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advice please.
lottyxxx
Posts: 13 Forumite
Hi I purchased a washing machine from costco online , I paid on a debit card for it , and I noticed the money allocated /pending.. I purchased the machine last Thursday and now it's Wednesday and I've noticed the money allocated for the machine is back in my bank yet the machine has been delivered... how is this possible if it was allocated. .?.. does the person you pay have so long to claim the money?
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6 months without notice. After that they have 5.5 years but are required to notify you first.0
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No. They can ask/chase you for the money, but can't just 'notify' you and take it.TadleyBaggie wrote: »After that they have 5.5 years but are required to notify you first.0 -
I am worried that if I use the money for it and then in a few weeks time I don't have the money and they try and take it, it will send me overdrawn. I am not sure the bank will let me got that much overdrawn.0
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Don't use this money then until it's taken. As simple as that.0
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like grumbler said, don't use the money. It is spoken for, If you spend it and they then ask for it, what then?Earn, Save and Achieve0
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If it's a debit card payment, it WILL take you overdrawn when it's requested. It is a guaranteed form of payment. DON'T spend it.I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Cant you just phone them up and clarify the matter?Total Credit Used...=........£9,000 / £52,700
Mortgage..............=........£138,000 , 20 Years left.
:starmod:CC cashback for this year..=........£112.88 £205.81 banked in 2015
:starmod:YNAB User & Mortgage Free Wannabe
:starmod::A19/03/160
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