endless cycle as…
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Close joint 123 account, switch to who?
I have the Halifax reward account that pays £5 a month, Recently opened a joint 123 account with my wife who for some odd reason couldnt open an account before? (possibly name mixup on the electoral roll)? Would it be possible to switch the 123 account to the Halifax and still earn the £5 and get the switch fee? Would it…
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How do I open a second BOS Vantage account?
This is for a single (not joint) account. I already have one, I believe a second one can be opened, possibly a third. When opening my second TSB account last year, I remember I had to go through a special link on the main page after logging on so both accounts could be managed under the same user account.
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Switching Credit Report Question
Hello Sorry for the silly question but I'm new to the switching business. I want to switch my HSBC Advance account to TSB 555 but I also want to keep something open with HSBC because I have been there for about 18 years. If I leave a savings account open with them or a credit card, would that be enough for my credit report…
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Bank Switching Advice Please
Hi There, I was hoping I could get some advice with regards to switching my bank account. I've been banking with Natwest for about 12/13 years as my parents opened that account for me when I was younger, as they bank with Natwest. I need to sort out my finances and Natwest really isn't offering me anything - I have a…
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Switch Barclays to TSB- will fraud case stop it?
Hello, I am planning to switch from Barclays to TSB soon. Unfortunately my Barclays account was subjected to some fraudulent online transactions (one of the reasons I want to move alongside Barclays crappy benefits!!"). A case was raised by Barclays and they credited my account with the money that was stolen and I recently…
