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Bankers Draft Question
Hiya all, Just a quick one, My OH did a bankers draft for a payment and she has got home and realised the name on it is wrong-first name wrong on it Does anyone know if she takes it back can we get it debited back to her account and how long it takes to do so? ie is it back instantly Many thanks
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SWIFT/BICS transfer question
I have a question. On the 13th October, I transferred $13,000 to a US bank account, to help a family member with house payments. I'm with HSBC, and did it via the "Send Money Overseas" form. Everything appeared to go well, and if I look in my history (for international transfers), I can see the transaction listed with the…
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Natwest Advantage Gold bank charges advice please
Hi, Some background info regarding my case... I complained about my AG account on June 19th this year. There were 3 main reasons for the complaint; I was told that by having the account I would have a better chance of getting the loan. When I tried to down grade the account,I was told that it would effect my loan and…
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Joint club lloyds account
Has anybody managed to open a joint clud Lloyds bank account online, as an existing club Lloyds customer . If so , how did you achieve it ? I can find how to add a name to an existing account , tried applying as a new customer ,application was rejected presumably because you can only have one solo account. Didn`t even get…
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Bank account advice needed
My British mother in law lives in the USA (as a legal resident, she still only holds UK passport) and owns a second home here in UK. She wants to open a bank account to pay council tax/utility bills from and also to withdraw money to spend whilst visiting here, and to transfer money to myself (I've been helping oversee…
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Tsb 555 offer
Can anyone help with this question about the Tsb 555 offer If I deposit £50 per month in the regular saver account at 5% for the 12 month period of the offer what would my total amount be at the end of the 12 month offer? I have asked TSB customer services and they are unable to answer this question
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First Direct savings accounts
Hi, just a quickie as I can't find anything on the First direct site. I'm thinking of opening an account with them, but just want to know if I can open multiple savings accounts with them? I currently bank with Natwest and have 5 e-savings accounts for my different budget pots, but I read a post a few days ago about some…
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First Direct charges
Hello, I'm looking to switch bank account to First Direct but I'm a bit confused by the charges. On this website it says "This account has a £10 monthly fee, but this is waived each month you either pay in £1,000, have an average monthly balance of £1,000 or hold selected other accounts with First Direct." But First Direct…
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Account holder name 'wrong'
My late sister had a bank account and my mother is the beneficiary. However, we have only just discovered that there was a spelling error in the account name. One letter of the christian name is wrong. It therefore doesn't agree with the death certificate. How can we put this right given that the account holder is…
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TSB 555 offer - interest subject to paperless banking
sorry if this has been discussed already. Was tempted by the new TSB offer as mentioned in the MSE weekly email. However, noticed that it says the 5% interest is subject to having the account operated fully paperless which is putting me off. Heard stories of people going paperless and then having to pay for paper copies if…
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MSE News: Huge Halifax and Bank of Scotland data security flaw exposed by MSE
A Halifax and Bank of Scotland online security flaw meant balances and transactions were left exposed for others to view... Read the full story: Huge Halifax and Bank of Scotland data security flaw exposed by MoneySavingExpert.com Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t…
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Will my savings account be automatically switched too?
Hi Currently have a bank account I want to swtich. I also have a savings account with the same bank. The savings account isn't dependent on the main account, as far as I'm aware. If I switch the main account, will the new bank automatically open a savings account and switch that account at the same time?
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Halifax - Techical Problem During Application
Was opening the Reward current account. It checked my details, then I got the options and agreement page. It said your application has been successful, please check and complete the below so we can open the account. I did so, clicked continue but it came up saying there was a techical problem, this has not been completed,…
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CPAs - can your bank tell you which ones you have setup?
I realise that if I have setup a CPA (Continuous Payment Authority) with a company and they haven't yet contacted my bank, then there's no way the bank can know about it. However they know about any CPAs I have setup in the past. I just requested a list of them from my bank, but they won't tell me what they are, they just…
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Should I keep or close my Old Bank Account?
Hello I've had a bank account with HSBC for 18 years but lately I've not impressed with their customer service or the lack of extras such as cash etc. I've opened up a Santander 123 account and am toying with swtiching because of the perks they offer and much better customer service. I've always been told that its worth…
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Credit Union Debit Card-Will it cost you?
I noticed that our local Credit Union here in Scotland, has recently started to distribute Fliers advertising a Debit Card Scheme, run by them. On first glance it looks good- If you are in receipt of Benefits or on a low Income, and agree to have your Income from either, paid directly into the Credit Union, they will :-…
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FlexDirect pay in
Hello, just opened new FlexDirect, currently have a joint one at 1%, opened one in my name only for the 5%. Filled it with the max £2500. I've set up a standing order from my TSB account to pay into the Flexdirect on the 15th every month, to fulfil the £1000 a month requirement. I've also set up a standing order from the…
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Switch incentive!
In my natwest bank I have a dormant current account , held for some years with nil money in the account. My question is , will this account be ideal to do a switch to the Halifax to receive the incentive reward on offer?, would it be better if I put a few £s in before I apply ?, Thankyou for any advice given,
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Allied Irish Bank
Hello all, Mum has gone away for 3 weeks and she has just had two cheques turn up, just looked and the nearest Allied Irish Bank is 50 mins from me I am sure the answer is no but just wondered if anyone knew if they were partnered with another bank? ie could I pay them in elsewhere Otherwise when I speak to mum tomorrow…
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card one banking account
Anyone heard of this? If so is it possible to have this as a bill paying account and keep the current account I have with my bank?
