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Problem with application TSB
Hello, why TSB refused my application? they offering me a cash account ...I have no idea why that happened. I'm 20 years old. I'm working FULL Time , I'm not a student. Could you please explain me why they refused application?:sad:
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how long does switching take
Hi guys. I have been with Natwest for 9 years and I'm considering switching to santander 123. I have no direct debits going out now until August 28th. Would the switch be made by that time? Is it guaranteed that all direct debits will be switched? How do I have access to my money while the switch is taking place? Thank you
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Bank account application and credit score
Hello, I have had a quick search and am unable to find the answer to this but I am sure its out there! Feel free to move the thread if you know where it is. I am looking to start 'Piggybanking' but I already have a, lets say delicate, credit score. If I apply for an account and get rejected will this affect my credit score…
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Nationwide FlexDirect
I currently get the 5% rate with this account but will be dropping to 1% shortly. Once I've closed this account, do Nationwide allow you to open another FlexDirect straight away or do they have any sort of time period they make you wait before doing so? Thanks.
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Advice paying off overdraft
Hi, I am looking for some financial advice to a current situation I find myself in. Obviously turning to the internet to ask strangers for advice isn't the best option but it does open me up to the possibility of options I understand very little about or options I would have otherwise not thought about. I graduated from…
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Money Makeover Services
Hi. I really need someone to help me complete a money Makeover and budget and cash flow for my family. Do you know if there are any services you can pay to help you do this? I know that there are lots of wonderful tools on this site to help you but I have ADHD so I really really struggle to complete them myself and get…
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Do I really need a business bank account?
I have just set up a limited company for myself to provide IT services. I already have an addtional personal bank account open that I don't use and could use this as a dedicated bank account for the business. Do I have to have a "business bank account" where they charge per transaction?
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2 Direct Debits
Hello, Quick question. If i decide to move to either Co-op, halifax or yorkshire to get the £100 switching bonus, do i have to use direct debits or can i use standing orders?? Is there a set time i have to be with the bank for? Can i set it up and leave after 3 months?
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Standing Orders!
I have set up a couple of Standing Orders in order to pay off debts owed on two old credit cards to a debt collection agency. My question is can the companies ever take more money from your account than you have set via Standing Order? E.g. If i have set it to, let's say £25/month could they one day decide they want to…
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Money still in my Halifax account when it shouldn't be
It sounds like a lovely problem to have to deal with - but I need advice! Last Wednesday (05/08, a week ago today) I transferred some money from one of my savings accounts into my Halifax Reward Current Account. I then moved a portion of this money into an investment fund I hold with Fidelity. At the time, I received an…
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Halifax login security?
Maybe it's just an anomily, but I tried logging into my halifax account, but after username and password, I get a pop-up to save a file called octo-stream on the memorable info. page. Has anyone else experienced this?
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NatWest basic account......anti-fraud measures?
My husband and I have a joint basic account with NatWest. My husband gets his salary paid into it and we use it to pay for shopping and petrol, and also his mobile phone and monthly car tax payments. All of our other DD's are paid out of my bank account. He also has a cash ISA, he recently got a cheque for an insurance…
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not for profit charity type account
Hey all, wonder if anyone can point me in the right direction, my husband has became a treasurer of a not for profit charity type organisation, we are just a local group trying to do good in our local community, we have got a few things sorted like a constitution etc but need to get a bank account for any monies to be paid…
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Recommended Islamic Bank Current & Savings Account
Hi, I am currently in the market for the above account type for religious purposes. I would be grateful if somebody can recommend a bank and share their experience.
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Cycling payments through current accounts for incentives
I have several current accounts such as Santander that offer extra interest or a cash credit provided you fund them with at least 500 or 1000 (etc) pounds each month. So I move an amount from one account to the next so that they all qualify. I have been cautious about moving money in and then out again on the same day in…
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Nationwide changed my billing address?
Helllo, I tried twice to make a purchase online but was declined, I phoned Nationwide and they told me my billing address was saved as some location in Brighton although I have never lived there. I never changed my billing address so I am very confused, anyone else had this problem?
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Is Barclays online banking down?
I can't get on to my online banking with Barclays this morning. Is anyone else having problems? J x
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MSE bank service poll
It's on again: http://www.moneysavingexpert.com/vote/10-08-2015/how-do-you-rate-your-bank-accounts-service Still only allows you to vote on one bank as far as I can see.
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Tracing a cheque and recepient
This is an award situation as it involves family members (of the non-divorceable type), hence why I'm "thinking out loud" on here and trying to envisage possible scenarios before opening a can of worms which cant then be resealed. So...if a cheque has been cashed and cleared, so I cant put a stop on it, is there any…
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Leaving First Direct Due to Two Factor Auth Fail (Secure Key) Who Is Better?
I persevered with First Direct after they moved to the card machine, then they finally saw sense and used a phone app, but the way they have implemented it is a total joke, it is hugely difficult, intensely frustrating, and this is coming from someone who has a number of Microsoft qualifications and has worked in IT for a…
