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Nationwide 'Faster' Payments
I've just tried to send a payment of £500 from my NW account to my Santander account. A message came up saying that it will be credited within 3-5 working days!!!! I know that is the case with BACS payments but not Faster Payments and I couldn't have sent a BACS payment from a personal account, even if I'd wanted to (which…
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Bank of Scotland
On this link Martin mentions Bank of Scotland offers good interest... http://www.moneysavingexpert.com/banking/compare-best-bank-accounts#alternative A friend who has already maxed out Santander 123 and Club Lloyds wanted to put some money in Bank of Scotland but during the online application there didn't seem to be any…
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Bank Fraud
I recently had my landline redirected last week by fraudsters who reported my line as faulty then managed to take out a £20000 personal loan in my name.BT redirected my landline to a mobile number after the fraudsters reported my line faulty without any security checks.The fraudsters were then able to receive pin numbers…
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First Direct - poor customer service?
It is generally "agreed" that First Direct has great (24/7) customer service and as far as I am concerned it certainly has in the past. I have been a customer for 20+ years and today I was on hold for 45 minutes trying to get through to them before I gave up - I haven't phoned them for about 6 months but previously never…
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Accounts with a zero withdrawal abroad charge
Hi, In January I will be studying in the USA for 4 months as part of my university degree. As I don't know how much I'll be spending it would be unrealistic to exchange thousands of dollars like I have for previous shorter holidays, so I was wondering whether there was a good bank account (preferably with a debit card over…
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'Income' for wife
My wife does not work (and we would like, therefore, to take advantage of her tax allowance). If I open a 1-2-3 account in her name solely, is it acceptable to give my income figure as hers (i.e. it is our family income) or should I state the proportion of my income that is used to 'run the house'. Are both slightly…
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Natwest business review letter
Hi I have received a letter yesterday from Natwest regarding updating/confirming my details so they can comply with the Money laundering act... I completed this online last night https://business-review.natwest.com Does this suggest they have an issue? or is it just a routine confirmation and update of details... I must…
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Money sent to hsbc inactive/dormant current account
I just sent £2500 from my Nationwide to a HSBC business current account, and the payment got sent via faster payment. Now the recipient is saying that he cannot confirm me about the payment till Monday as the account number he provided was by mistake for a dormant current account and he cannot tell me before Monday if the…
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Can I have both a Santander 123 account and First Direct lined to Regular Saver
Hi, I haven't reviewed where I put my savings in an age. From Martin's advise (Money Fountain) it looks as though I should put a lump sum (£20k) in a best bank account like Santander 123 (3%) and set up a current account with someone like First Direct linked to the Regular Saver (6%).The rest can go into ISAs. Some…
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Good Bank?
Who is the best bank to go with, I've been accepted for a halifax current account with a overdraft but not sure what they are like, mainly just want to use the account for direct debits as I am not earning at the moment so no wages etc, also I thought a current account would look good on my credit file as I am trying to…
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Direct Debit Guarantee question
Hi all, I can't find the answer to this question but hope someone can offer one. I have a DD set up for my season ticket with NUFC. This is taken on the first of each month. The August payment was taken on July 31st which didn't cause me bank charges as I was also paid on the same day. I did however complain to my bank…
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Santander 123 Account
My query has probably been answered before so apologies in advance. Do you have to keep the balance of the account at £20000 ?? Or do you get a reduced rate of interest if the balance is above £20000 ??
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Weird Transaction Showing on Halifax Account
Hey everyone. :) I have a weird transaction showing under my 'pending transactions' in my Halifax account. It says GENE KLOCKE DEDHAM US and it's for 62p. I don't remember buying anything for this amount and googling only brings up some sort of Livestock business in the US. :/ I'm going to try and get in touch with Halifax…
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Online Account Aggregator for Win10 / Edge
Hi does anyone know of an account aggregator like ewise/accountunity that works with Windows 10 / Edge browser? ie: one that stores your passwords on your PC, not their server? thanks TT
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Possible stolen cheque
My wife has been waiting for a cheque from the council for their share of roof repairs on a (vacant) flat she has been doing up. On contacting the council yesterday, she was told that a cheque had been issued to the flat address two weeks ago, followed by an e-mail today that not only had it been issued but also cashed.…
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TSB Current Account Overdraft refused twice in three days.
I usually get an overdraft no problem with any bank I've opened an account with. Only exception in the last few years has been HSBC because I wasn't offered one at account opening so now the computer says no for three months and no human can overule it, until I prove my ability to run the account responsibly (although they…
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Miss told info by bank
Hello Can any one help me? I won't say my bank, But I was over my over draft by £10. The lady at my back said il get charged £6 a month till its under. I then a week later got a letter saying I was getter charged £6 a day till it is under. What can I do?
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M and S Application
Just about to do this and heard that they are 'picky' (surprise surprise.....they are part of HSBC group....!!!!!) So I've read the advice they offer on information required in the application - they state 'employers address' Can anyone whose applied already remember how this is asked for ......and what effect being…
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HSBC online banking
When I log in without secure key and I have to log in with password but when it asks me second to last password, I am confused e.g if password is blossom1, then is second to last password m. Thanks
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Lost account (-£1 in arrears): likely to still be active? Huge charges?
I've just remembered that I had a bank account with either Lloyds or Barclays when I was a teen, which was approximately -£1 in arrears. I stopped using that account completely approximately 8 years ago, when I got a student account with a different bank. I've moved multiple times since I opened that account (plus my…
