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Budgeting apps
Hi Everyone Sorry in advance if this has been covered in advance. Can anyone recommend a good app for using to monitor my spending? I've tried writing down what I spend on paper but find if I don't have the notebook with me I forget to put things in so it's not accurate. I generally have my phone with me most of the time…
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Nationwide Flex plus
Looking at upgrading to this account. With the Breakdown cover does this include personal cover? I own one car and a named driver with two other cars. Would this cover only cover me for the car I'm registered with the dvla?
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Yorkshire bank cheque
i placed a santander cheque in my Yorkshire bank account on Monday i was just wondering wether it will show in my account at midnight or will i have to wait till the end of the banking day ? obviously on the date it's meant to clear
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TSB Classic Plus
Hello I have recently tried to register for the TSB Classic Plus account. I completed the online section and got an email saying I needed to provide ID in branch (which I duly did). However, this afternoon I got another email saying my application has been refused, with no explanation why. I've never been overdrawn on my…
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Cashplus purchase protection enquiry?
Does anyone have any experience with Cashplus when any purchase goes wrong i.e: item not received, item not described, company goes bust or fraud? They claim on their website "We’ve already paid out tens of thousands of pounds to our customers" Any experience with their purchase protection scheme?
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Transfering money to UK. Need advice.
Good Afternoon, My wife has her savings in Kazakhstan and need those transfered to UK. The only way she can do this now is to withdraw the money from UK TVM and put the cash in to her current account in Barclays. Her Kazakh bank charges 1.2% of the amount + around £1.50 per withdrawal. The ATMs only allow to withdraw £500…
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advice please.
Hi I purchased a washing machine from costco online , I paid on a debit card for it , and I noticed the money allocated /pending.. I purchased the machine last Thursday and now it's Wednesday and I've noticed the money allocated for the machine is back in my bank yet the machine has been delivered... how is this possible…
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Overdraft fees
I have an arranged overdraft of £1000 which I am struggling to get out of. I never go over the arranged limit but am charged about £25 a month in the overdraft. Does anyone know if I could claim these fees back to help myself get out of being overdrawn?
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RANT Lloyds and Mandate
I am in the process of taking over the role of Treasurer for a small society and it has a Treasurer's Account with Lloyds. I called into my local branch to ask for a Mandate Form. “Sorry can’t do that but here are (hand written) details of the online process”. I went online, found the link – it didn’t work. There is a…
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Basic bank account
Does anyone have experience with trying to open a basic bank account? I would kind of like to try to get one, but can't seem to find an actual application form to look at, and: a) I am not on the electoral roll b) I probably have zero credit history as I haven't had any sort of bank account for 15 years c) I don't have an…
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reclaim nat west bank package charges
I recently wrote to Nat West re my Advantage gold account charges that I was signed up to around 20 years ago. Their response was "You received a paper statement regularly and knew about the charges - so you cannot complain about having to pay them". Is it worth me writing to the Ombudsman and continuing with this…
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Santander
Hey. I created a student account last week with Santander, at the branch I was promised a contactless card. Today the card came and realised it was a non contactless card with black writing, compared to my friend's card which is contactless with the silver embossed writing. Cause this is a student account there is a…
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Will TSB accept my proof of address like this?
Hello I'm new to UK. I have a proof of address like : a letter from my employer and a National Express bus bill with my full name and current address. Will they accept one of these forms? Many thanks
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TSB Classic plus switch.
Hi I applied for the TSB classic plus via the link on here in order to get the £100 bonus, but scuppered at the ID stage. I had to take ID to branch before the application could proceed. I now have an email to say I have been accepted and have an account no and sort code. My question is - if I continue to the switch now on…
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Quick question...
Long story short, the HMRC have sent me a large fine saying that last years tax money had not been paid. I did pay for it online through the HMRC website as instructed by a letter I had recieved from them.Unfortunately I cannot find any email reciepts from them but I have cleared out my email since then. This transaction…
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Pay BACS by Direct Debit Transfer?
I need to pay a company for some plumbing work. I have their BACS details. Is the procedure the same as setting up a one time Direct Debit payment or Standing Order through my Lloyds TSB standard personal account, online? I have the company name, sortcode and account number.
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PayPal!
Is anyone else getting sick of this bank? I recently had to cancel a debit card and it was my primary card on PayPal. So accordingly I went on the PayPal site to register a new debit card and had to go through the process of getting it authorised. In so doing they took a pound from my current account, which they tell you…
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Santander 1-2-3 - Online Debit Card Transactions
Six weeks ago, following advice from the MSE website, I opened a joint Santander 1-2-3 account. When I try to use the debit card online, Santander block the transaction until I have confirmed by replying to their text with the letter "Y" to confirm that the transaction is mine. Annoyingly the texts fall outside of…
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Trying to close a joint account
My partner had a very difficult break up with her abusive ex, with the help of a very expensive solicitor things have now all been resolved. With the exception of the joint account with Halifax. It was a condition of their separation agreement that her name be removed from the account (at the time the large overdraft was…
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HSBC Advance account
I am currently with First Direct and am considering moving to get the benefits and cash. My one question is what is their telephone banking service like? I don't expect one like First Direct but I don't want to be waiting for hours or going through lots of number activated menus. Can anyone give any insight?
