Nationwide Flex plus

Sudders

Looking at upgrading to this account. With the Breakdown cover does this include personal cover? I own one car and a named driver with two other cars. Would this cover only cover me for the car I'm registered with the dvla?

Zanderman

Sudders wrote: »

Looking at upgrading to this account. With the Breakdown cover does this include personal cover? I own one car and a named driver with two other cars. Would this cover only cover me for the car I'm registered with the dvla?

Have you tried reading the details on the Nwide site? They have a summary and click-throughs to more info. Try here:

http://www.nationwide.co.uk/products/current-accounts/flexplus/insurances-and-benefits#breakdown-summary-of-cover

Kim_13

I have this account (primarily for the phone insurance and extended warranty though) but from what I can remember about the breakdown cover, it would cover your car regardless of whether you were present or not, and other cars if you were driving them or were travelling as a passenger in them. So it would even cover a car you're not insured to drive just as long as you were stuck with the vehicle.

Edit: Just looked at the link and it seems that cars without a full service history would be excluded.

pollypenny

It's a good one, covering you in a car driven by someone else.

colsten

Kim_13 wrote: »

So it would even cover a car you're not insured to drive just as long as you were stuck with the vehicle.

Seems an awfully bad idea to drive a car you're not insured to drive. Breakdown cover doesn't magically provide you with insurance cover.

Kim_13

colsten wrote: »

Seems an awfully bad idea to drive a car you're not insured to drive. Breakdown cover doesn't magically provide you with insurance cover.

I wasn't suggesting the OP did that. Of course it doesn't provide insurance. If the OP were travelling with a family member in said family member's car, with the OP as a passenger, the breakdown cover would cover them. The breakdown cover appears to be designed to ensure that the Nationwide account holder is not stranded anywhere, or left without their car, whether they are the driver at the time of the breakdown or not.