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Mobile Insurance with Bank?
I want to upgrade my Lloyds account to Silver membership so I can make use of the phone insurance if I should have to make a claim in the future. Questions: 1. How long after I have upgraded until I can claim for a damaged phone? ie If I upgrade account today, break phone tomorrow, can I claim the day after that? 2. Am I…
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What to do with a cheque in USD?
With any luck, I will shortly receive a cheque for around $4000 USD. I have no US bank accounts or other financial links to US, so will require to cash the cheque in the UK. Does anyone know the best way to do this? Is it best just to pay it into my standard bank account, or are there better value routes? I have accounts…
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Halifax Switch Offer - Question
Possibly a stupid question... but is there any funding requirement for the £125 offer when switching into a Reward account? I know you have to switch in 2 DDs, but are they expecting a pay in?
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accidentally divulging bank details
So today I received an email pretending to be Halifax, it asked that I put in some of my details as my ID needed to be verified. Being an idiot I only realised after completing the form that this was a phishing scam that I'd been stupid enough to fall victim to. I provided them with my name , DOB, sort code and account…
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co-op switch incentive and topcashback?
hi has anyone managed to get co-op switching incentive and topcashback for opening an account? not to keen to lose out on the incentive due to me going through topcashback.... ta
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Setting up Kids Account while on DMP
Daughter becomes a teenager this month and we want her to be a lot better with money than her parents so we are starting her on a monthly allowance. We want to setup a basic kids account with a cash card. Have tried a couple online and as soon as we put our details in we are simply refused. I guess because of adverse…
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Upgrading TSB Current account question
My father currently has several TSB Current accounts (ex LloydsTSB Vantage/Enhance accounts) One of these is a AVA account (a TSB Gold Account) - mainly for the worldwide travel insurance - and the others are standard/free 'Enhance' accounts. He tried to upgrade one of his 'Enhance' accounts online to a TSB Classic Plus…
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Annual interest/tax statements
Hello Could you tell me if it is mandatory that banks/building societies send these out on an annual basis? Or is it up to the bank to decide and you have to chase up those who don't? p.s. sorry have tried to use the Search function to see if this has been answered before but it seems not to work for me at all. Thanks…
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Atm user error
I deposited a cheque in an old style Santander ATM today, one with an envelope. On entering the amount of the cheque I miskeyed and did myself out of money. Will the envelope be checked and my error rectified?
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Sort codes
Hey there, myself and my partner recently switched to Lloyds. However, we made a silly error and accidentally made our branches different. Meaning, different sort codes. My question is: Would this have any impact on us getting a mortgage together? Do you have to be registered at the same branch? Also, can I get the same…
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First post :) High interest Current accounts
Hi all! So, this is my first ever post on this forum. I am 25, live in London, recently got married, and also got a new, well paying job. I am looking to start saving for the both of us..target is £500/per month or more if possible! 1. Have looked at opening a high interest current account each - Nationwide - 5% for the…
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High interest current account with no DD requirements?
Hi All Does anyone know of any high interest current accounts that can be set up without the need for active direct debits? I only have a couple of DDs to my name and they're being used with my Santander account. I know there are ways of setting up Tesco accounts which you can use for DD requirements but I really don't…
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Where can I open a joint bank account online?
Hi, Me and my partner want to open a joint bank account for bills/shared expenses, but because he works funny shifts, it would be easier for us to set it up online. We both have our own current accounts with Halifax. I recently opened a new current account with Halifax with the intention of adding him to that account,…
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upgrading from Halifax Reward to Ultimate Reward for a month then downgrade?
Hi all I currently have a Halifax Reward Current Account, and have had it for quite some time. It's not my main account, but I pop 1k back and forward every month and have 2 direct debits set up. I'm going away on holiday in a week....and wondering whether I should perhaps upgrade to the Ultimate Reward Account.....to take…
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Santander 123 Current Account & Trasfering Funds From Santander Isa
Hi Everyone. I'm new to this posting so please bear with me. Have just switched my everyday Santander current account to the 123 current account. My £1700 salary gets paid in directly every month and I have a few eligible direct debits so will definitely be better off. I also hold an easy access Santander isa account which…
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Is it possible to Upgrade from a HSBC Bank Account to a Advance account online ?
Hi, I have a HSBC Bank account, the one that you have to fund with £500 per month, there is around £2500 to £3000 a month going in it, so can I just upgrade it online as the minimum funding for the Advance account is £1500 which I meet, or will they automatically invite me to upgrade it due to the level of funding that is…
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NatWest Advantage Gold - Advice please
Hi all. I'm after a little advice please. Back in 2002/2003 ish I was struggling with debt and was constantly overdrawn on my regular NatWest account. I had a personal loan with Intelligent Finance and a couple of maxed credit cards. NatWest invited me in to my local branch for an account review and to see what they could…
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New AML regs re address?
Someone tried today to transfer 200 euros to my French account from their First Direct account. They did this last year with no problem. Today they were told that new money laundering regs require them to have my 'legal address'. However, 1st Direct were unable to clarify whether this meant my permanent UK address at which…
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How long does a shop have to take their money?
I bought petrol over 1 week ago on Weds 6th May and used the 'pay at pump' function. £1 was held from my debit account (as it normal at the Tesco I use). They normally take the full amount a few days later, but they haven't so far and the £1 held against the account has gone from my pending transactions. This has never…
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Graduate account changing...
Hello there, I need some guidance. Basically I received correspondence today saying my account was changing to a 123 account with Santander from the Graduate account. The way this works I think my overdraft limit will go from 2000 to 1200 which will leave me outside the limit in a couple months time, I have no idea on what…
