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Maximising contactless benefits
Has anyone got any ideas for how to maximise contactless payments? Useful for people with the TSB account which gives 5% back on contactless (£100/month), as most shops don't actually do contactless. One idea I thought of was to get cashback at the till at a shop which does offer contactless, but I don't think that would…
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Address for bank accounts
I want to take advantage of the 5% savings loopholes for current accounts but have a query regarding current address on the application forms. I am currently living in London and will be moving flats in the next few months. I read that it may affect your credit rating if there are a lot of address changes in a short space…
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Minimum Direct Debit
Hi, I'm looking to open several Club Lloyds accounts (3), each account needs 2 DD's, can anyone post links to low payment DD, maybe charity, I've had a look and some of them are £10 Per Month Min. I don't really want to do Magazine as they are normally introductory for a short period and then get expensive. I'm sure that…
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Reducing Overdraft Amount Granted to improve credit rating?
I have a lot of current accounts with agreed overdrafts that I have as a buffer zone rather than to use. Recently I have opened two current accounts where I have been refused an overdraft. Just had a look at my Nationwide accounts and saw I had a £4000 overdraft facility on a FlexAccount:eek: I reduced it online to £50.…
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Yorkshire & Clydesdale incentive
Hi I'm not sure if it had been covered: however no that YB & CB both have online a/c opening, I was wondering if anyone had transferred to both of them, to receive the £150 incentive. I know they are part of the same parent company, but both have there own sort code and are for this purpose are different banks. I can't…
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Halifax Reward Previous cashback
Was looking at switching my active current account to Halifax Reward for the £125 and £5 a month Looking in terms I noticed "Use the Current Account Switch Service and close your old account held elsewhere. If you've had cashback for switching since January 2012, we're sorry but you don't qualify." I use to have a Halifax…
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Cashback on contactless debit card
Hi Not sure if this is the right place to post this... Does anyone know if you can buy something for a couple quid and ask for £25 cashback and then pay £27 with contactless? The fact that TSB gives me 5% back on contactless payments has nothing to do with this question :) Thanks
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Looking to open joint account for bill payments
Hi OH and I are looking to open a joint bank account for all our bills to come out of. Any recommendations? I was going to open a 123 account, but see that the price has increased :\
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3 person joint account
Can anyone help - I am trying to find a joint account for 3 people sharing a house to use the account to pay into for household bills/rent etc. Every where I have tried - high street - all throw their hands up in horror! Anyone have one of these - am sure we had one as students in the dim and distant past.
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Halifax Current Account Switch Q's
Hello! First time posting on this forum, but was hoping somebody could advise on a couple of questions. I'm looking to switch my Natwest current account to the Halifax reward account to benefit from the £125 and the £5 monthly reward. I currently have a credit card with Natwest which currently has about £800 on it. I am…
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BankGiro question please help
Hello I've Subscribe to the magazine FOCUS I did not know that the subscription is not free Since I do not know Swedish. so I ended my subscription And I received Paper from BankGiro (bill) But I do not know how to pay subscription fees. i dont have a Visa card. How can I pay? Because I could not pay. What can happen? I…
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End of Tether- Change of Signatories
Our Scout Group in Oban has been trying for 2 years to change signatories with an account at the Bank of Scotland. Lost count of how many phone calls, mandates we have filled in plus personal visits with our ids. Seems that papers held at branch level are not sufficient for the centralised mandate team, anyway forms now on…
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I have not checked my bank statement for a year , anxiety
i haven't been able to look because of anxiety. i take money out of atm, and its been fine and i don't buy much stuff. but i just feel ill the idea of looking at my statements. This is probably very unusual and not a safe thing to do? i m going to look at them tomorrow but i feel that i should drink first :(
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Visa Debit Validation Process
Hi I paid for petrol at the pump at my local Tesco Station on the night of the 29th September. In order to validate my Visa Debit card Tesco requested £1 from my Co-Op account. They then requested the money for the petrol after I had filled up. The issue was that my bank held on to that £1 because they said that they had…
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TSB opened a few days before the promotion started...
I hate myself, I opened TSB account on Monday the week they started to do the 125 switching promotion through moneysavingexpert.com on a Friday. I opened it based on moneysavingexpert.com advice! Can I still somehow get a switching bonus? I have not yet switched my current account to TSB. So have two at the moment.
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Halifax switching bonus conditions
This seems too good to be true so I just wanted to check if anyone has any experience with it. The terms say "If you do not meet the conditions of the offer we may claim back the £125. We will do this by debiting £125 from your account." But the only condition that I can see is that the switching service must be used. It…
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idiotic decisions plus a little debt
I'm placing this here as I feel as this would come under budgeting. I have a little debt. Just over a £1000 which I'm paying off. I believe I can clear it in about two paydays. That's not the issue here. The issue is my overspending. I earn around £19'000 a year. My problem is, I tend to fritter money away without even…
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New account for matched betting
Good evening, I currently have one current account (with Nationwide) and a joint account with my wife. I'm depositing / withdrawing over £2000+ most weeks matched betting with my current account and decided I want a sole account purely for this to monitor easier, and also to confirm there will be no problems when…
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Switching but want to keep account open
Hi Accounts I have: Halifax reward current account & Natwest select account. Account I want to switch to: TSB Classic Plus I want to close Natwest and keep Halifax open as I like their website and want to continue having my salary paid there. However, Halifax would be the account I have to close if switching to TSB. My…
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Switching current accounts - how to prepare
I am thinking of switching from my current account and I am trying to 'tidy up' as much as possible to avoid any hitches with the switching process. I have an HSBC savings account which relies on me maintaining my HSBC current account - will the savings account simply be closed and the money transferred as part of the…
