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Are 'free' current accounts a thing of the past?
On Thursday the Competition & Markets Authority will be publishing a report into current accounts that is expected to announce a number of measures to increase competitive in the sector. One of the measures that may be announced is a 'flat fee' for all current accounts. While current accounts with fees attached have high…
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Multiple reward current accounts
I'm currently with First Direct and I find their customer service and online banking second to none, so easy to deal with. Unfortunately bar the 6% regular saver (which isn't easy access) there are no real financial incentives for me with the current account. I was thinking of opening a Halifax Reward current account for…
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Switching an ISA to a current account
Hiya :) Our current Barlcyas ISA is only giving us around 1.5% at the moment. I've noticed the tsb "classic plus" giving 5% which also gives the £125 bonus via MSE. I'm just wondering if its possible to use the switching service to transfer our ISA over to this (second) current account? Or is it just for current to current.
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Best over the counter book account...
So after a solid year of debt repaying - including 2k overdraft, 1k credit card and a few other debts, I am now in a position to save some money... however, I want to be able to access it when I like, just not via a debit card (I have a spending personality, when I have cash on my card, I spend it...) Does anyone have any…
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What do you do with cash back incentives from banks?
So what do you do with the money? I tend to put it towards car insurance or car tax or servicing etc...
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TSB Classic Plus Account
My daughter currently has the Under 19`s Bank account with Lloyds, she is 19 next month and will be starting her first job early November. She is thinking of switching to the TSB Classic Plus bank account account in the hope she might receive £125 switching offer. Her account with Lloyds has a balance of just over £3,000…
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Timescale for set up of Tesco Savings Direct Debits
I'm looking to do a switch under the CASS that completes on last business day of October for Nationwide's Reccomend A Friend offer which requires two direct debits. Setting these up on Tesco gives 29th October as earliest possible date for first payment which would thus be within the switching window which I'd rather avoid…
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Who/How/When to Switch?
Hi everyone, newbie here! Have been searching the threads & been "lurking" for a while but still can't figure out what to so so here goes. I want to take advantage of the switching offers but not sure how to go about it the best way. I have several accounts: Main A/C= HSBC Advance x1 with Regular saver A/C & Loyalty…
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Advice for Natwest overdraft charges please.
My first time posting, just need some advice please. I'm trying to figure out where I stand with Natwest re my overdraft. I changed my main account to Santander 3 years ago, I still used my Natwest one for a while whilst getting everything changed over. I had £100 arranged overdraft which I had used to just under the limit…
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business account question
I'm a part time writer. I write articles for magazines (usually 1 or 2 per month) and I also write short stories that are usually published in anthologies. The latter is less frequent than the articles. I also have a day job at a bank. My question is, as I'm being paid for the writing, is it okay to keep using my personal…
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Santander 123 Early Interest?
Anyone else received this early this month? Normally paid on 26th of month but paid today on 17th for part month.
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Is it better to apply for joint a/c first and 2 x sole later?
That's a general question about current accounts. A more specific one is about Club Lloyds, where I want to open a joint one with my mother plus two soles, without having to take her to a branch. If I opened a joint one first online, would I then be able to open a sole one for her or would their system reject it?
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Switching joint account
I'm switching my current joint account to Halifax to get the £125. Did it online couple of days ago, Halifax seem to have a daft system where you have to create a single account first then convert it to joint account afterwards. They saying it can take 5 days to convert but the switch offer ends tomorrow 18th! They say I…
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Excess Debit Cards
I have read many posts regarding the number of current accounts opened to take advantage of the switching bonuses etc. I seem to recollect seeing one MSE had 15+ I have no problem with this I have opened 6 , a modest number compared to some that I have read about. My question is what does everyone do with the"spare" debit…
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Opening another new current account - will this look bad?
Hi, I have recently started working and therefore earning money (I have very few outgoings) and also trying to get all my banking in order. About 3 months ago I switched an old current account to a 123 Santander account and have already made the £20k. Then last month I switched another old current account to an M&S one to…
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Get paid in Euros - Should I open a Euro account?
Hi I have recently started working regular for a company who pays me in Euros. This is my sole salary income at the moment so I am contemplating opening a Euro account. I have had 4 payments from my company now and just had them paid to my sterling account with Lloyds. I know you don't exactly get the best rate doing this.…
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Not sure which current account is best for me?
Hi all, I want to switch current accounts to get a switching bonus. I'm currently with Santander. I also plan on saving around £350 per month. I currently have £350 in a savings account to move over. I also have about £10k of CC debt which is on 0% for at least the next year. I can't decide which of the top picks is best…
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HSBC Closing my accounts. Looking for new bank.
I'll try to cut a long story short. I run an online business (sole trader). I bank with HSBC and have done all my life. I have a current account, saving account, business account and a business saving account. Out of the blue HSBC have decided to completely close all my accounts with absolutely no explanation as to why…
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Best bank account
I should finally be out of my overdraft at the end of this mont First time in many years! Looking to change and hopefully get one of these that pay £x for swapping. Ideally, one I can pay deposits in at the post office. I have debts with Halifax, Barclays, tesco(rbos) , mbna and Santander. My account at the mo is with…
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Anyone use Nationwide online banking?
Hi, have just this month switched to Nationwide. When looking at transactions on online banking, is there a way to set it so the most recent transactions are at the top of list ,rather than having to scroll all way down the page? Thanks so much :)
