accidentally divulging bank details

samcolley1

So today I received an email pretending to be Halifax, it asked that I put in some of my details as my ID needed to be verified.
Being an idiot I only realised after completing the form that this was a phishing scam that I'd been stupid enough to fall victim to.
I provided them with my name , DOB, sort code and account number. I have reported this to the bank and it is being taken care of.
However I was just wondering what could someone do with those sort of account details.

maninthestreet

They could possibly set a DD on your account.

System

Sam, I also received one of these. Note for the future, the e-mail didn't use my name, just 'dear customer', a dead give-away for a scam. At least you had the great common sense to notify your bank straight away.

Vortigern

They also have your email address. Perhaps they could use the "forgot my username/password" procedure to gain access to your account?

[Deleted User]

Date of birth could be used to prove they are you. If they have your name, they could look up your address on the electoral roll. If you've got your mum on Facebook, they could possibly find out her maiden name and provide that as an ID piece.

I'd call up the bank, set a password on the account if possible, and change your security info to something obscure and stupid, like "Pork Sandwich" for mother's maiden name, or "Nesquik" for favourite place.

anoncol

Literally identity theft. Could open accounts in your name and empty the overdraft/credit accounts.

I would get yourself signed up to https://www.noddle.co.uk and keep an eye on any applications made as you.

InsideInsurance

samcolley1 wrote: »

I provided them with my name , DOB, sort code and account number.

All but your DOB is written on every single cheque you have ever given anyone.

The reality is that the more information you have about someone then the easier it is to find further information and so increases the chances of them either being able to gain access to your existing accounts etc or set up new accounts in your name etc.

As others have said, just keep a close eye on the CRAs and make your bank etc aware of it. If you really want belts and braces you could pay for protective registration with CIFAS but that will also impact your ability to apply for credit or other products that involve ID checks.

System

Today's scam was from Lloyds - the usual 'dear customer' opening, stating security updates have lead to the request to log in via the link, failure to do so leading to future problems with accessing one's account. I'm not a Lloyds customer, but do watch out if you are.

elle_may

Have put this on vents board, there is a scam email from Lloyds for 2014 tax return, wrong name but right email. Asking for you to fill out form with your bank details so they can put it into your account. DONT.

System

Just to warn all Lloyds online users; another scam e-mail trying to get me (or rather 'Dear Customer' to log-in via the given link arrived this pm (as I said previously, I'm not even a Lloyds customer). Please be careful.

afly

name , DOB, sort code and account number.

Honestly, thats not massively useful information for a fraudster. They should of been asking for your banks online login details. Only DOB is sensitive info (and a ridiculous security measure we should stop using) but it's pretty useless without address history and other credit based information


Even a DD is out of the question unless our fraudster wants a direct paper trail through to both their bank and registered UK company